{"id":23651,"date":"2026-04-02T04:00:44","date_gmt":"2026-04-02T11:00:44","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=23651"},"modified":"2026-04-02T06:25:59","modified_gmt":"2026-04-02T13:25:59","slug":"military-selling-house-programs","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/military-selling-house-programs\/","title":{"rendered":"In the Military and Selling a House: Programs and Resources for Service Members"},"content":{"rendered":"

Military life comes with many challenges, and a big one is having to relocate frequently. Particularly after receiving a Permanent Change of Station (PCS) order<\/a>, you may feel pressure to sell your house as quickly as possible so that your relocation can go smoothly.<\/p>\n

Here are some military selling house programs and services for pulling a successful sale, regardless of where you stand on your mortgage.<\/p>\n

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Connect with a Top Agent<\/h3>\n

Relocating for the military? Work with a MRP-certified top real estate agent to help sell your home.<\/p>\n \n

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Check your equity to get started<\/h2>\n

As a military member selling a house, the options available to you depend on your equity<\/a>, which is the percentage of your home that you own outright. Essentially, equity is the market value of your property minus the amount of money you still owe on your mortgage loan. Real estate professionals recommend that you own at least 10% of your home outright<\/a> before selling. This minimum equity ensures that you\u2019ll have the funds for necessary home sale expenses (such as staging<\/a>, repairs<\/a>, and closing costs<\/a>), plus some leftover profit to put towards your next down payment or security deposit<\/a>.<\/p>\n

To determine your home\u2019s equity, you first need to assess your property\u2019s fair market value<\/a>. For a quick estimate, check out HomeLight\u2019s Home Value Estimator<\/a>. The tool uses an automated valuation model<\/a> to give you a ballpark figure for what your home is worth in the current market<\/p>\n

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Explore military house-selling programs and resources<\/h2>\n

There are several helpful programs and resources available to service members dealing with a PCS order. Here are a few.<\/p>\n

Financial counseling options<\/h3>\n

Military OneSource<\/a> has numerous options for helping you navigate your current finances, manage any debt you may have, plan and budget for your future finances, and access tax breaks available to service members. All of this information is integral in order to know how a PCS order may financially impact you.<\/p>\n

Military OneSource offers a financial calculator<\/a> as well as a free personal financial counselor<\/a> to help you ascertain where you are financially and aid you in working toward your financial and homeownership goals.<\/p>\n

Servicemembers Civil Relief Act (SCRA)<\/h3>\n

The Servicemembers Civil Relief Act (SCRA) is complicated<\/a>, so it\u2019s advisable to reach out to legal counsel<\/a> or a financial consultant who frequently works with service members in order to best understand how to exercise the SCRA\u2019s rights.<\/p>\n

Some of the most important aspects of the SCRA as it relates to housing<\/a> are that it provides:<\/p>\n