{"id":27131,"date":"2026-10-08T02:00:45","date_gmt":"2026-10-08T09:00:45","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=27131"},"modified":"2026-10-09T02:40:04","modified_gmt":"2026-10-09T09:40:04","slug":"buyer-average-hoa-fees","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-average-hoa-fees\/","title":{"rendered":"From Rules to Average HOA Fees: What to Know About Homeowners Associations"},"content":{"rendered":"<p>After a long weekend of <a href=\"https:\/\/www.homelight.com\/blog\/buyer-can-anyone-go-to-an-open-house\/\">open houses<\/a>, you finally walk into a home that feels different: the layout works, the neighborhood checks your boxes, and you can already see yourself living there. The listing price fits your budget, so you start thinking about <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-to-make-an-offer-on-a-house\/\">making an offer<\/a>, only to discover that the property belongs to a <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-an-hoa\/\">homeowners association (HOA)<\/a>. Before you get too attached, take a moment to look into the average HOA fees and its rules, since both can affect what you\u2019ll spend and what you\u2019re allowed to do with the property.<\/p>\n<p>From monthly dues to rules about renovations, landscaping, and parking, an HOA can come with a few surprises that aren\u2019t obvious from the listing. Knowing those details upfront can help you decide whether your dream home is actually the right one for you.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Get an Agent Who's a Pro at HOA Rules and Fees<\/h3>\n                        <p>Don\u2019t let HOA fees trip you up. Work with an agent who\u2019ll break down all the details, so you can focus on finding your dream home with confidence.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/buyer?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Find agent<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<p>\u201cIn 1973, there were 10,000 community associations across the U.S. Today, there are [over] 350,000 across the United States. This is a rapidly growing market with 20 to 25% of Americans living in a community governed by an association of some kind,\u201d explains Thomas Skiba, Chief Executive Officer (CEO) Emeritus of <a href=\"https:\/\/www.caionline.org\/pages\/default.aspx\">Community Associations Institute (CAI)<\/a>.<\/p>\n<p>The organization began in 1973 to provide resources to the growing condo and HOA market, including a <a href=\"https:\/\/www.caionline.org\/HomeownerLeaders\/Pages\/default.aspx\">board leader certificate course<\/a> designed to train aspiring community leaders.<\/p>\n<p>HOAs can be confusing, so HomeLight consulted with experts to compile this guide to explain what you should know about HOAs and help you decide if they\u2019re the right choice for your lifestyle and budget.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Curious about average HOA fees and their rules? We break down the costs of joining this community so you can plan your home purchase better.<\/p>\n","protected":false},"author":247,"featured_media":53465,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[192,657,654],"tags":[],"class_list":["post-27131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-hoa","category-homeownership"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Average HOA Fees and the Benefits of Homeowners Associations<\/title>\n<meta name=\"description\" content=\"Curious about average HOA fees and their rules? 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