{"id":27588,"date":"2025-01-24T02:00:55","date_gmt":"2025-01-24T10:00:55","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=27588"},"modified":"2025-07-28T09:53:27","modified_gmt":"2025-07-28T16:53:27","slug":"closing-costs-in-arizona","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/closing-costs-in-arizona\/","title":{"rendered":"Selling a Home in Arizona? Here are the Closing Costs You\u2019ll Pay"},"content":{"rendered":"

Arizona home sellers hoping to exchange the front door keys for a profit on the sale<\/a> should be aware that there are several closing items they\u2019ll be responsible for, even in a hot seller\u2019s market. A growing population and economy has made Arizona a magnet for newcomers and deep-pocketed investors, but whether you\u2019re selling in Tempe<\/a> or Tucson<\/a>, there are some closing expenses you can\u2019t avoid.<\/p>\n

Arizona real estate agent<\/a>, James Wexler,<\/a> who has represented clients on over 460 single-family home transactions, says that sellers can get a preview of what they\u2019ll owe by requesting a net sheet<\/a>, otherwise known as a settlement estimate from their title and escrow company at the start of the process.<\/p>\n\n\n\n\n\n

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Partner with a top real estate agent to uncover your costs, maximize your earnings, and sell confidently. With expert insights, you can pocket more from your home sale today.<\/p>\n \n

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\u201cMost people don\u2019t really concern themselves with the sell-side costs,\u201d Wexler says.<\/p>\n

This is partly due to the fact that closing costs have dropped a bit for both Arizona sellers and buyers in recent years. Wexler explains that a competitive real estate market in the state has led to a compression of costs for items like escrow, lender and agent fees.<\/p>\n

According to Wexler, the average cost Arizona sellers typically pay at closing is 6%, divided into 5% for the agent commission (when sellers decide to pay the buyer\u2019s agent\u2019s fee on top of their listing agent\u2019s compensation) and 1% for the remaining fees.<\/p>\n

Even if you think you have a rough sense of what you\u2019ll owe, it\u2019s advisable to peruse all the items, so there are no surprises at closing time.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Closing Cost<\/strong><\/td>\nAverage Cost\u00a0<\/strong><\/td>\nSeller Responsibility<\/strong><\/td>\n<\/tr>\n
Mortgage Payoff<\/td>\nVaries by loan amount<\/td>\nOnly if applicable<\/td>\n<\/tr>\n
Property Taxes<\/td>\n$3,100 annually for a $430,500 median home price<\/td>\nCustomary<\/td>\n<\/tr>\n
Loan Reconveyance Fee<\/td>\n$50 to $65<\/td>\nOnly if applicable<\/td>\n<\/tr>\n
Reconveyance Recording Fee<\/td>\n$30 per document<\/td>\nOnly if applicable<\/td>\n<\/tr>\n
Transfer Fee<\/td>\n$2<\/td>\nCustomary<\/td>\n<\/tr>\n
Agent Commission<\/td>\n$12,915 for a $430,500 median home price<\/td>\nCustomary<\/td>\n<\/tr>\n
Title Guarantee<\/td>\n$75-$200 for title search; $1,400-$4,000 for insurance<\/td>\nCustomary<\/td>\n<\/tr>\n
Escrow Fee<\/td>\n$750 to $1,500<\/td>\nCustomary<\/td>\n<\/tr>\n
Concessions<\/td>\nVaries by transaction<\/td>\nNegotiable<\/td>\n<\/tr>\n
Home Warranty<\/td>\n$300-$600<\/td>\nNegotiable<\/td>\n<\/tr>\n
Homeowners Association (HOA) Fee<\/td>\nDisclosure and transfer fee up to $400<\/td>\nOnly if applicable<\/td>\n<\/tr>\n
Attorney Fees<\/td>\nVaries<\/td>\nOnly if applicable<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

While you make a profit selling your home in the Grand Canyon State, you\u2019re still responsible for some fees. Here are your closing costs in Arizona.<\/p>\n","protected":false},"author":286,"featured_media":53131,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[1249,322,341],"tags":[1250],"class_list":["post-27588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arizona-real-estate","category-logistics","category-closing","tag-selling-a-house-in-arizona"],"acf":[],"yoast_head":"\nSelling a Home in Arizona? Here are the Closing Costs You\u2019ll Pay<\/title>\n<meta name=\"description\" content=\"While you make a profit selling your home in the Grand Canyon State, you\u2019re still responsible for some fees. Here are your closing costs in Arizona.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/closing-costs-in-arizona\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Selling a Home in Arizona? Here are the Closing Costs You\u2019ll Pay\" \/>\n<meta property=\"og:description\" content=\"While you make a profit selling your home in the Grand Canyon State, you\u2019re still responsible for some fees. 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