{"id":13527,"date":"2022-09-30T07:30:10","date_gmt":"2022-09-30T14:30:10","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=13527"},"modified":"2026-04-14T01:39:43","modified_gmt":"2026-04-14T08:39:43","slug":"buyer-questions-to-ask-when-buying-new-construction-home","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-questions-to-ask-when-buying-new-construction-home\/","title":{"rendered":"Stop and Ask These 23 Questions When Buying New Home Construction"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-new-construction-home-buying-process\/\"><span style=\"font-weight: 400;\">new construction<\/span><\/a><span style=\"font-weight: 400;\"> home \u2014 yours from the ground up, with no prior owners \u2014 sparkles with possibility. From the fresh paint to the shiny flooring, it\u2019s a blank slate to make your own without dealing with any inherited problems or repairs\u2026 or so you hope. Here, we\u2019ve enlisted the expert advice of top agents, industry insiders, and recent homebuyers to address key questions to ask <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-dos-and-donts-of-buying-new-construction\/\"><span style=\"font-weight: 400;\">when buying a new construction home<\/span><\/a><span style=\"font-weight: 400;\">. Their insight and experiences can help you avoid costly problems, prevent unpleasant surprises, and make a smarter purchase.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cUnfortunately, I\u2019ve become involved in numerous new house horror stories, most due to poor workmanship or builders that failed to follow up on warranty work as promised,\u201d said Matt Steinhausen, an <\/span><a href=\"https:\/\/www.steinhausen.biz\/\"><span style=\"font-weight: 400;\">independent home inspector<\/span><\/a><span style=\"font-weight: 400;\"> since 1999 in Lincoln, Nebraska, who holds an A+ rating from the <\/span><a href=\"https:\/\/www.bbb.org\/us\/ne\/lincoln\/profile\/home-inspection\/steinhausen-home-inspections-0714-300049671\"><span style=\"font-weight: 400;\">Better Business Bureau<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Buy New Construction With Help From a Top Agent<\/h3>\n                        <p>Even with new construction homes it&#8217;s important to do your due diligence. Work with a top agent to help ensure you&#8217;re finding a great new home.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/buyer?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Find Agent<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n<\/span><\/p>\n<section class=\"building-block bb-type-default bb-agent-quote bg-none\" id=\"bb-1\"><div class=\"body block\"><div class=\"container-fluid\"><div class=\"block-content\">            <blockquote class=\"post-blockquote\">\n                <q><span style=\"font-weight: 400;\">That would be first and foremost: Get references from the builder as to any other properties that they\u2019ve built prior to this property. <\/span><span style=\"font-weight: 400;\">Maybe even visit one of those properties so you can see the finished product.<\/span><\/q>\n                                    <div class=\"contributors\">\n                        <ul class=\"list\">\n                            <li>\n                                <div class=\"inner\">\n                                    <div class=\"opener\">\n                                        <div class=\"avatar\">\n                                                                                            <img decoding=\"async\" src=\"https:\/\/media.homelight.com\/uploads\/agent\/picture\/1605734\/normal_image.jpeg\" alt=\"Michele Friedler\">\n                                                                                    <\/div>\n                                        <div class=\"info\">\n                                            <strong>Michele Friedler<\/strong>\n                                            <span>Real Estate Agent<\/span>\n                                        <\/div>\n                                    <\/div>\n\n                                    <div class=\"contributors-detail-modal\">\n                                        <div class=\"holder\">\n                                            <a href=\"#\" class=\"icon-close close\">\n                                                <span class=\"screen-reader-text\">Close<\/span>\n                                            <\/a>\n                                            <div class=\"top\">\n                                                <div class=\"avatar\">\n                                                                                                            <img decoding=\"async\" src=\"https:\/\/media.homelight.com\/uploads\/agent\/picture\/1605734\/normal_image.jpeg\" alt=\"Michele Friedler\">\n                                                                                                    <\/div>\n                                                <div class=\"info\">\n                                                    <strong>Michele Friedler<\/strong>\n                                                                                                            <span>Real Estate Agent at Hammond Real Estate  REALTOR\u00ae, SRES\u00ae, CLHMS (Certified Luxury Home Marketing Specialist)<\/span>\n                                                                                                        <div class=\"rating\">\n                                                                                                            <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                            <div class=\"btm\">\n                                                    <ul class=\"exp-list inline-list\">\n                                                                                                                    <li>\n                                                                <span>Years of Experience<\/span>\n                                                                <strong>43<\/strong>\n                                                            <\/li>\n                                                                                                                    <li>\n                                                                <span>Transactions<\/span>\n                                                                <strong>369<\/strong>\n                                                            <\/li>\n                                                                                                                    <li>\n                                                                <span>Average Price Point<\/span>\n                                                                <strong>$711k<\/strong>\n                                                            <\/li>\n                                                                                                                    <li>\n                                                                <span>Single Family Homes<\/span>\n                                                                <strong>186<\/strong>\n                                                            <\/li>\n                                                                                                            <\/ul>\n                                                <\/div>\n                                                                                    <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/li>\n                        <\/ul>\n                    <\/div>\n                            <\/blockquote>\n        <\/div><\/div><\/div><\/section>\n<div id=\"section--1\" data-toc-header=\"Questions for you to ask yourself as the buyer\" data-toc-type=\"head\"><\/div>\n<h2>Questions for you to ask yourself as the buyer<\/h2>\n<p>You\u2019ve decided to take the plunge and buy a brand new home. It\u2019s an exciting time, but can also feel overwhelming if you haven\u2019t done your homework.<\/p>\n<p>Take some time to ask yourself a few questions to not only figure out the type of home you want, but also to better determine how to protect yourself and your investment.<\/p>\n<div id=\"section--2\" data-toc-header=\"1. Should I hire an agent for new construction?\" data-toc-type=\"sub\"><\/div>\n<h3>1. Should I hire an agent for new construction?<\/h3>\n<p>Since many builders have their own representatives that work with buyers, you might be wondering if you need to bring <a href=\"https:\/\/www.homelight.com\/blog\/buyer-do-i-need-a-realtor-to-buy-a-new-house\/\">your own agent<\/a>. While the builder\u2019s rep will provide helpful information about the community, homes, amenities, and the construction process, ultimately they are representing the builder. Their responsibility is to uphold the builder\u2019s best interests, not yours.<\/p>\n<p>\u201cIt\u2019s all about the process, and buyers don\u2019t know what they don\u2019t know,\u201d says <a href=\"https:\/\/www.homelight.com\/agents\/cj-dubois-cote-me-hl3937079\">CJ Dubois-Cot\u00e9<\/a>, a top-producing real estate agent in <a href=\"https:\/\/www.homelight.com\/saco-me\/top-real-estate-agents\">Saco<\/a>, Maine, who specializes in new home construction.<\/p>\n<p><span style=\"font-weight: 400;\">It may be helpful and provide peace of mind to have <\/span><a href=\"https:\/\/www.homelight.com\/buying\"><span style=\"font-weight: 400;\">someone in your corner<\/span><\/a><span style=\"font-weight: 400;\"> whose primary obligation is to serve your needs, especially if you\u2019ve never purchased a new construction home before. An <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-real-estate-agent-for-new-construction\/\"><span style=\"font-weight: 400;\">agent experienced with new constructio<\/span><span style=\"font-weight: 400;\">n<\/span><\/a><span style=\"font-weight: 400;\"> can offer a wealth of information to buyers. They\u2019re probably familiar with builders in your area, their reputations, and the quality of their craftsmanship. They should have a solid understanding of the nuances and differences of a new home purchase agreement and can offer guidance on <\/span><a href=\"https:\/\/www.homelight.com\/blog\/what-does-contingent-mean-in-real-estate\/\"><span style=\"font-weight: 400;\">contingencies<\/span><\/a><span style=\"font-weight: 400;\">, clauses, and other details specific to the new construction contract.<\/span><\/p>\n<p>Some builders pay brokers a referral fee, which is money out of their pocket to bring in buyers like yourself. For this reason, they may encourage you to work directly with their in-house agent in an effort to save some marketing costs.<\/p>\n<p>If you decide to <a href=\"https:\/\/www.homelight.com\/buying\">hire an agent<\/a> for your new build, be sure you include them during your first visit to the builder\u2019s sales office and mention them during your first call or email; otherwise, some builders won\u2019t pay the referral fee.<\/p>\n<div id=\"section--3\" data-toc-header=\"2. What type of home would I want to buy?\" data-toc-type=\"sub\"><\/div>\n<h3>2. What type of home would I want to buy?<\/h3>\n<p><span style=\"font-weight: 400;\">Before you begin touring model homes and new neighborhoods, you\u2019ll want to have a good idea of the <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-types-of-houses\/\"><span style=\"font-weight: 400;\">type of home<\/span><\/a><span style=\"font-weight: 400;\"> you\u2019re interested in buying. Whether you decide on a <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-condo\/\"><span style=\"font-weight: 400;\">condo<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-townhouse\/\"><span style=\"font-weight: 400;\">townhome<\/span><\/a><span style=\"font-weight: 400;\">, or single-family home depends on your lifestyle preferences, financial situation, and investment goals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Depending on availability in your area, builders may offer a hybrid option like a duet or paired home (similar to a duplex), or alley-loaded and <\/span><a href=\"https:\/\/www.investopedia.com\/terms\/z\/zero-lot-line-house.asp\"><span style=\"font-weight: 400;\">zero-lot-line homes<\/span><\/a><span style=\"font-weight: 400;\"> that offer a single-family-home living experience on smaller lots.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When purchasing a new home, consider how you want to live in the home today and five years or so down the road. If you foresee major life changes during that time (a new baby, <\/span><a href=\"https:\/\/www.homelight.com\/blog\/when-to-downsize-your-home\/\"><span style=\"font-weight: 400;\">downsizing<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.homelight.com\/blog\/how-to-help-parents-downsize\/\"><span style=\"font-weight: 400;\">caring for an aging parent<\/span><\/a><span style=\"font-weight: 400;\">), buying a home that\u2019s flexible and accommodating to your needs will keep you happy in your space for years to come.<\/span><\/p>\n<div id=\"section--4\" data-toc-header=\"3. What kind of lot should I select?\" data-toc-type=\"sub\"><\/div>\n<h3>3. What kind of lot should I select?<\/h3>\n<p>As with most things in real estate, location is key, and that extends to your lot choice.<\/p>\n<p>In addition to the lot\u2019s size and slope, you will want to know how its location could impact your living experience. Lot configuration affects a home\u2019s orientation and which direction most windows will face, which could in turn affect comfort and <a href=\"https:\/\/www.homelight.com\/blog\/improve-energy-efficiency\/\">energy efficiency<\/a>. If privacy is a concern, you\u2019ll want to consider how close your home will be to that of your neighbors.