{"id":40328,"date":"2026-06-11T04:00:45","date_gmt":"2026-06-11T11:00:45","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=40328"},"modified":"2026-06-12T19:02:14","modified_gmt":"2026-06-13T02:02:14","slug":"how-does-refinancing-a-mortgage-work","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/","title":{"rendered":"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide"},"content":{"rendered":"<p>Maybe you&#8217;ve been opening your <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-mortgage\/\">mortgage<\/a> statement each month and wondering if there&#8217;s a better way forward. Perhaps you&#8217;re thinking about <a href=\"https:\/\/www.homelight.com\/blog\/which-renovations-increase-home-value\/\">tackling a renovation<\/a>, consolidating debt, lowering your monthly payment, or paying off your home sooner. As your finances, goals, and life circumstances change, it&#8217;s natural to take a fresh look at your mortgage and whether it still fits your needs. If you&#8217;ve started exploring your options, you may be wondering: How does refinancing a mortgage work?<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--light widget-cta--white\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/img-cta-logo-white.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Check Your Home Value First<\/h3>\n                        <p data-start=\"306\" data-end=\"529\" data-is-last-node=\"\" data-is-only-node=\"\">Before you refinance, use HomeLight\u2019s Home Value Estimator to quickly see what your home might be worth right now. It gives you a clearer picture of your equity so you can make smarter refinancing moves with less guesswork.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Estimate<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<p>While some homeowners have put those plans on hold because of higher <a href=\"https:\/\/www.homelight.com\/mortgages\/rates\">interest rates<\/a>, there are still situations where replacing your current loan could make financial sense.<\/p>\n<p>\u201cIt\u2019s always worth talking about refinancing,\u201d says <a href=\"https:\/\/www.linkedin.com\/in\/clinthammond\/\">Clint Hammond,<\/a> a mortgage expert in Columbia, South Carolina, with more than 20 years of experience. \u201cWhether it\u2019s going to make sense enough to conduct the transaction is another matter.\u201d<\/p>\n<p>In this post, we\u2019ll look at how refinancing a mortgage works, what you can expect, and how to decide if leveraging this financial tool is right for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.<\/p>\n","protected":false},"author":298,"featured_media":40339,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[343,654],"tags":[],"class_list":["post-40328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances","category-homeownership"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Does Refinancing a Mortgage Work? A Planning Guide<\/title>\n<meta name=\"description\" content=\"How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide\" \/>\n<meta property=\"og:description\" content=\"How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-11T11:00:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-13T02:02:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/01\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Richard Haddad\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Richard Haddad\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"15 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/\"},\"author\":{\"name\":\"Richard Haddad\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/person\\\/7d7103b037dcb5e844946ec92b02a128\"},\"headline\":\"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide\",\"datePublished\":\"2026-06-11T11:00:45+00:00\",\"dateModified\":\"2026-06-13T02:02:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/\"},\"wordCount\":188,\"publisher\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg\",\"articleSection\":[\"Finances &amp; Tax Implications\",\"Homeownership\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/\",\"name\":\"How Does Refinancing a Mortgage Work? A Planning Guide\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg\",\"datePublished\":\"2026-06-11T11:00:45+00:00\",\"dateModified\":\"2026-06-13T02:02:14+00:00\",\"description\":\"How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg\",\"contentUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg\",\"width\":1000,\"height\":563,\"caption\":\"Source: (Jessica Furtney\\\/ Unsplash)\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/how-does-refinancing-a-mortgage-work\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/\",\"name\":\"HomeLight Blog\",\"description\":\"Real Estate Advice from America&#039;s Top Agents\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\",\"name\":\"HomeLight\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/11\\\/logo-hr-color.png\",\"contentUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/11\\\/logo-hr-color.png\",\"width\":1348,\"height\":262,\"caption\":\"HomeLight\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/gohomelight\\\/\",\"https:\\\/\\\/x.com\\\/gohomelight\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/homelight\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCimugR9XF17-OZ7B9fNnxWw\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/HomeLight\"],\"description\":\"Everything you need to know to sell your house faster and for more money. Articles, guides, and advice from top agents all over the U.S.