{"id":14743,"date":"2020-02-28T15:19:38","date_gmt":"2020-02-28T23:19:38","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=14743"},"modified":"2026-04-06T07:17:25","modified_gmt":"2026-04-06T14:17:25","slug":"buyer-buy-house-columbus-ohio","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-buy-house-columbus-ohio\/","title":{"rendered":"The Insider\u2019s Guide to Buying a House in Columbus, Ohio (Go Buckeyes!)"},"content":{"rendered":"

Believe it or not, Columbus, Ohio, is one of the hottest real estate markets in the nation, even reaching the No. 1 \u201chot real estate market\u201d spot<\/a> in April 2019. That\u2019s because more and more buyers in Ohio\u2019s capital city are taking advantage of its strong job growth, low cost of living, and affordable housing stock.<\/p>\n

One of the few Rust Belt cities that\u2019s growing at a quick clip \u2014 almost 900,000 people called Columbus home<\/a> in 2019 \u2014 this city saw more than 300,000 new neighbors move in from 2014 through 2017<\/a>. In fact, it was the only<\/i> Midwest city to make the top 10<\/a> list of fastest-growing cities identified by the U.S. Census bureau in May 2019.<\/p>\n

As a result, you\u2019ll have to have your checkbook ready if you\u2019re serious about settling down here, because homes move fast, especially ones that are affordably priced. (In fact, backyard deals<\/a> mean some homes for sale never even make it on the MLS<\/a>.)<\/p>\n

To make sure you can still get into a home you love (without paying an arm and a leg), we\u2019ve interviewed experts with decades of Columbus-specific experience and knowledge of every neighborhood to break down exactly what you need to know before you buy. You won\u2019t overpay, and you\u2019ll be right at home at the heart of it all<\/a>.<\/p>\n

\"A<\/a>
Source: (Jessica Furtney \/ Unsplash)<\/figcaption><\/figure>\n

Start with the average price of a Columbus home<\/h2>\n

The number one thing you\u2019ll have to prepare for is a lot of competition<\/a>. With the market sizzling at the lower price points, buyers will need to stay on their toes. \u201cIt\u2019s a seller\u2019s market until you start looking at homes over $600,000,\u201d says Dan Fenters<\/a>, an agent with 19 years of experience in the Columbus metro area.<\/p>\n

To give you a better idea of how homes are priced around Columbus, here are some stats: The average home sold for $239,729 in October 2019<\/a>, with a median price of $205,000, according to Columbus Realtors. Compare that to the nationwide median home price of $285,700<\/a> (as of June 2019), and you can see that Columbus houses are a relative steal. With many U.S. housing markets in an affordability crunch, it\u2019s easy to understand what makes these homes so attractive \u2014 having money left over after you pay your mortgage sounds good to us, too!<\/p>\n

You can also compare Columbus-area housing prices with the typical rent: the U.S. Census puts Columbus median rent at $975 per month<\/a>, although more recent data<\/a> shows rents tripping the $1,000 mark. As such, rent ($1,105) and a typical mortgage on a $250,000 home ($1,336, assuming a 20% down payment) are both in the same ballpark. That means more than half of the metro area\u2019s renters can afford to buy<\/a> if they choose.<\/p>\n

Figuring out your budget<\/h3>\n

So what will a moderate budget get you here? Central Ohio\u2019s sprawling flat landscape means there\u2019s room to spread out, so it\u2019s easier than other places to get into a roomier home in terms of sheer square footage. With a median price per square foot of $120, that means homes under $250,000 can easily gain you more than 2,000 square feet of living space.<\/p>\n

But of course, it depends on location, with hot neighborhoods easily costing twice that. Getting into a home in the desirable German Village<\/a>, for example, will cost an average of $432,000, with an average price per square foot of $297 (as of January 2020).<\/p>\n

On the other hand, a German Village home is<\/i> poised to appreciate considerably. As Fenters reminds buyers: \u201cYou\u2019re looking at 5% to 7%\u201d appreciation in the hotter markets. \u201cIt\u2019s pretty darn high.\u201d And you\u2019ll need to stay for just a couple of years to see that sort of return on your investment, he said.<\/p>\n

