{"id":21356,"date":"2025-08-04T02:00:24","date_gmt":"2025-08-04T09:00:24","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=21356"},"modified":"2025-08-05T02:15:55","modified_gmt":"2025-08-05T09:15:55","slug":"closing-costs-without-a-realtor","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/closing-costs-without-a-realtor\/","title":{"rendered":"Selling FSBO? Tally Your Closing Costs Without a Realtor"},"content":{"rendered":"

If you choose the For Sale By Owner<\/a> route as you sell your home, you\u2019ll save on the listing agent\u2019s commission<\/a>. Other than that, you\u2019re on the hook for the same closing costs as any other seller. Closing costs<\/a> without a realtor can catch many sellers off guard, so it\u2019s essential to know what to expect at the closing table.<\/p>\n

Mandatory costs include a long list of fees and taxes from involved parties, such as the local and state governments and mortgage lenders. Additional closing costs may include any seller concessions<\/a>, attorney fees<\/a>, and the buyer\u2019s agent\u2019s commission<\/a>.<\/p>\n\n\n\n\n\n

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\n \"homelight\n <\/div>\n \n

Reduce Closing Costs With a Cash Offer <\/h3>\n

HomeLight’s Simple Sale platform provides you an all cash offer for your home, helping you avoid both a listing agent’s commission and reduce closing costs.<\/p>\n \n

\n Learn More<\/a>\n <\/div>\n <\/div>\n<\/div>\n\n\n

Beyond these closing costs, FSBO sellers cover expenses normally included in a listing agent\u2019s commission, such as marketing costs. All in all, FSBO sellers don\u2019t save as much money on their home sale as you might expect \u2014 just one reason why only 6% of sellers<\/a> chose to sell their home without a real estate agent.<\/p>\n

We\u2019ll break down FSBO closing costs line by line so you know exactly what to expect and avoid any sticker shock. Our analysis includes data from nationwide studies and surveys, government revenue websites, and on-the-ground insight from top Louisville, KY, agent<\/a>, Jay Pitts<\/a>, who has more than a decade of real estate experience.<\/p>\n","protected":false},"excerpt":{"rendered":"

Although For Sale By Owner (FSBO) eliminates agent fees, other expenses still apply. Learn more about the closing costs without a realtor.<\/p>\n","protected":false},"author":215,"featured_media":52871,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[322,341],"tags":[],"class_list":["post-21356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistics","category-closing"],"acf":[],"yoast_head":"\nSelling FSBO? Tally Your Costs Without a Realtor<\/title>\n<meta name=\"description\" content=\"Although For Sale By Owner (FSBO) eliminates agent fees, other expenses still apply. Learn more about the closing costs without a realtor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/closing-costs-without-a-realtor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Selling FSBO? Tally Your Closing Costs Without a Realtor\" \/>\n<meta property=\"og:description\" content=\"Although For Sale By Owner (FSBO) eliminates agent fees, other expenses still apply. 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