{"id":47046,"date":"2024-08-19T16:49:23","date_gmt":"2024-08-19T23:49:23","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=47046"},"modified":"2026-04-17T07:16:56","modified_gmt":"2026-04-17T14:16:56","slug":"closing-costs-in-pennsylvania","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/","title":{"rendered":"Closing Costs in Pennsylvania: A Guide for Sellers"},"content":{"rendered":"<p>Selling a home in Pennsylvania comes with its share of expenses, including closing costs. Closing costs are various fees and expenses that arise during the final stages of a real estate transaction. These costs typically include taxes, agent commissions, and administrative fees.<\/p>\n<p>Sellers need to be prepared for specific closing costs unique to Pennsylvania. Our guide will walk you through the essential costs to expect when selling your property in Pennsylvania, ensuring you know what to anticipate and budget for as you proceed with your sale.<br \/>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Sell Your Pennsylvania House Fast With an All-Cash Offer<\/h3>\n                        <p>Get an all-cash, no-obligation offer on your Pennsylvania home through HomeLight&#8217;s Simple Sale platform whenever you&#8217;re ready. Receive your offer in 24 hours and close in as few as 7 days. No showings, no repairs, no open houses.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/simple-sale\/quiz#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Step 1: Request Offer<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n<\/p>\n<p><em>Disclaimer: This article provides estimates of a seller\u2019s closing costs that are meant for educational and research purposes only; our calculations are not a guarantee.<\/em><\/p>\n<h2>What are closing costs?<\/h2>\n<p>Closing costs are the expenses paid to finalize a home sale. These costs include property taxes, insurance, and administrative fees. Some closing costs, such as transfer taxes, can vary depending on where your home is located at the time of sale.<\/p>\n<p>Understanding these fees will help you prepare for the financial obligations of selling a property. Learn more about who typically covers<a href=\"https:\/\/www.homelight.com\/blog\/who-pays-closing-costs-when-selling-a-house\"> closing costs<\/a> and what to expect in your transaction.<\/p>\n<div id=\"section--1\" data-toc-header=\"Loan payoff amount\" data-toc-type=\"head\"><\/div>\n<h2>Mortgage\/Loan payoff amount<\/h2>\n<p>Before<a href=\"https:\/\/www.homelight.com\/blog\/what-to-do-to-sell-your-house\"> selling your home<\/a>, you\u2019ll need to settle the outstanding balance on your mortgage, known as the loan payoff amount. This amount includes the remaining principal balance and any interest accumulated over time. In some cases, additional fees such as late charges or prepayment penalties may also be part of the payoff amount.<\/p>\n<p>The loan payoff amount must be clear before the sale can be completed. Ensuring the loan is fully paid off allows the seller to transfer a clear title to the buyer, free of any mortgage obligations.<\/p>\n<div id=\"section--2\" data-toc-header=\"Property taxes\" data-toc-type=\"head\"><\/div>\n<h2>Property taxes<\/h2>\n<p>According to WalletHub, <a href=\"https:\/\/wallethub.com\/edu\/states-with-the-highest-and-lowest-property-taxes\/11585\">Pennsylvania ranks 40th<\/a> in the country in terms of property taxes, placing it above states like Ohio and Texas.<\/p>\n<p>Real estate in Pennsylvania is taxed at a rate of 1.36%, with a median home value of $312,000. To get a better idea of what you might owe, consult a <a href=\"https:\/\/smartasset.com\/taxes\/pennsylvania-property-tax-calculator\">property tax calculator<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn everything you need to know about closing costs in Pennsylvania, including a detailed breakdown of fees for sellers.<\/p>\n","protected":false},"author":358,"featured_media":47061,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[322,341],"tags":[1165,1184,1167],"class_list":["post-47046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistics","category-closing","tag-closing-costs","tag-pennsylvania-closing-costs","tag-real-estate-closing-costs"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Closing costs in Pennsylvania: A guide for sellers<\/title>\n<meta name=\"description\" content=\"Learn everything you need to know about closing costs in Pennsylvania, including a detailed breakdown of fees for sellers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Closing Costs in Pennsylvania: A Guide for Sellers\" \/>\n<meta property=\"og:description\" content=\"Learn everything you need to know about closing costs in Pennsylvania, including a detailed breakdown of fees for sellers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-19T23:49:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-17T14:16:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/08\/Untitled-design-57.