If your budget is tight<\/h4>\n

If you need to keep the price low, look for tradeoffs: fewer bedrooms, for example, or a location that\u2019s further out from restaurants and shopping. And consider your emotional attachment to the home.<\/p>\n

A well-staged house feels cozy as soon as you walk in, and that often translates to higher asking prices, according to professional stager Lindsey Riemenschneider. She\u2019s owned C&B Staging<\/a> in Columbus, a firm with solid 5-star reviews on Yelp, for six years.<\/p>\n

According to Riemenschneider, there are ways the current trend in staging<\/a> can work to a buyer\u2019s advantage. For instance, lots of buyers like to see homes that \u201clook as though Joanna and Chip [Gaines, of HGTV] just left the house.\u201d But if a home you\u2019re considering hasn\u2019t been nicely staged or decluttered, other buyers may pass on even looking at it.<\/p>\n

If you can look beyond disappointing listing photos, you just might find a gem you can put your own finishing touches on. Plus, if a seller isn\u2019t competitive on staging the home, there may be room for you to push back on remediations when you are at the contract negotiation stage. This could be especially useful on older homes<\/a> that might need a little more work.<\/p>\n

If you\u2019re still unsure how much home you can afford, use HomeLight\u2019s simple home affordability calculator to figure it out<\/a>. Having a target price makes narrowing down possibilities way easier.<\/p>\n

Your taxes<\/h4>\n

Don\u2019t forget to account for your tax liability. In Columbus, real estate is assessed at 3.5% of the home\u2019s value, and owner-occupied homes get a tax reduction. You can expect to pay at least $2,100 in taxes on a $100,000 home in the city. For communities with highly rated schools, there is a tax tradeoff. If you live in Upper Arlington, which is known for its schools<\/a>, taxes on a $100,000 home would be $2,427; in Westerville, they would be $2,716.<\/p>\n

Insurance risks<\/h3>\n

Even though Columbus is land-locked, you\u2019ll still need to make sure your home isn\u2019t on a FEMA flood plain<\/a>. Jeff Clark, principal at Buckeye Appraising, Inc.<\/a>, notes that there are several areas within Columbus that are classified<\/a> within a FEMA floodplain. \u201cMost of these are small pocket areas,\u201d he says. Look for these near the Scioto and Olentangy rivers<\/a>, which run north to south through Columbus and affecting nearby suburbs.<\/p>\n

As a buyer, your biggest concern about being in a FEMA floodplain is the cost of home insurance<\/a>, said Clark, \u201cwhich can be several hundred or even thousands of dollars more per year.\u201d Buckeye Appraising, the only appraisal firm in Central Ohio with a Torch Award for Ethics from the Better Business Bureau, \u201chas observed many \u2018bidding wars<\/a>\u2019 for homes on the market,\u201d Clark said.<\/p>\n

As you\u2019re keeping future insurance costs in mind, also be aware that homes may go under contract well above the asking price. If your appraisal is low, there may be a clause in the contract requiring an additional amount to be paid out-of-pocket.<\/p>\n

\"\"<\/a>
Source: (Avi Werde \/ Unsplash)<\/figcaption><\/figure>\n

What kinds of homes can you buy in Columbus?<\/h2>\n

Looking for a single-family home? They\u2019re quite popular in central Ohio. Since Columbus was founded in 1812, its existing homes span the American architectural timeline:<\/p>\n

Victorian and Queen Anne<\/h3>\n

You\u2019ll find these storybook houses in the aptly-named Victorian Village, near the campus of The Ohio State University and Children\u2019s Hospital, as well as elsewhere in the older areas of the city and the older areas of surrounding suburbs. Updated Victorians are very desirable \u2014 and very expensive. But nothing beats them for charm!<\/p>\n

Fenters recommends you make sure you have these homes tested for radon<\/a>. You may be able to negotiate with the seller on remediation if it doesn\u2019t pass the test.<\/p>\n

