{"id":34258,"date":"2025-01-28T02:00:11","date_gmt":"2025-01-28T10:00:11","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=34258"},"modified":"2025-11-30T20:52:05","modified_gmt":"2025-12-01T04:52:05","slug":"new-york-state-disclosure-form-for-buyer-and-seller","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/new-york-state-disclosure-form-for-buyer-and-seller\/","title":{"rendered":"What Must Be Disclosed When Selling a House in New York State?"},"content":{"rendered":"

Selling a home in any state involves a checklist of must-do and don\u2019t-do items<\/a> that can seem overwhelming. While many of those items are very similar regardless of where the property is located, there are also some state-specific rules and regulations to consider \u2014 one of the biggest is disclosures<\/a>.<\/p>\n

If you\u2019re preparing to sell a house in the state of New York<\/a>, it\u2019s important to understand what you\u2019re required to disclose, what must be fixed<\/a> or addressed before listing, and how disclosure laws could impact or impede the sale process.<\/p>\n

Fortunately, you\u2019ve come to the right place. We spoke to a number of experienced New York investors, appraisers<\/a>, and other professionals to find out everything you need to know about real estate disclosures in The Empire State.<\/p>\n

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Find a Top New York State Agent to Help You Navigate Disclosures<\/h3>\n

HomeLight can connect you with a top-performing agent in your New York State market who can help you navigate your entire home-selling journey \u2014 from disclosures to closing.<\/p>\n \n

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What is a seller\u2019s disclosure?<\/h2>\n

When selling a residential property in the U.S., most states have laws mandating that sellers provide buyers with information about the condition of the house or specific features that may impact the sale.<\/p>\n

In states like New York, the seller completes a disclosure form<\/a> that answers specific questions about the property and includes areas to explain those answers.<\/p>\n

The home seller is often legally required to share any issues or problems within their knowledge. Your listing agent<\/a> should inform you about local disclosure laws and provide you with the appropriate disclosure forms to complete. We\u2019ll cover New York\u2019s disclosure laws in a moment.<\/p>\n

When a buyer makes an offer on a property<\/a>, that offer typically specifies a certain time frame in which the seller must provide disclosures. The buyer then has a certain period of time to review the disclosures and has the right to rescind the offer based on what is disclosed.<\/p>\n

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When and how is the disclosure made?<\/h2>\n

If you are represented by a real estate agent<\/a>, it is typically his or her responsibility to make you \u2014 and the buyer, if they don\u2019t have agent representation \u2014 aware of the required disclosures. Your agent will most likely provide you with a copy of the disclosure form.<\/p>\n

After you have completed the form and shared all known defects, you\u2019ll sign the final page to verify that all information is thorough and accurate to the best of your knowledge. Your listing agent should deliver the completed disclosure statement to the buyer (or the buyer\u2019s agent) before the purchase contract<\/a> is finalized. The buyer also signs the disclosure to confirm receipt, and it is then attached to the signed purchase contract.<\/p>\n

\n As our real estate gets older, and communities are reaching 50 or 60 years old, there are more potential issues emerging. When buyers waive inspections, they are less aware of defects [in] properties. That means sellers and real estate agents have a greater responsibility to point out things that they might not have had to in the past.<\/span><\/q>\n
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