<\/p>\n<p>You may want to get a copy of the area\u2019s development plans to review current and future traffic patterns. For example, if the lot\u2019s situated along or near a busy street, there will be vehicle noise to contend with. Plans for a future park or school across the street may boost your home\u2019s resale value, but it could also be noisy throughout the day.<\/p>\n<p>If you\u2019re in a higher density neighborhood, you might want to know if there are plans for a mid-rise or high-rise building that could obstruct your current views.<\/p>\n<div id=\"section--5\" data-toc-header=\"4. What kind of HOA oversight would work well for me?\" data-toc-type=\"sub\"><\/div>\n<h3>4. What kind of HOA oversight would work well for me?<\/h3>\n<p>Many new housing developments will be managed by a <a href=\"https:\/\/www.homelight.com\/blog\/buyer-average-hoa-fees\/\">homeowners association<\/a> (HOA), and how they\u2019re managed will impact your lifestyle and housing costs. The HOA is responsible for the day-to-day management of the community or subdivision and handles items like resident monthly payments, budget, rule creation and <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-can-hoa-enforce-rules\/\">enforcement<\/a>, and upkeep of common areas.<\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll probably want to know <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-average-hoa-fees\/\"><span style=\"font-weight: 400;\">how much your monthly dues are<\/span><\/a><span style=\"font-weight: 400;\">, as that will impact your monthly housing costs. Some HOAs are more restrictive than others, so thumbing through an HOA\u2019s CC&amp;Rs (covenants, conditions, and restrictions) will tell you what you can and can\u2019t do to your home, and whether or not you require permission for certain renovations.<\/span><\/p>\n<p>Understanding the neighborhood\u2019s rules and restrictions will help you determine if it\u2019s a good fit for your lifestyle.<\/p>\n<div id=\"section--6\" data-toc-header=\"Questions for builders\" data-toc-type=\"head\"><\/div>\n<h2>Questions for builders<\/h2>\n<p>Now that you\u2019ve figured out your dream home must-haves, it\u2019s time to <a href=\"https:\/\/www.nahb.org\/other\/consumer-resources\/how-to-choose-a-home-builder\">research builders<\/a> in your area.<\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-new-construction-home-buying-process\/\"><span style=\"font-weight: 400;\">process of buying a new home<\/span><\/a><span style=\"font-weight: 400;\"> is lengthy with many stages \u2014 think of the relationship with your builder as a long-term partnership. For this reason, it\u2019s important to ask builders lots of questions that could impact your home\u2019s quality, completion date, and final price.<\/span><\/p>\n<div id=\"section--7\" data-toc-header=\"1. What previous homes and subdivisions have you built?\" data-toc-type=\"sub\"><\/div>\n<h3>1. What previous homes and subdivisions have you built?<\/h3>\n<p>Reputable builders should welcome sharing the names and addresses of their completed communities. You may also be able to glean some information from their website.<\/p>\n<p>Take a drive through a few, noting the homes\u2019 exterior quality and <a href=\"https:\/\/www.homelight.com\/blog\/why-is-curb-appeal-important\/\">curb appeal<\/a>. Many builders tend to reuse their home plans, so you may even be able to check out your desired design in various architectural arrangements! It\u2019s one thing to see your house plan in renderings, and it\u2019s quite another to see it out in the wild.<\/p>\n<p>If the builder has been in business for a while, driving by some of their older and established communities is also helpful. You\u2019ll get an idea of their long-term construction quality and how their homes withstand the test of time (or not).<\/p>\n<div id=\"section--8\" data-toc-header=\"2. Do you have references from recent buyers?\" data-toc-type=\"sub\"><\/div>\n<h3>2. Do you have references from recent buyers?<\/h3>\n<p>Whether you\u2019ve found your home in its early stages or you\u2019ve seen the finished product, it\u2019s always wise to talk to other buyers.<\/p>\n<p>\u201cThat would be first and foremost: Get references from the builder as to any other properties that they\u2019ve built prior to this property,\u201d says <a href=\"https:\/\/www.homelight.com\/agents\/michele-friedler-ma-0000045876\">Michele Friedler<\/a>, a top real estate agent serving the <a href=\"https:\/\/www.homelight.com\/boston-ma\/top-real-estate-agents\">Boston<\/a>, <a href=\"https:\/\/www.homelight.com\/cambridge-ma\/top-real-estate-agents\">Cambridge<\/a>, and <a href=\"https:\/\/www.homelight.com\/brookline-ma\/top-real-estate-agents\">Brookline<\/a> areas in Massachusetts. \u201cMaybe even visit one of those properties so you can see the finished product.\u201d<\/p>\n<p>Even if your real estate agent or the builder provides references, you might want to poke around on your own to get a random sample of opinions. Drive through a recently built subdivision on a weekend while you\u2019re checking out the homes\u2019 quality, when homeowners might be doing chores outside.<\/p>\n<p>Introduce yourself, say you\u2019re considering buying a home from the same builder, and ask if they\u2019re happy with their home. If people aren\u2019t pleased, they\u2019re usually not shy to explain exactly why!<\/p>\n<p>Did they have any problems? Were these fixed properly and promptly? Would they buy another home from this builder? Don\u2019t be afraid to take a few notes so you can review any questions you have later.<\/p>\n<div id=\"section--9\" data-toc-header=\"3. What features come standard, and what\u2019s extra?\" data-toc-type=\"sub\"><\/div>\n<h3>3. What features come standard, and what\u2019s extra?<\/h3>\n<p>Is there anything more fun than spending a weekend touring model homes? Like experiencing HGTV in real life, walking a builder\u2019s model can inspire your own style and be a source of design and decorating ideas.<\/p>\n<p>But when you\u2019re trying to figure out what features come standard and which are upgrades, you\u2019ll want to refer to the builder\u2019s one-sheet, not the model home. Model homes are often tricked out with high-end building products and the latest design features and appliances \u2014 many of which aren\u2019t included in the home\u2019s base price and come with hefty additional price tags.<\/p>\n<p>Included features can vary widely from builder to builder and from one builder\u2019s community to another. Save yourself some unpleasant surprises down the road and understand your costs to upgrade before you sign the purchase agreement.