\",\"email\":\"support@homelight.com\",\"telephone\":\"(888) 688-0350\",\"legalName\":\"HomeLight\",\"foundingDate\":\"2012-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"201\",\"maxValue\":\"500\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/person\\\/7d7103b037dcb5e844946ec92b02a128\",\"name\":\"Richard Haddad\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g\",\"caption\":\"Richard Haddad\"},\"description\":\"Richard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company\u2019s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.\",\"sameAs\":[\"https:\\\/\\\/www.homelight.com\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/richard-w-haddad\"],\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/author\\\/richardhaddad\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How Does Refinancing a Mortgage Work? A Planning Guide","description":"How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/","og_locale":"en_US","og_type":"article","og_title":"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide","og_description":"How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.","og_url":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/","og_site_name":"HomeLight Blog","article_publisher":"https:\/\/www.facebook.com\/gohomelight\/","article_published_time":"2026-06-11T11:00:45+00:00","article_modified_time":"2026-06-13T02:02:14+00:00","og_image":[{"width":1000,"height":563,"url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/01\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg","type":"image\/jpeg"}],"author":"Richard Haddad","twitter_card":"summary_large_image","twitter_creator":"@gohomelight","twitter_site":"@gohomelight","twitter_misc":{"Written by":"Richard Haddad","Est. reading time":"15 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#article","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/"},"author":{"name":"Richard Haddad","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/7d7103b037dcb5e844946ec92b02a128"},"headline":"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide","datePublished":"2026-06-11T11:00:45+00:00","dateModified":"2026-06-13T02:02:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/"},"wordCount":188,"publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/01\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg","articleSection":["Finances &amp; Tax Implications","Homeownership"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/","url":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/","name":"How Does Refinancing a Mortgage Work? A Planning Guide","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#primaryimage"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/01\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg","datePublished":"2026-06-11T11:00:45+00:00","dateModified":"2026-06-13T02:02:14+00:00","description":"How does refinancing a mortgage work? Get an overview of the process, from credit and equity checks to rate shopping, appraisal, and closing.","breadcrumb":{"@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#primaryimage","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/01\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/01\/How-Does-Refinancing-a-Mortgage-Work-A-Homeowner-Planning-Guide-min.jpg","width":1000,"height":563,"caption":"Source: (Jessica Furtney\/ Unsplash)"},{"@type":"BreadcrumbList","@id":"https:\/\/www.homelight.com\/blog\/how-does-refinancing-a-mortgage-work\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.homelight.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How Does Refinancing a Mortgage Work? A Homeowner Planning Guide"}]},{"@type":"WebSite","@id":"https:\/\/www.homelight.com\/blog\/#website","url":"https:\/\/www.homelight.com\/blog\/","name":"HomeLight Blog","description":"Real Estate Advice from America&#039;s Top Agents","publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.homelight.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.homelight.com\/blog\/#organization","name":"HomeLight","url":"https:\/\/www.homelight.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","width":1348,"height":262,"caption":"HomeLight"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gohomelight\/","https:\/\/x.com\/gohomelight","https:\/\/www.linkedin.com\/company\/homelight\/","https:\/\/www.youtube.com\/channel\/UCimugR9XF17-OZ7B9fNnxWw","https:\/\/en.wikipedia.org\/wiki\/HomeLight"],"description":"Everything you need to know to sell your house faster and for more money. Articles, guides, and advice from top agents all over the U.S.","email":"support@homelight.com","telephone":"(888) 688-0350","legalName":"HomeLight","foundingDate":"2012-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"201","maxValue":"500"}},{"@type":"Person","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/7d7103b037dcb5e844946ec92b02a128","name":"Richard Haddad","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","caption":"Richard Haddad"},"description":"Richard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company\u2019s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.","sameAs":["https:\/\/www.homelight.com","https:\/\/www.linkedin.com\/in\/richard-w-haddad"],"url":"https:\/\/www.homelight.com\/blog\/author\/richardhaddad\/"}]}},"_links":{"self":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/40328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/users\/298"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/comments?post=40328"}],"version-history":[{"count":0,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/40328\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media\/40339"}],"wp:attachment":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media?parent=40328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/categories?post=40328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/tags?post=40328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}