{"id":23102,"date":"2024-06-26T08:00:45","date_gmt":"2024-06-26T15:00:45","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=23102"},"modified":"2025-07-14T10:08:15","modified_gmt":"2025-07-14T17:08:15","slug":"closing-costs-in-delaware","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/closing-costs-in-delaware\/","title":{"rendered":"Selling a House in Delaware? You&#8217;re on the Hook for These 9 Closing Costs and More"},"content":{"rendered":"<p><em>Disclaimer: This article provides an estimate of a seller\u2019s closing costs that is meant for educational and research purposes only; our calculation is not a guarantee.<\/em><\/p>\n<p>As a seller, your home sale price and proceeds are very different numbers. You\u2019ll need to subtract your closing costs to determine how much money you\u2019ll walk away with after the sale. So, what are closing costs in Delaware?<\/p>\n<p>In Delaware, sellers typically pay <a href=\"https:\/\/www.homelight.com\/blog\/who-pays-closing-costs-when-selling-a-house\/\">6% to 10% of the home\u2019s sale price<\/a> in closing costs. It\u2019s customary for the seller to pay for closing costs like <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-property-title-search\/\">title search<\/a>, title insurance, and <a href=\"https:\/\/www.homelight.com\/blog\/delaware-transfer-tax\/\">transfer taxes<\/a>.<\/p>\n<p>We\u2019ll break down seller closing costs with insight from <a href=\"https:\/\/www.homelight.com\/agents\/peggy-centrella-de-rs-0022047\">Peggy Centrella<\/a>, a top Delaware real estate agent ranked in the top 5% of real estate agents in her market area. Trust us \u2014 you\u2019ll want a heads-up on these profit deductions, so you don\u2019t get sticker shock when viewing your <a href=\"https:\/\/www.homelight.com\/blog\/what-to-bring-at-closing\/\">settlement statement<\/a> at the end of the sale.<\/p>\n<p>\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">The Top 5% of Agents Sell Homes for Up to 10% More<\/h3>\n                        <p>HomeLight analyzes over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs. Connect with your top agent matches today at no cost.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Started<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n <div id=\"section--1\" data-toc-header=\"1. Loan payoff amount\" data-toc-type=\"head\"><\/div><\/p>\n<h2>1. Loan payoff amount<\/h2>\n<p>You must pay off your mortgage before you can <a href=\"https:\/\/www.findlaw.com\/realestate\/selling-your-home\/transferring-property.html\">transfer the title<\/a> to a new owner. Loan payoff includes the remaining principal and interest owed up until closing.<\/p>\n<div id=\"section--2\" data-toc-header=\"2. Property taxes\" data-toc-type=\"head\"><\/div>\n<h2>2. Property taxes<\/h2>\n<p>Delaware has <a href=\"https:\/\/smartasset.com\/taxes\/delaware-property-tax-calculator\">one of the lowest median property tax rates in the country<\/a>. Property tax rates vary by tax districts within the counties. For a general overview, here are the average property tax rates for each county:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>New Castle County:<\/strong> <a href=\"https:\/\/www.tax-rates.org\/delaware\/new_castle_county_property_tax\">0.55%<\/a>; see the <a href=\"https:\/\/www.nccde.org\/DocumentCenter\/View\/545\/2020---2021-Residential-and-Commercial-Tax-Rates?bidId=\">New Castle County tax rate for your district<\/a><\/li>\n<li aria-level=\"1\"><strong>Kent County:<\/strong> <a href=\"https:\/\/www.tax-rates.org\/delaware\/kent_county_property_tax\">0.40%<\/a>; see the <a href=\"https:\/\/www.co.kent.de.us\/media\/997862\/2020-2021-Tax-Rates.pdf\">Kent County tax rate for your district<\/a><\/li>\n<li aria-level=\"1\"><strong>Sussex County: <\/strong><a href=\"https:\/\/www.tax-rates.org\/delaware\/sussex_county_property_tax\">0.27%<\/a>; see the <a href=\"https:\/\/sussexcountyde.gov\/sussex-county-annual-rates\">Sussex County tax rate for your district<\/a><\/li>\n<\/ul>\n<div id=\"section--3\" data-toc-header=\"3. Reconveyance fee\" data-toc-type=\"head\"><\/div>\n<h2>3. Reconveyance fee<\/h2>\n<p>Once you\u2019ve paid the mortgage in full, the lender sends you a <a href=\"https:\/\/www.forbes.com\/advisor\/mortgages\/deed-of-reconveyance\/\">reconveyance deed<\/a> as proof. The seller is responsible for paying the reconveyance fee to obtain this official document.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019ve rounded up nine common closing costs in Delaware that sellers can expect. Depending on your market, you may pay even more.<\/p>\n","protected":false},"author":228,"featured_media":44964,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[322,341],"tags":[],"class_list":["post-23102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistics","category-closing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>9 Closing Costs You&#039;ll Owe in Delaware When Selling a Home<\/title>\n<meta name=\"description\" content=\"We\u2019ve rounded up nine common closing costs in Delaware that sellers can expect. Depending on your market, you may pay even more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/closing-costs-in-delaware\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Selling a House in Delaware? You&#039;re on the Hook for These 9 Closing Costs and More\" \/>\n<meta property=\"og:description\" content=\"We\u2019ve rounded up nine common closing costs in Delaware that sellers can expect. Depending on your market, you may pay even more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/closing-costs-in-delaware\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-26T15:00:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-14T17:08:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2021\/04\/closing-costs-in-delaware.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Caroline Mameesh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Caroline Mameesh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"9 Closing Costs You'll Owe in Delaware When Selling a Home","description":"We\u2019ve rounded up nine common closing costs in Delaware that sellers can expect. 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