Craftsman and Foursquare<\/h3>\n

These home types sprang up after the turn of the century and were very popular during the 1920s. With these homes, it\u2019s key to check the electrical systems \u2014 knob-and-tube wiring can still be found in houses that haven\u2019t been updated, and you\u2019ll probably need to invest in a quality electrician. Hire a structural engineer to make sure your inspection is thorough<\/a> and covers the sort of foundation issues 100-year-old homes may have.<\/p>\n

In an area with mature trees<\/a>, look for possible insect infestations or even a stray raccoon in the attic. Towering old oaks and maples are a treasure, but they also offer a highway directly onto the roof for rodents and other pests.<\/p>\n

Cape Cod and ranch<\/h3>\n

Post-war houses built in the 1940s and 1950s are often two- or three-bedroom cottages. They might offer less square footage than the modern home shopper is looking for, so check for homes that have been added onto as a way to win extra living space.<\/p>\n

You can find quaint 1960s ranch homes in the suburbs ringing Columbus, from Bexley on the east to Grove City on the west. As a plus, many ranches are clustered together in neighborhoods with gently winding streets, cutting down on noise and traffic.<\/p>\n

Your No. 1 priority with homes of this era is checking the foundation<\/a> for cracks and making sure the electrical system can handle modern living. If the price of the home is high and<\/i> you\u2019ll have to pay dearly to bring it into the 21st century, grit your teeth and walk away from the deal \u2014 or know you may not recoup that investment if you need to sell in a few years.<\/p>\n

Split-level<\/a> and New Colonial<\/a><\/h3>\n

Beginning in the \u201970s and \u201980s and continuing into the 1990s, these home styles enjoyed a brief but fervent popularity, so you\u2019ll see a lot of them in neighborhoods built around then. The families who enjoyed these housing plans have grown up, and the second generation of homeowners have rediscovered the appeal of two-story (or one-and-a-half story) living.<\/p>\n

With homes of this style and age, you need to make sure that the fundamentals have been replaced and properly cared for, including checking the age of the roof and HVAC systems. Updated kitchens<\/a> and baths are a must, too (and shag carpet is a definite<\/i> red flag). On the other hand, since these homes aren\u2019t too<\/i> terribly old, doing some updates yourself won\u2019t need to involve the Register of Historic Places.<\/p>\n

New builds<\/h3>\n

One way to get into a new home in Columbus is the tear-down: buying an old home, knocking it down, and putting a new build on the lot. You might see this happening in the more desirable suburbs. Or, other buyers take the existing old home down to the studs and build it back up according to code. This gives you the advantage of a desirable location without the heartache of a money-pit older house, plus it eliminates the high costs of a new foundation and framing.<\/p>\n

There have also been plenty of new-construction developments as well \u2014 but if you have an eye toward moving in a few years, it pays to consider whether the area you\u2019re looking in has a decent resell potential. New builds and condos may not hold on to their value the way a trendy neighborhood will.<\/p>\n

\"A<\/a>
Source: (Annie Spratt \/ Unsplash)<\/figcaption><\/figure>\n

Get the lay of the land in Columbus<\/h2>\n

Picture a steering wheel: that\u2019s I-270, the beltway surrounding Columbus. At 10 and 2 you\u2019ll have Dublin and Westerville, respectively; two suburbs with attractive schools. In the center, where your horne would be, is the city of Columbus, with a few main arteries traveling north-south.<\/p>\n

The first main artery is I-71, which leads from Cleveland in the north to Cincinnati in the South. The next is U.S. 23, which cuts straight through the University District of The Ohio State University and brings you right into the heart of downtown. And the last route to know is Ohio 315, which connects the popular neighborhoods of Powell, Clintonville, Upper Arlington and Grandview Heights with the university.<\/p>\n

Although walkable towns are increasingly popular with homebuyers, Columbus is still very much a driving city, and traffic can be beastly \u2014 especially at rush hour. Knowing how to skirt construction (a constant on Ohio highways) means knowing where you are in relation to the expressways and the back-roads shortcuts.<\/p>\n

