{"id":5241,"date":"2024-12-31T04:00:10","date_gmt":"2024-12-31T12:00:10","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=5241"},"modified":"2025-11-25T10:21:06","modified_gmt":"2025-11-25T18:21:06","slug":"sell-house-pay-off-debt","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/sell-house-pay-off-debt\/","title":{"rendered":"Thinking of Selling Your House to Pay off Debt? Read This First"},"content":{"rendered":"<p>You\u2019re living in your dream home but struggling to make your <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-mortgage\/\">mortgage payments<\/a> every month. Your credit cards are maxed, and you don\u2019t even know the meaning of the phrase \u201cdisposable income.\u201d However, your home is your most valuable asset, leaving you to ask, \u201cShould I sell my house to pay off debt?\u201d<\/p>\n<p><a href=\"https:\/\/www.homelight.com\/blog\/guide-how-to-sell-a-house\/\">Selling your house<\/a> to pay off debt is more common than you might think, but putting your home on the market is difficult.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">What's Your Home Worth?<\/h3>\n                        <p>Request an instant home value estimate to for a ballpark estimation of how much equity you have before selling a house with a mortgage.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/home-value-estimator\" class=\"cta-click-track widget-element--button\">Get Estimate<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<p>Before deciding if 2025 is the year you sell your home to pay off debt, read this advice from top financial advisors and real estate agents.<\/p>\n<p><em>Editor\u2019s Note: This article is meant for educational purposes only and is not intended to be construed as financial, tax, or legal advice. HomeLight always encourages you to reach out to a qualified advisor regarding your own situation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Considering selling your house to pay off debt? Review these factors to help you decide what&#8217;s right for you.<\/p>\n","protected":false},"author":324,"featured_media":39574,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[343,322],"tags":[],"class_list":["post-5241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances","category-logistics"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Thinking of Selling Your House to Pay off Debt? 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