{"id":48324,"date":"2025-07-09T04:00:51","date_gmt":"2025-07-09T11:00:51","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=48324"},"modified":"2025-07-09T22:24:41","modified_gmt":"2025-07-10T05:24:41","slug":"buyer-how-much-equity-can-i-borrow-from-my-home","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-how-much-equity-can-i-borrow-from-my-home\/","title":{"rendered":"How Much Equity Can I Borrow From My Home?"},"content":{"rendered":"

As a homeowner, your home equity represents one of your most valuable financial assets. It\u2019s the difference between what you owe on your mortgage and what your home is worth today. With home values growing by nearly 50%<\/a> in the past four years, you may be asking, \u201cHow much equity can I borrow from my home?\u201d<\/p>\n

In this post, we review your options for tapping into your home equity<\/a> and how to estimate the maximum amount you can borrow.<\/p>\n

We\u2019ll also share factors that increase the amount you can access, and provide some interesting survey data about how Americans are using their equity loans.<\/p>\n

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A quick (and free) way to check your home value<\/h3>\n

Get a preliminary home value estimate in as little as two minutes. Our tool uses information from multiple sources to give you a range of value based on current market trends.<\/p>\n \n

\n Check now<\/a>\n <\/div>\n <\/div>\n<\/div>\n\n
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What equity borrowing options do I have?<\/h2>\n

There are three common ways homeowners can access money from their home equity<\/a>:<\/p>\n