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Joseph Gordon\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joseph Gordon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Closing costs in Pennsylvania: A guide for sellers","description":"Learn everything you need to know about closing costs in Pennsylvania, including a detailed breakdown of fees for sellers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/","og_locale":"en_US","og_type":"article","og_title":"Closing Costs in Pennsylvania: A Guide for Sellers","og_description":"Learn everything you need to know about closing costs in Pennsylvania, including a detailed breakdown of fees for sellers.","og_url":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/","og_site_name":"HomeLight Blog","article_publisher":"https:\/\/www.facebook.com\/gohomelight\/","article_published_time":"2024-08-19T23:49:23+00:00","article_modified_time":"2026-04-17T14:16:56+00:00","og_image":[{"width":1000,"height":563,"url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/08\/Untitled-design-57.png","type":"image\/png"}],"author":"Joseph Gordon","twitter_card":"summary_large_image","twitter_creator":"@gohomelight","twitter_site":"@gohomelight","twitter_misc":{"Written by":"Joseph Gordon","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#article","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/"},"author":{"name":"Joseph Gordon","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/27ea4bb2ff58e39a5ad0ede08021246f"},"headline":"Closing Costs in Pennsylvania: A Guide for Sellers","datePublished":"2024-08-19T23:49:23+00:00","dateModified":"2026-04-17T14:16:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/"},"wordCount":359,"publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/08\/Untitled-design-57.png","keywords":["Closing costs","Pennsylvania closing costs","Real estate closing costs"],"articleSection":["Logistics","The Closing"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/","url":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/","name":"Closing costs in Pennsylvania: A guide for sellers","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#primaryimage"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/08\/Untitled-design-57.png","datePublished":"2024-08-19T23:49:23+00:00","dateModified":"2026-04-17T14:16:56+00:00","description":"Learn everything you need to know about closing costs in Pennsylvania, including a detailed breakdown of fees for sellers.","breadcrumb":{"@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#primaryimage","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/08\/Untitled-design-57.png","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/08\/Untitled-design-57.png","width":1000,"height":563,"caption":"Source: (Zhen Yao \/ Unsplash)"},{"@type":"BreadcrumbList","@id":"https:\/\/www.homelight.com\/blog\/closing-costs-in-pennsylvania\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.homelight.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Closing Costs in Pennsylvania: A Guide for Sellers"}]},{"@type":"WebSite","@id":"https:\/\/www.homelight.com\/blog\/#website","url":"https:\/\/www.homelight.com\/blog\/","name":"HomeLight Blog","description":"Real Estate Advice from America&#039;s Top Agents","publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.homelight.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.homelight.com\/blog\/#organization","name":"HomeLight","url":"https:\/\/www.homelight.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","width":1348,"height":262,"caption":"HomeLight"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gohomelight\/","https:\/\/x.com\/gohomelight","https:\/\/www.linkedin.com\/company\/homelight\/","https:\/\/www.youtube.com\/channel\/UCimugR9XF17-OZ7B9fNnxWw","https:\/\/en.wikipedia.org\/wiki\/HomeLight"],"description":"Everything you need to know to sell your house faster and for more money. Articles, guides, and advice from top agents all over the U.S.","email":"support@homelight.com","telephone":"(888) 688-0350","legalName":"HomeLight","foundingDate":"2012-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"201","maxValue":"500"}},{"@type":"Person","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/27ea4bb2ff58e39a5ad0ede08021246f","name":"Joseph Gordon","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1d722ddf6e1b1269c2bcc8de69310e71aab9d798623980292e25a725b6bae0df?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1d722ddf6e1b1269c2bcc8de69310e71aab9d798623980292e25a725b6bae0df?s=96&d=blank&r=g","caption":"Joseph Gordon"},"description":"Joseph Gordon is an Editor with HomeLight. He has several years of experience reporting on the commercial real estate and insurance industries.","sameAs":["https:\/\/www.linkedin.com\/in\/josephpgordon\/"],"url":"https:\/\/www.homelight.com\/blog\/author\/josephgordon\/"}]}},"_links":{"self":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/47046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/users\/358"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/comments?post=47046"}],"version-history":[{"count":0,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/47046\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media\/47061"}],"wp:attachment":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media?parent=47046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/categories?post=47046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/tags?post=47046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}