{"id":38260,"date":"2025-11-26T04:00:28","date_gmt":"2025-11-26T12:00:28","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=38260"},"modified":"2025-11-30T23:00:15","modified_gmt":"2025-12-01T07:00:15","slug":"bridge-loan-texas","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/bridge-loan-texas\/","title":{"rendered":"Bridge Loans in Texas: How to Unlock Home Equity to Buy Before You Sell"},"content":{"rendered":"

You\u2019ve finally found that dream home in Texas that checks all the right boxes, but you don\u2019t have enough cash on hand yet. Beyond the financial uncertainty, you fear losing the perfect property to another buyer as you grapple with getting your current home sold in a slow market<\/a> plagued by the housing shortage. While this can be incredibly frustrating, there\u2019s a smart solution for your situation: the bridge loan<\/a> Texas financial and real estate companies offer.<\/p>\n

This short-term financing option helps homeowners buy a new property before selling their current one. In this post, we\u2019ll unpack this solution and how you can put it to work for you.<\/p>\n

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\n \"homelight\n <\/div>\n \n

Yes, You Can Buy Before You Sell. Why Move Twice?<\/h3>\n

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency<\/strong>.<\/p>\n \n

\n Buy Before You Sell<\/a>\n <\/div>\n <\/div>\n<\/div>\n\n
<\/div><\/p>\n

What is a bridge loan, in simple words?<\/h2>\n

A bridge loan<\/a>, also called a swing loan, is a short-term loan used in real estate transactions, enabling homeowners to purchase a new home before their current house sells<\/a>. It allows you to leverage the equity in the home<\/a> you\u2019re selling to provide the funds for a down payment<\/a> and closing costs<\/a> on the new house.<\/p>\n

As Don Keeton<\/a>, a top-performing real estate agent with almost 50 years of experience, says, with a bridge loan, \u201cyou can tap the equity of your current home before you\u2019ve sold it.\u201d<\/p>\n

Although it\u2019s often more expensive than a traditional mortgage, a bridge loan can hasten the process with added convenience. According to the National Association of Realtors (NAR), 45% of all buyers use the proceeds<\/a> from the sale of their primary residence to fund the down payment on their new home. With a bridge loan, you can buy your next home without waiting for the current one to sell.<\/p>\n","protected":false},"excerpt":{"rendered":"

Need to act fast on your dream home? The bridge loan Texas companies provide gives you quick cash while your current home is still for sale.<\/p>\n","protected":false},"author":215,"featured_media":38261,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[771,629],"tags":[767],"class_list":["post-38260","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-house-while-selling","category-home-financing","tag-what-is-a-bridge-loan"],"acf":[],"yoast_head":"\nBridge Loans in Texas: How to Unlock Home Equity to Buy Before You Sell<\/title>\n<meta name=\"description\" content=\"Need to act fast on your dream home? The bridge loan Texas companies provide gives you quick cash while your current home is still for sale.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/bridge-loan-texas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bridge Loans in Texas: How to Unlock Home Equity to Buy Before You Sell\" \/>\n<meta property=\"og:description\" content=\"Need to act fast on your dream home? The bridge loan Texas companies provide gives you quick cash while your current home is still for sale.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/bridge-loan-texas\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-26T12:00:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-01T07:00:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2023\/09\/HomeLight-Featured-Image-7.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"564\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Lori Lovely\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MontroseFarms\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lori Lovely\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"17 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Bridge Loans in Texas: How to Unlock Home Equity to Buy Before You Sell","description":"Need to act fast on your dream home? 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