{"id":48595,"date":"2026-06-19T04:19:44","date_gmt":"2026-06-19T11:19:44","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=48595"},"modified":"2026-06-19T20:11:01","modified_gmt":"2026-06-20T03:11:01","slug":"buyer-house-hacking","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-house-hacking\/","title":{"rendered":"What Is House Hacking? 9 Ways to Start"},"content":{"rendered":"<p>For generations, <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-to-buy-a-house\/\">buying a home<\/a> followed a simple formula: purchase a house, make your <a href=\"https:\/\/www.homelight.com\/blog\/buyer-average-mortgage-payment\/\">mortgage payments<\/a>, and gradually <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-to-build-equity-in-a-home\/\">build equity over time<\/a>. But with home prices and <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-cost-of-living\/\">living costs<\/a> rising, many buyers are looking for ways to make homeownership work a little harder for them. Instead of asking only, &#8220;Can I afford this house?&#8221; they&#8217;re also wondering, &#8220;Can this house help pay for itself?&#8221; That&#8217;s where house hacking comes in.<\/p>\n<p>By creating opportunities to earn income from the property you own, you may be able to lower your housing costs and make buying a home feel more doable. This guide explains how house hacking works, its pros and cons, and the different ways buyers are putting this strategy into practice.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Consult With an Expert Before House Hacking<\/h3>\n                        <p>Your best first step to house hacking is to consult with a top real estate agent with experience in local rentals and investment properties. They&#8217;ll know which houses and locations work best and can help you avoid common pitfalls. HomeLight can connect you with property specialists in your market.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/buyer?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Started<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<h2>What is house hacking?<\/h2>\n<p>House hacking has come a long way. Traditionally, it usually meant buying a multifamily property, living in one unit, and <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-to-rent-your-house\/\">renting out<\/a> the others so you could earn extra income while <a href=\"https:\/\/www.homelight.com\/blog\/buyer-building-equity-in-a-home-is-a-good-thing-because\/\">building equity<\/a>. But with inflation, higher <a href=\"https:\/\/www.homelight.com\/mortgages\/rates\">mortgage rates<\/a>, and rising home prices, homeowners have gotten more creative and started applying the same idea to single-family homes.<\/p>\n<p>These days, house hacking can look like renting out a spare bedroom, converting a garage, building an <a href=\"https:\/\/www.homelight.com\/blog\/what-is-adu\/\">accessory dwelling unit (ADU)<\/a>, or even making money from a barn, backyard, or parking space.<\/p>\n<p>At its core, house hacking is about using your home as both a place to live and a way to bring in extra income. That additional cash can help cover your <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-mortgage\/\">mortgage<\/a>, lower your housing costs, or even free up money for future investments.<\/p>\n<p>Whether you\u2019re buying a home with this strategy in mind or finding ways to make your current home work harder for you, house hacking offers a flexible way to make homeownership more affordable.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>House hacking helps you earn income from your home. Discover 9 house hacking strategies and tips to start generating rental income today.<\/p>\n","protected":false},"author":298,"featured_media":48596,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[192,638,626],"tags":[],"class_list":["post-48595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-house-hunting","category-real-estate-investing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Is House Hacking? 9 Ways to Start<\/title>\n<meta name=\"description\" content=\"House hacking helps you earn income from your home. 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Discover house hacking strategies and tips to start generating rental income today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/buyer-house-hacking\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-19T11:19:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-20T03:11:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2024\/09\/house-hacking.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Richard Haddad\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Richard Haddad\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/\"},\"author\":{\"name\":\"Richard Haddad\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/person\\\/7d7103b037dcb5e844946ec92b02a128\"},\"headline\":\"What Is House Hacking? 9 Ways to Start\",\"datePublished\":\"2026-06-19T11:19:44+00:00\",\"dateModified\":\"2026-06-20T03:11:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/\"},\"wordCount\":302,\"publisher\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/house-hacking.png\",\"articleSection\":[\"Buyers\",\"House Hunting\",\"Real Estate as Investment\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/\",\"name\":\"What Is House Hacking? 9 Ways to Start\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/buyer-house-hacking\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/house-hacking.png\",\"datePublished\":\"2026-06-19T11:19:44+00:00\",\"dateModified\":\"2026-06-20T03:11:01+00:00\",\"description\":\"House hacking helps you earn income from your home. 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