<\/p>\n<p>Your agent is also probably familiar with your selected builder and might be able to provide additional insight and comparisons about the builder\u2019s standard and upgrade offerings.<\/p>\n<div id=\"section--10\" data-toc-header=\"4. What are my financing options?\" data-toc-type=\"sub\"><\/div>\n<h3>4. What are my financing options?<\/h3>\n<p><span style=\"font-weight: 400;\">Unless you\u2019re <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-buying-a-house-with-cash-process\/\"><span style=\"font-weight: 400;\">paying cash<\/span><\/a><span style=\"font-weight: 400;\">, you\u2019ll be researching your financing choices to determine what works best for your situation. The type of home you\u2019re building may also affect your mortgage loan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For subdivision or tract homes, semi-custom homes and spec homes, the financing process can resemble that of an existing home \u2014 determining which <\/span><a href=\"https:\/\/www.homelight.com\/blog\/mortgages-101\/\"><span style=\"font-weight: 400;\">type of mortgage<\/span><\/a><span style=\"font-weight: 400;\"> ma<\/span><span style=\"font-weight: 400;\">kes the most sense for your financial situation and shopping for a competitive rate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re building a custom home, and for some tract homes, you may be required to ca<\/span><span style=\"font-weight: 400;\">rry a <\/span><a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/construction-loans\"><span style=\"font-weight: 400;\">construction loan<\/span><\/a><span style=\"font-weight: 400;\"> whil<\/span><span style=\"font-weight: 400;\">e the home is being built. After the home is completed, depending on your lender and situation, you may be able to roll your construction loan into a typical mortgage loan. Your builder will advise on what\u2019s required for your specific build.<\/span><\/p>\n<div id=\"section--11\" data-toc-header=\"5. What incentives does the builder offer to use their lender?\" data-toc-type=\"sub\"><\/div>\n<h3>5. What incentives does the builder offer to use their lender?<\/h3>\n<p><span style=\"font-weight: 400;\">It\u2019s becoming a common practice for builders to require interested buyers to prequalify for a loan with the builder\u2019s preferred lender prior to contract signing. They want to know that you\u2019re a serious buyer who meets the <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-minimum-credit-score-to-buy-a-house\/\"><span style=\"font-weight: 400;\">minimum financial requirements<\/span><\/a><span style=\"font-weight: 400;\"> to buy one of their homes. But you\u2019re under no obligation to use that lender!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the very least, you\u2019ll want to <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-long-to-get-preapproved-for-a-mortgage\/\"><span style=\"font-weight: 400;\">get preapproved by a lender<\/span><\/a><span style=\"font-weight: 400;\"> for a more detailed estimate of how much money you can borrow. Many builders have their own in-house lender or partner with a mortgage company, and some will <\/span><a href=\"https:\/\/www.thebalance.com\/new-home-builder-incentives-and-seller-concessions-1798323\"><span style=\"font-weight: 400;\">offer incentives<\/span><\/a><span style=\"font-weight: 400;\"> to u<\/span><span style=\"font-weight: 400;\">se these connections. For example, a builder could throw in an upgrade allowance for flooring or cabinets, free solar panels, or a closing cost credit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even if a builder offers you a sweet financing deal, you still want to shop around. For instance, if you have a longstanding relationship with a bank or credit union, they might be willing to match or even beat what the builder is offering.<\/span><\/p>\n<div id=\"section--12\" data-toc-header=\"6. Can you explain the payment timeline?\" data-toc-type=\"sub\"><\/div>\n<h3>6. Can you explain the payment timeline?<\/h3>\n<p><span style=\"font-weight: 400;\">Most builders require an initial non-refundable deposit when signing the purchase agreement. The exact amount should be documented in the agreement; up to 15% of the purchase price is common.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re opting for your own lender or are going with the builder\u2019s, it\u2019s important to know when your interest rate will lock, for how long, and what happens to your rate should the home\u2019s completion date be delayed. If you\u2019re purchasing upgrades, you\u2019ll want to be clear on whether you can roll those costs into your home loan or will need to make a cash payment to the builder at the time specified in the contract.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-steps-to-building-a-house\/\"><span style=\"font-weight: 400;\">building a custom home<\/span><\/a><span style=\"font-weight: 400;\"> and ne<\/span><span style=\"font-weight: 400;\">ed a <\/span><a href=\"https:\/\/www.bankrate.com\/mortgages\/construction-loans-explained\/\"><span style=\"font-weight: 400;\">construction loan<\/span><\/a><span style=\"font-weight: 400;\">, your <\/span><span style=\"font-weight: 400;\">payment terms may look a little different, at least at first. Your lender will draft a draw schedule, which is a timeline that describes when certain payments are due to the builder during the construction process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Typically you\u2019ll be responsible for interest payments on the amount of each draw (payment) that the lender makes to the builder. After the construction is complete, you may be able to convert the construction loan to a typical mortgage, at which point you\u2019ll likely be responsible for closing costs outlined in your contract.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bottom line: Be sure you know the specific payment requirements for your loan type so you know exactly to whom you owe money, how much each payment will be, and when it is due.<\/span><\/p>\n<div id=\"section--13\" data-toc-header=\"7. Will there be an HOA? What will the CC&amp;Rs look like? What amenities will it have, and what will the dues be?\" data-toc-type=\"sub\"><\/div>\n<h3>7. Will there be an HOA? What will the CC&amp;Rs look like? What amenities will it have, and what will the dues be?<\/h3>\n<p>As mentioned above, if a new home community will have an HOA overseeing its management and operations, it\u2019s in your best interest to get all the details upfront so you know what you\u2019re getting into. Some of the most important things to know include:<\/p>\n<ul>\n<li>How much monthly dues cost<\/li>\n<li>What amenities the HOA maintains<\/li>\n<li>Specific CC&amp;Rs about renovations, pets, parking, and landscaping<\/li>\n<li>What landscaping is covered<\/li>\n<li>How rule enforcement is handled<\/li>\n<\/ul>\n<div id=\"section--14\" data-toc-header=\"8. Who oversees the construction?