{"id":32820,"date":"2026-06-24T04:00:49","date_gmt":"2026-06-24T11:00:49","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=32820"},"modified":"2026-06-23T16:12:35","modified_gmt":"2026-06-23T23:12:35","slug":"buyer-unlock-home-equity","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-unlock-home-equity\/","title":{"rendered":"Options to Unlock Your Home Equity When Finances Are Tight"},"content":{"rendered":"

For a lot of homeowners, financial support isn\u2019t something new they need to find, as it\u2019s already sitting in their home. With the average borrower holding $295,000 in equity<\/a>, there may be more available value than you think. Tapping into your home\u2019s equity<\/a> can give you extra cash to handle major expenses or cover unexpected costs. It\u2019s often a helpful option when you want more financial flexibility. In simple terms, it lets you make use of value you\u2019ve already built to give your finances a little more space to breathe.<\/p>\n\n\n\n\n\n

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\n \"homelight\n <\/div>\n \n

How Much Is Your Home Worth Now?<\/h3>\n

Get a near-instant home value estimate from HomeLight for free. Our tool analyzes the records of recently sold homes near you, your home\u2019s last sale price, and other market trends to provide a preliminary range of value in under two minutes.<\/p>\n \n

\n Get Estimate<\/a>\n <\/div>\n <\/div>\n<\/div>\n\n\n

\u201cWith the record amount of equity built up in homes over the last couple of years,\u201d says top-performing agent Joseph Lawson of the Cabell Childress Group<\/a> in Richmond, Virginia<\/a>, \u201ca lot of people are exploring ways to tap into this access to capital.\u201d<\/p>\n

To help you examine your equity\u2019s potential to enhance your financial situation, we\u2019ve asked industry experts to explain the options. With that knowledge, you can be prepared to make the most out of the equity in your most valuable investment.<\/p>\n","protected":false},"excerpt":{"rendered":"

Want to unlock home equity? Discover how to turn your home’s value into cash for renovations, debt payoff, or other big expenses.<\/p>\n","protected":false},"author":305,"featured_media":32822,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[192,654,632],"tags":[747],"class_list":["post-32820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-homeownership","category-mortgage-loans","tag-economic-trends"],"acf":[],"yoast_head":"\nOptions to Unlock Your Home Equity When Finances Are Tight<\/title>\n<meta name=\"description\" content=\"Want to unlock home equity? 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Hirsch\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adrian E. Hirsch\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"16 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-unlock-home-equity\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-unlock-home-equity\\\/\"},\"author\":{\"name\":\"Adrian E. 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