{"id":27913,"date":"2024-02-02T06:17:25","date_gmt":"2024-02-02T14:17:25","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=27913"},"modified":"2025-07-21T07:54:07","modified_gmt":"2025-07-21T14:54:07","slug":"closing-costs-in-texas","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/closing-costs-in-texas\/","title":{"rendered":"10 Closing Costs in Texas Sellers Need to Know"},"content":{"rendered":"<p>So, you\u2019re ready to sell your home in Texas. Great! As you prepare to make your move, it&#8217;s crucial to understand the ins and outs of closing costs in Texas and how they could impact your sale&#8217;s profitability.<\/p>\n<p>Like all states, both sellers and buyers of houses for sale in Texas pay closing costs, but how much each party pays can vary. These costs typically include reconveyance fees, escrow fees, title searches, and <a href=\"https:\/\/www.homelight.com\/blog\/average-real-estate-commission-rate-texas\/\">real estate agent commissions<\/a>.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">A Top Texas Agent Can Help Reduce Your Costs<\/h3>\n                        <p>Partner with a top Texas agent who can help you navigate your selling journey and reduce the final amount you\u2019ll pay at closing. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Step 1: Talk to an Expert<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<p>We spoke with top real estate agent <a href=\"https:\/\/www.homelight.com\/agents\/mary-harrison-tx-0408482\">Mary Beth Harrison<\/a> of Dallas, Texas, who has 34 years of experience. We asked her to help clear up exactly what it is you\u2019ll owe at closing in the Lone Star State. By her estimates, closing costs \u2014 besides the mortgage payoff \u2014 usually come to about 8% of the sales price, but many <a href=\"https:\/\/www.homelight.com\/blog\/how-to-negotiate-real-estate-commission\/\">costs are negotiable<\/a>.<\/p>\n<p>Now, let\u2019s delve into what you need to know about closing costs in Texas and their potential impact on your home sale&#8217;s profitability.<\/p>\n<div id=\"section--1\" data-toc-header=\"Texas seller closing cost overview\" data-toc-type=\"head\"><\/div>\n<h2>Texas seller closing cost overview<\/h2>\n<p>Here are some of the closing costs that you\u2019ll need to be aware of before you sell:<\/p>\n<table>\n<tbody>\n<tr>\n<td><strong>Closing cost<\/strong><\/td>\n<td><strong>Average cost<\/strong><\/td>\n<td><strong>Seller responsibility<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Real estate agent commission<\/td>\n<td><a href=\"https:\/\/www.homelight.com\/blog\/average-real-estate-commission-rate-texas\/\">6%<\/a><\/td>\n<td>Customary<\/td>\n<\/tr>\n<tr>\n<td>Escrow fees<\/td>\n<td>1-2%<\/td>\n<td>Split between buyer and seller, negotiable<\/td>\n<\/tr>\n<tr>\n<td>Title search<\/td>\n<td><a href=\"https:\/\/certsimpleusa.com\/blog\/title-search-on-property-in-tx\/\">$100\u2013$250<\/a><\/td>\n<td>Negotiable<\/td>\n<\/tr>\n<tr>\n<td>Reconveyance recording fee<\/td>\n<td>Varies by county, but typically about $5\u2013$25 for the first page, with extra pages costing more<\/td>\n<td>Customary<\/td>\n<\/tr>\n<tr>\n<td>Loan reconveyance fee<\/td>\n<td>$50\u2013$65<\/td>\n<td>Customary<\/td>\n<\/tr>\n<tr>\n<td>Property taxes<\/td>\n<td>Average <a href=\"https:\/\/www.tax-rates.org\/texas\/property-tax\">$2,275<\/a> per year (based on $125,800 median assessed value or 1.81%)<\/td>\n<td>Customary<\/td>\n<\/tr>\n<tr>\n<td>Mortgage payoff<\/td>\n<td>Ask lender<\/td>\n<td>Customary<\/td>\n<\/tr>\n<tr>\n<td>Real estate attorney fees<\/td>\n<td><a href=\"https:\/\/attorneysre.com\/how-much-is-a-real-estate-attorney-for-closing\/\">$150 to over $400\/hour<\/a><\/td>\n<td>Not necessary except in certain cases<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div id=\"section--2\" data-toc-header=\"Texas sellers are on the hook for these closing costs\" data-toc-type=\"head\"><\/div>\n<h2>Texas sellers are on the hook for these closing costs<\/h2>\n<p>There are quite a few closing costs that make up the 8% that most Texas sellers end up paying. Depending on where you live and the condition of your housing market, you may not end up paying for all of them. But check the chart above to see what costs are negotiable, and what costs the seller always pays. Note that Texas doesn\u2019t pay some closing costs that other states do, such as the transfer taxes. Here are the closing costs you need to know:<\/p>\n<h3>Mortgage payoff<\/h3>\n<p>Your <a href=\"https:\/\/www.homelight.com\/blog\/sell-home-with-mortgage\/\">mortgage payoff<\/a> will most likely be the largest cost that will dip into your home sale profit. Let\u2019s say you still have $100,000 remaining on your mortgage when you sell your home for $200,000. That means that $100,000 of the roughly $200,000 you made from the sale goes toward paying off the rest of your mortgage. In theory, you made $100,000 on the sale. Then, the additional closing costs like property taxes and real estate commissions are taken off of that amount.<\/p>\n<p>Because your mortgage is yours and not the buyer\u2019s concern, you will always have to pay for your mortgage payoff \u2014 unless your mortgage is being transferred, which is highly unusual these days.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When selling a home, the seller must pay a few different fees to various parties. HomeLight breaks down the closing costs Texas sellers should be aware of before their home sale.<\/p>\n","protected":false},"author":262,"featured_media":40493,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[322,1223,341],"tags":[1224],"class_list":["post-27913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistics","category-texas-real-estate","category-closing","tag-selling-a-house-in-texas"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>10 Closing Costs in Texas Home Sellers Need to Know<\/title>\n<meta name=\"description\" content=\"Discover the top 10 closing costs in Texas home sellers must be aware of to ensure they&#039;re prepared for every step of the 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