\" data-toc-type=\"sub\"><\/div>\n<h3>8. Who oversees the construction?<\/h3>\n<p><span style=\"font-weight: 400;\">You\u2019re making one of the biggest financial decisions of your life, so it\u2019s only fair that you\u2019d like to know who\u2019s responsible for building your home.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The construction manager or superintendent is responsible for day-to-day management and operations of a home\u2019s job site. They\u2019ll coordinate subcontractors, schedules, and deliveries to maintain a home\u2019s construction timeline. They\u2019re also responsible for job site safety, security, and cleanliness.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">How much interaction you\u2019ll have with the construction manager may vary from builder to builder. For example, you may meet them only during the frame walk and <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-new-construction-checklist\/\"><span style=\"font-weight: 400;\">final walkthrough<\/span><\/a><span style=\"font-weight: 400;\">. Or perhaps they\u2019re more hands-on and will provide regular construction updates by phone, text, or email.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Decide how you\u2019d like to receive progress updates and communicate your preference to your builder\u2019s representative.<\/span><\/p>\n<div id=\"section--15\" data-toc-header=\"9. What does the construction schedule look like?\" data-toc-type=\"sub\"><\/div>\n<h3>9. What does the construction schedule look like?<\/h3>\n<p>As with anything in construction, crafting a new home involves many moving parts, often at the same time. Most <a href=\"https:\/\/www.census.gov\/construction\/nrc\/pdf\/pct_start_to_comp_2021.pdf\">built-for-sale single-family homes<\/a> take 4-6 months to build, but this timetable may be different depending on where you\u2019re building (hot summers and snowy winters can affect completion dates, for example), the home\u2019s size, the floor plan, and types of design features.<\/p>\n<p>Local jurisdictions and their requirements also play a role in how long a home will take to build, according to Nancy Haskin, marketing director for <a href=\"https:\/\/renaissance-homes.com\/\">Renaissance Homes<\/a> in Portland, Oregon. \u201cMost builders include a clause in their contract that outlines when a home actually starts, which is typically when the foundation is poured. Builder contracts vary with regard to completion dates.\u201d<\/p>\n<p>You\u2019ll want to get your hands on a copy of your builder\u2019s specific construction schedule so you know what\u2019s happening and when. While the timeline may vary, the order of construction phases generally looks like this:<\/p>\n<ul>\n<li>Pre-construction work, like document preparation and permitting<\/li>\n<li>Grading, site prep, and foundation pouring<\/li>\n<li>Framing<\/li>\n<li>Plumbing, electrical, and HVAC system installation<\/li>\n<li>Roofing and windows<\/li>\n<li>Insulation and drywall<\/li>\n<li>Flooring, cabinets, countertops, and other interior features<\/li>\n<li>Exterior finishing<\/li>\n<li>Draining and irrigation<\/li>\n<li>Appliances<\/li>\n<li>Landscaping, driveway, and sidewalks<\/li>\n<\/ul>\n<div id=\"section--16\" data-toc-header=\"10. What happens if there is a construction delay?\" data-toc-type=\"sub\"><\/div>\n<h3>10. What happens if there is a construction delay?<\/h3>\n<p>It takes a village to build a home, and it\u2019s a process with many interdependencies, from subcontractors to material supplies, to workers, to weather. There\u2019s a lot that can go wrong, which could result in a delay in your home\u2019s final delivery date and when you can call the moving company.<\/p>\n<p>Your sales contract should stipulate what happens should a construction delay arise and what constitutes an excusable delay. Have your agent or real estate attorney review the builder\u2019s contract for this type of clause language so your interests (and move-in timeline) are protected.<\/p>\n<div id=\"section--17\" data-toc-header=\"11. What happens if the price of materials or the cost of labor goes up?\" data-toc-type=\"sub\"><\/div>\n<h3>11. What happens if the price of materials or the cost of labor goes up?<\/h3>\n<p>Builders and homebuyers have had a particularly hard time the past few years, with <a href=\"https:\/\/www.nahb.org\/news-and-economics\/housing-economics\/national-statistics\/framing-lumber-prices\">skyrocketing lumber prices<\/a>, material shortages, <a href=\"https:\/\/www.cbre.com\/insights\/books\/2022-us-construction-cost-trends\">inflation<\/a>, and shipping delays. Haskin notes the challenges for both builder and buyers.<\/p>\n<p>To help ease the burden, \u201cmany of our vendors have been proactive with ordering products ahead of time,\u201d she says. \u201cWe offer a price lock for our clients for several months, but if we are delayed due to permit issues or HOA issues, we outline in our contract that we have to re-price when we begin construction.\u201d<\/p>\n<p>That\u2019s why what goes into the sales contract is so important \u2014 knowing who pays for what and how much protects both you and your builder should these types of issues occur.<\/p>\n<p>Builders are increasingly including an <a href=\"https:\/\/www.forbes.com\/sites\/forbesrealestatecouncil\/2021\/03\/08\/the-power-of-escalation-clauses-in-todays-hot-real-estate-market\/?sh=220febf76da1\">escalation clause<\/a> in their contracts that outlines how price adjustments will be handled in the event of material or labor increases. If your builder doesn\u2019t include one, it will be up to you to request it, and your agent or attorney can help draft the specific language.<\/p>\n<div id=\"section--18\" data-toc-header=\"12. Can I provide my own materials or appliances?\" data-toc-type=\"sub\"><\/div>\n<h3>12. Can I provide my own materials or appliances?<\/h3>\n<p>If you\u2019re looking to save some money or you want specific items for your home that the builder doesn\u2019t offer, it may be possible to purchase your own. Builders\u2019 policies for this are all over the map, so you\u2019ll want to address this question early on in the process.<\/p>\n<p>Builders with their own design centers often will not allow outside purchases. \u201cBecause we have long-lasting relationships with our traders and vendors, we don\u2019t allow our clients to purchase appliances outside of what we offer.\u00a0 That being said, we have an extensive selection of options,\u201d says Haskin.<\/p>\n<p>Custom home builders are typically more flexible with buyers sourcing and buying their own materials\u2026up to a point. For semi-custom and production builders, there\u2019s less flexibility due to their vendor partner relationships and volume ordering.