So where do you want to be? Take a look at some popular neighborhoods:<\/p>\n

Downtown<\/h4>\n

Looking to downsize<\/a>, or love condo living? Check out Downtown. Condos here can be slightly oversupplied, according to Fenter, so you could get a good deal. Plus, you\u2019re right at the heart of it all: take in a Blue Jackets NHL game at Nationwide Arena, or visit the Columbus Museum of Art. If you snag (highly coveted) tickets to an OSU Buckeyes football game<\/a>, you\u2019re just minutes away from the \u201cHorseshoe<\/a>,\u201d the Buckeyes\u2019 iconic stadium.<\/p>\n

Short North<\/h4>\n

Just north of Downtown is the Short North Arts District<\/a>, an area with top-notch dining and restaurants. This area is a draw for Columbus residents in general and tourists, too. Just to the west is the Victorian Village, full of pre-1900 architecture and a short hop to the University. Living here means gallery hops, open-mic nights and some of the city\u2019s best food: Pick up a fire-baked bagel at Lox Bagel Shop<\/a> while house-hunting, and you\u2019ll see what we mean.<\/p>\n

Clintonville<\/h4>\n

North of the University, along High Street (U.S. 23) and bounded by the Olentangy River, is chill, walkable Clintonville<\/a>. As demand here increases, older homes are being updated and sold at higher prices, and prices can be expected to continue to appreciate as demand increases. Many couples buy their starter homes<\/a> in Clintonville and move when their families expand.<\/p>\n

Dublin, Powell, and the northern suburbs<\/h4>\n

If you\u2019d like to spread out a little bit or are looking for a little more space, check out the northern suburbs. In Powell<\/a>, for example, you\u2019ll find lots of green space, bike paths and parks \u2014 perfect for the dog-lover. In Dublin<\/a>, which was settled by Irish immigrants nearly two centuries ago, you\u2019ve got to check out the Pedestrian Bridge: 169 feet high and spanning the Scioto River.<\/p>\n

German Village and the Brewery District<\/h4>\n

Just south of Downtown is German Village<\/a> and the Brewery District, both trendy neighborhoods where homes are appreciating rapidly. Houses here trade fast and at a premium, but the location is a knockout: the brick homes, brick sidewalks<\/a>, brick everything<\/i> give German Village a sense of pride in its community and a look that charms pretty much everyone.<\/p>\n

For condominiums, consider the Brewery District<\/a>: Not too many families settle down here, but thanks to the area\u2019s recent redevelopment you\u2019ll find upscale loft apartments as well as terrific dining and entertainment options.<\/p>\n

Though prices may be higher in the trendier districts, the taxes are lower, and these homes are typically easy to resell, Fenters says.<\/p>\n

\"Trees<\/a>
Source: (Martin Sanchez \/ Unsplash)<\/figcaption><\/figure>\n

Best time to buy in Columbus<\/h2>\n

If you\u2019re looking for a fast close, the best time<\/a> to buy in Columbus is September, when homes are on the market for just 22 days. But if you want to save on the home price, January is your best bet: Homes sold in January sold for 16% lower than average. That means you may want to start your house hunting in the fall to account for the time it takes to get to closing. If you\u2019re shopping in the spring and summer, expect to see more activity and higher prices.<\/p>\n

You can use our \u201cBest Time to Sell\u201d tool<\/a> to see actionable data for your particular timetable.<\/p>\n

Find a top buyer\u2019s agent in Columbus<\/h3>\n

House-hunting can be a roller coaster. \u201cSometimes people get emotional about homes, obviously, and they\u2019re willing to way overpay,\u201d Fenters said, making \u201ccrazy, crazy offers.\u201d<\/p>\n

Avoid overpaying in a seller\u2019s market by making sure you have a reliable real estate agent by your side \u2014 someone who knows the market well and will work to find the right home at the right price. A good agent can also help you connect with professionals so you can get preapproval<\/a> or pre-underwriting<\/a>, qualified inspections, and realistic appraisals<\/a>.<\/p>\n

The best agent<\/a> can read the market data and save you thousands on the right home, so you can rest assured you\u2019ve paid the right place for your new house.<\/p>\n

Header Image Source: (f11photo \/ Shutterstock)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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