<\/p>\n<p>Providing some of your own materials could reduce the final price of your home, too. A builder may offer you an allowance, which is a credit for what it would cost them to provide a material. For example, if your home\u2019s base price is $400,000, and the builder offers an allowance of $10,000 for flooring, it will take the home\u2019s final price to $390,000.<\/p>\n<p>Keep in mind that it will be up to you to coordinate shipping and delivery of products to your home\u2019s job site, which could add construction delays if they don\u2019t arrive on time. You\u2019ll also want to be sure to provide your builder any manufacturer-specific installation information they can pass along to subcontractors.<\/p>\n<div id=\"section--19\" data-toc-header=\"13. What energy-efficient options do you offer?\" data-toc-type=\"sub\"><\/div>\n<h3>13. What energy-efficient options do you offer?<\/h3>\n<p>A high-performing home is good for the planet and your pocketbook, so energy-efficient materials and methods are quickly becoming standard among builders. At a minimum, you will want to learn how a builder approaches the following:<\/p>\n<ul>\n<li>Insulation and sealing<\/li>\n<li>Appliances<\/li>\n<li>Water heating<\/li>\n<li>House heating and cooling systems<\/li>\n<li>Windows and doors<\/li>\n<\/ul>\n<p>Many builders, including the 20 largest in the U.S., deliver <a href=\"https:\/\/www.energystar.gov\/about?s=footer\">ENERGY STAR certified<\/a> homes that are at least 10% more energy efficient than current code requirements. Some builders may even provide a <a href=\"https:\/\/betterbuildingssolutioncenter.energy.gov\/home-energy-score\/home-energy-score-about-score\">Home Energy Score<\/a>, which is a scoring system developed by the U.S. Department of Energy to determine a home\u2019s overall energy efficiency, or a <a href=\"https:\/\/www.homelight.com\/blog\/buyer-hers-index\/\">HERS Index number<\/a>.<\/p>\n<div id=\"section--20\" data-toc-header=\"14. When can I visit the construction site? How involved can I be?\" data-toc-type=\"sub\"><\/div>\n<h3>14. When can I visit the construction site? How involved can I be?<\/h3>\n<p>You\u2019re building your dream home, so you\u2019re probably interested in periodically checking out how construction is moving along. Some builders will offer a \u201cdusty shoe\u201d or <a href=\"https:\/\/www.nachi.org\/pre-drywall-inspections.htm\">frame walk<\/a> appointment where they\u2019ll show buyers their home\u2019s construction progress before the drywall is installed.<\/p>\n<p>You\u2019ll want to bring along your agent, who\u2019s well versed in home construction, as well as a copy of your structural options, electrical, and plumbing documents to be sure all is progressing according to plan. A <a href=\"https:\/\/www.homelight.com\/blog\/buyer-questions-for-final-walkthrough\/\">final walkthrough<\/a> is also common, which is when you\u2019ll have the opportunity to identify any items requiring additional attention or repair.<\/p>\n<p>If you know you\u2019ll be interested in visiting the site often (Because why not? Building a home can be exciting!), ask the builder what\u2019s allowed per their safety procedures. Some builders may be more flexible to multiple visits than others, and you may even have to make appointments ahead of time.<\/p>\n<p>In Reser\u2019s case, her builder welcomed visiting as often as she liked. She enjoyed the construction process so much she created a <a href=\"https:\/\/www.instagram.com\/firwood.farmhouse\/\">build diary<\/a> on Instagram, where she regularly posts photos of the home in various stages of construction.<\/p>\n<div id=\"section--21\" data-toc-header=\"15. What if I change my mind about a feature or upgrade? What kinds of modifications can I make before closing?\" data-toc-type=\"sub\"><\/div>\n<h3>15. What if I change my mind about a feature or upgrade? What kinds of modifications can I make before closing?<\/h3>\n<p>You\u2019re in the middle of a frame walk and want to add a window to the living room, or you\u2019ve changed your mind about your kitchen cabinet color. What now?<\/p>\n<p>A few things may affect if or when you can make any modifications, or \u201cchange orders,\u201d in builder-speak. Builders will also have specific policies about change orders, including what can be modified and when. And be prepared to pay up: modifications to options and upgrades can be costly and can delay your home\u2019s completion date.<\/p>\n<p>\u201cThis can lead to upcharges,\u201d Friedler said, because certain changes can \u201calter the time that it takes to complete the house, or things may need to be undone in order to be redone the way somebody wants it.\u201d<\/p>\n<p>What construction phase the home is in at time of purchase is the biggest factor, as the closer the home is to completion, the less things can be changed without resulting in exorbitant costs that will add to your home\u2019s final price. For example, you will probably have more flexibility with a home that\u2019s still in the pre-construction phase than you would with a home that\u2019s ready for cabinets and countertops.<\/p>\n<div id=\"section--22\" data-toc-header=\"16. When will the landscaping and driveway be finished?\" data-toc-type=\"sub\"><\/div>\n<h3>16. When will the landscaping and driveway be finished?<\/h3>\n<p>Don\u2019t assume landscaping and driveway installation will occur the same time your home is completed \u2014 or that they\u2019re even included at all. It\u2019s a common buyer misconception, according to Dubois-Cot\u00e9. \u201cThe landscaping and driveway have to be in the contract. Some buyers assume the builder\u2019s going to pay for the driveway, and not all builders do.\u201d<\/p>\n<p>Rarely will a builder take care of backyard landscaping, but the front yard may be included. If you live in a region with long hot summers or wet and snowy winters, it may be impossible for the builder to complete the landscaping or driveway when your home\u2019s structure is finished. Get it in writing to document and clarify when they will return to complete any exterior projects they are responsible for.<\/p>\n<div id=\"section--23\" data-toc-header=\"17. Do you offer a warranty program? What are the specifics?\" data-toc-type=\"sub\"><\/div>\n<h3>17. Do you offer a warranty program? What are the specifics?<\/h3>\n<p>Most home builders issue a <a href=\"https:\/\/www.nolo.com\/legal-encyclopedia\/new-home-defects-builder-responsibility-30211.html\">limited warranty<\/a> on their work, either within the sales contract or purchase agreement, or as a separate document. The type of work determines the length of time: typically one year for labor and materials; two years for defects to systems such as heating, plumbing and electrical; and 10 years for structural defects.<\/p>\n<p>Some warranties are part of state law. For instance, Massachusetts has a 1-year builders\u2019 warranty that covers a certain amount of labor and materials for anything that goes wrong or needs adjusting in the first 12 months after purchase, Friedler said.<\/p>\n<p>That said, some builders\u2019 warranties don\u2019t cover everything \u2014 for instance, landscaping. What happens if the plants die within a year?<\/p>\n<p>Read through any warranty paperwork with an attorney so that you understand its length, what\u2019s covered, what\u2019s excluded \u2014 and who is responsible for what problems. Some builders may have <a href=\"https:\/\/www.nolo.com\/legal-encyclopedia\/new-home-defects-builder-responsibility-30211.html\">third-party insurance<\/a> for particular items or will defer to a subcontractor who handled certain jobs.<\/p>\n<p>These are the <a href=\"https:\/\/thelyonfirm.com\/practice-areas\/defective-home-product-liability\/\">most common new home construction defects<\/a>, according to the Lyon Firm, in Cincinnati, Ohio, which has handled product liability cases since 2006:<\/p>\n<ul>\n<li><b>Improperly installed roofing<\/b><b><br \/>\n<\/b>For example, Steinhausen discovered that one builder had <a href=\"https:\/\/www.facebook.com\/237033561683\/photos\/a.376571951683\/10154779870241684\/?type=3&amp;theater\">installed stone veneer and mortar on top of shingles<\/a> without the proper <a href=\"https:\/\/www.checkbook.org\/v2\/docs\/roofers\/all-areas-roofers-parts-of-a-roof.pdf\">flashing<\/a>, the sheet metal or other material installed to prevent leaks at junctions.<\/li>\n<li><b>Inadequate electrical capabilities<\/b><\/li>\n<li><b>Poor placement of downspouts and gutters<\/b><b><br \/>\n<\/b>This can cause water damage that affects a roofing warranty.<\/li>\n<li><b>Issues with exterior siding, bricks, and stucco<\/b><b><br \/>\n<\/b>Concrete poured in cold weather might not cure properly and could crack, chip, or delaminate.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You should beware of <\/span><a href=\"https:\/\/www.homelight.com\/blog\/structural-home-inspections\/\"><span style=\"font-weight: 400;\">structural problems<\/span><\/a><span style=\"font-weight: 400;\">, such as slanting or sagging floors, buckling walls, and doors that don\u2019t open or close properly; these can be signs of foundation shifts.<\/span><\/p>\n<p>Drainage is also a common new home construction problem. \u201cWhen builders re-grade lots, they often disrupt or re-route the natural drainage and runoff systems, which can lead to water problems, especially in homes with basements,\u201d Steinhausen says.<\/p>\n<p>Although you may be able to sue a builder for poor workmanship under your state\u2019s <a href=\"https:\/\/blogs.findlaw.com\/law_and_life\/2018\/07\/new-home-construction-defects-when-can-you-sue-the-builder.html\">breach of warranty laws<\/a>, you\u2019ll want to note any <a href=\"https:\/\/www.nolo.com\/legal-encyclopedia\/new-home-defects-builder-responsibility-30211.html\">maintenance obligations<\/a> that the builder says are your responsibility. Failing to drain your water heater, touch up caulk or grout, or clean your gutters could count as neglect on your part and nullify any issues that you think the builder should fix.<\/p>\n<p>Also, check on any <a href=\"https:\/\/www.findlaw.com\/realestate\/construction-defects\/construction-defect-laws-by-state.html\">deadlines<\/a> you\u2019ll have to meet to notify the responsible contractors of any defects, which can vary from state to state.<\/p>\n<div id=\"section--24\" data-toc-header=\"18. Can a home inspector examine the property before we close?\" data-toc-type=\"sub\"><\/div>\n<h3>18. Can a home inspector examine the property before we close?<\/h3>\n<p>A lender typically requires a <a href=\"https:\/\/www.thebalancesmb.com\/what-is-a-certificate-of-occupancy-2125096\">certificate of occupancy<\/a> for a newly built home before <a href=\"https:\/\/reverse.mortgagequestions.com\/Articles\/Occupancy\">you can secure financing<\/a>. Your local building department issues this document (also called an occupancy permit) once it verifies that the builder completed the home\u2019s wiring, plumbing, heating, and other specifications properly.<\/p>\n<p>But a certificate of occupancy just means that a building is in \u201c<a href=\"https:\/\/definitions.uslegal.com\/c\/certificate-of-occupancy\/\">livable condition<\/a>,\u201d not that it\u2019s flawless.<\/p>\n<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-new-home-inspection-checklist\/\"><span style=\"font-weight: 400;\">home inspector<\/span><\/a><span style=\"font-weight: 400;\"> should review the property before you close, real estate experts say, because a buyer loses some leverage to make the builder address certain problems after closing.<\/span><\/p>\n<p>Many builders provide a time frame for <a href=\"https:\/\/www.pwsc.com\/blog\/handle-post-sale-questions-concerns-new-construction-purchases\/\">completing repairs<\/a> for items identified during the final walkthrough, and they will conduct a follow-up visit toward the end of the first year of occupancy. Some may offer information about how long certain repairs could take \u2014 but don\u2019t expect them to dash out right away if a nail pops through the drywall as the house settles.<\/p>\n<p>Plus, it\u2019s tough to prove after closing whether a gouge in a wall or countertop is the builder\u2019s fault or due to the clumsiness of the buyer\u2019s movers.<\/p>\n<p>Instead, the National Association of Home Builders \u2014\u00a0 also known as the NAHB, a federation since the 1940s that represents more than 140,000 home builders, remodelers, and other specialists constructing new homes nationwide \u2014 recommends that buyers be thorough, observant, and <a href=\"https:\/\/www.nahb.org\/other\/consumer-resources\/questions-to-ask-your-home-builder\">ask tons of questions<\/a> on their final walkthrough of the property. An experienced builder expects as much and prefers to remedy problems before buyers move in, when it\u2019s much easier to work in an empty house.<\/p>\n<p>A home inspector can examine the house before or during this walkthrough. Most of the defects that Steinhausen finds in new home construction are problems of which the builder or general contractor wasn\u2019t aware.<\/p>\n<p>\u201cA good builder should welcome an inspection prior to closing because it might save them some grief in the long run, and it might help them address things they can improve upon with future projects,\u201d he says.<\/p>\n<p>Problems can arise because of \u201csubcontractors doing shoddy work, or a lack of coordination between different subcontractors,\u201d sometimes when workers complete tasks out of order, he adds.<\/p>\n<p>For instance, if workers install the roof before others complete the flue pipes, sewer vents, or exhaust vents, then a builder needs to determine how to install the flashing and shingles around these components.<\/p>\n<p>The average home inspection will <a href=\"https:\/\/www.homelight.com\/blog\/home-inspection-cost\/\">cost you about $315<\/a>. Inspections of condos and homes under 1,000 square feet can cost as little as $200, while inspecting homes over 2,000 square feet can cost $400 or more. Nevertheless, an <a href=\"https:\/\/www.homelight.com\/blog\/save-money-with-home-inspections\/\">inspection can save you a lot of headache and hassle<\/a>, not to mention money in repairs.<\/p>\n<div id=\"section--25\" data-toc-header=\"19. If I\u2019m dissatisfied with any conditions, can I back out of the contract?\" data-toc-type=\"sub\"><\/div>\n<h3>19. If I\u2019m dissatisfied with any conditions, can I back out of the contract?<\/h3>\n<p>Admittedly, this is a question you want to ask early in the process \u2014 and before you sign anything.<\/p>\n<p><span style=\"font-weight: 400;\">In a real estate deal that doesn\u2019t involve a new build purchase agreement, you can back out or renegotiate if, for instance, the house <\/span><a href=\"https:\/\/www.homelight.com\/blog\/will-my-house-appraise-for-selling-price\/\"><span style=\"font-weight: 400;\">appraises for less than the sale price<\/span><\/a><span style=\"font-weight: 400;\">, or if the home inspection discovers significant problems. That\u2019s not usually the case with a custom home construction \u2014 it\u2019s extremely rare for a builder to reduce the price if the <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-if-appraisal-comes-in-low\/\"><span style=\"font-weight: 400;\">appraisal comes in low<\/span><\/a><span style=\"font-weight: 400;\">. The buyer is on the hook for the difference, which could mean more cash required to close the deal.<\/span><\/p>\n<p>Buyers also can terminate a deal throughout a contract period if they <a href=\"https:\/\/realestate.usnews.com\/real-estate\/articles\/how-to-tactfully-back-out-of-a-real-estate-deal\">can\u2019t secure adequate financing<\/a><i>. <\/i>In a resale transaction, buyers may be eligible to receive their earnest money back, but in a sales contract written by the builder, that might not be the case.<\/p>\n<p>In a new home sale, buyers are often required to pay a non-refundable deposit in lieu of earnest money, \u201cAbout 15% of the purchase price,\u201d says Dubois-Cot\u00e9. It\u2019s rare for buyers to get their deposit back from a builder, even if their financing falls through.<\/p>\n<p>Talk to your real estate agent and perhaps an attorney about the contingencies in your new home construction contract, how to end the agreement \u2014 and when you\u2019re locked in for good.<\/p>\n<figure id=\"attachment_28697\" aria-describedby=\"caption-attachment-28697\" style=\"width: 700px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction.png\" target=\"_blank\"><img decoding=\"async\" width=\"666\" height=\"381\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-666x381.png\" class=\"attachment-content size-content\" alt=\"A new construction home that is in progress.\" srcset=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-666x381.png 666w, https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-64x37.png 64w, https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-128x73.png 128w, https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-192x110.png 192w, https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-432x247.png 432w, https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction-500x286.png 500w, https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2019\/12\/questions-to-ask-when-buying-new-construction-home-construction.png 700w\" sizes=\"(max-width: 666px) 100vw, 666px\" \/><\/a><figcaption id=\"caption-attachment-28697\" class=\"wp-caption-text\">Source: (Brett Jordan \/ Unsplash)<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Find a Buyer's Agent to Help You Buy A New Construction Home<\/h3>\n                        <p>Work with an expert to help you buy your new construction dream home.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/buyer?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Find a Buyer's Agent<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n<\/span><\/p>\n<div id=\"section--26\" data-toc-header=\"Brand new doesn\u2019t mean problem-free \u2014 so ask away\" data-toc-type=\"head\"><\/div>\n<h2>Brand new doesn\u2019t mean problem-free \u2014 so ask away<\/h2>\n<p>Technically, a new home sale occurs when a buyer signs a sales contract or a builder accepts a deposit, according to the NAHB.<\/p>\n<p>Sometimes that means the home is complete; other times, you might see just a foundation or framed walls. As of August 2022, there were <a href=\"https:\/\/www.census.gov\/construction\/nrs\/pdf\/newressales.pdf\">461,000 new single-family homes<\/a> for sale in the United States, according to data from the <a href=\"https:\/\/www.census.gov\/construction\/nrs\/index.html\">U.S. Census Bureau and the U.S. Department of Housing and Urban Development<\/a>.<\/p>\n<p>But remember \u2014 even if you feel like you watched your new home take shape \u2014 a <a href=\"https:\/\/www.homelight.com\/blog\/buyer-do-i-need-a-realtor-to-buy-a-new-house\/\">new construction home<\/a> can have more issues than first meets the eye.<\/p>\n<p>\u201cThey may look pretty on the outside, but they may not be built well,\u201d says Friedler. \u201cThe average layperson doesn\u2019t know what\u2019s inside the walls.\u201d<\/p>\n<p>Reputable builders and real estate agents both want their clients to be happy in their new homes, so if you\u2019re uneasy about anything during this type of homebuying process, don\u2019t hesitate to raise your concerns.<\/p>\n<p>These professionals expect plenty of questions, from \u201cWhat will the estimated taxes be?\u201d to \u201cHow is the school system rated?\u201d and \u201cAre there homeowners\u2019 association fees?\u201d So be courteous but persistent in getting the answers you need.<\/p>\n<p><i>Header Image Source: (Brett Jordan \/ Shutterstock)<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ask these questions when buying a new construction home to avoid costly problems and make a smarter purchase.<\/p>\n","protected":false},"author":269,"featured_media":28699,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[192,638,645],"tags":[],"class_list":["post-13527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-house-hunting","category-new-homes"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>23 Questions to Ask When Buying New Construction Home<\/title>\n<meta name=\"description\" content=\"Ask these questions when buying a new construction home to avoid costly problems and make a smarter purchase.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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