{"id":57203,"date":"2025-08-22T08:13:05","date_gmt":"2025-08-22T15:13:05","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=57203"},"modified":"2025-08-22T18:50:33","modified_gmt":"2025-08-23T01:50:33","slug":"buyer-who-offers-bridge-loans","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-who-offers-bridge-loans\/","title":{"rendered":"Who Offers Bridge Loans? Tips for Sellers Trying to Buy"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you&#8217;re a homeowner ready to move, you may have good reasons for wanting to buy your next house before selling your current home. Perhaps your property isn\u2019t selling as fast as you hoped, but you need to relocate. Or maybe you&#8217;ve found your dream house and want to make an offer before someone else takes it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-bridge-loan\/\"><span style=\"font-weight: 400;\">bridge loan<\/span><\/a><span style=\"font-weight: 400;\"> can help with this buy-sell timing conundrum. Bridge loans offer temporary financing that allows sellers like you to buy a new home before selling your old one. In this guide, we&#8217;ll explore who offers bridge loans, how they benefit sellers, and alternative solutions that can offer even greater flexibility.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Yes, You Can Buy Before You Sell. Why Move Twice?<\/h3>\n                        <p>Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home <strong>with no home sale contingency<\/strong>.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/buy-before-you-sell\" class=\"cta-click-track widget-element--button\">Buy Before You Sell<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n<\/span><\/p>\n<div id=\"section--1\" data-toc-header=\"Who offers bridge loans?\" data-toc-type=\"head\"><\/div>\n<h2>Who offers bridge loans?<\/h2>\n<p><span style=\"font-weight: 400;\">Bridge loans are offered by many different kinds of financial institutions, both large and small, national and local. Here\u2019s where you might find one:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Banks and credit unions:<\/b><span style=\"font-weight: 400;\"> Many large banks and regional credit unions offer bridge loans. Some of the banks that offer bridge loans are:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/www.fremontbank.com\/personal\/mortgage\/purchase\/bridge-loan\"><span style=\"font-weight: 400;\">Fremont Bank<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/www.bannerbank.com\/home-loans\/bridge-loans\"><span style=\"font-weight: 400;\">Banner Bank<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/www.fnb-online.com\/personal\/loans-mortgages\/mortgages\/build-a-home\/home-equity-bridge-loan\"><span style=\"font-weight: 400;\">First National Bank<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/www.meridianbanker.com\/mortgage\/bridge-loans\/\"><span style=\"font-weight: 400;\">Meridian Bank<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mortgage lenders:<\/b><span style=\"font-weight: 400;\"> Some lenders who offer traditional mortgages also provide bridge loans, depending on the product mix and state regulations:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/crosscountrymortgage.com\/mortgage\/loans\/programs\/bridge-loan\/\"><span style=\"font-weight: 400;\">CrossCountry Mortgage<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/www.cnbc.com\/select\/rocket-mortgage-bridge-loans\/\"><span style=\"font-weight: 400;\">Rocket Mortgage\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/hurstlending.com\/best-bridge-loan-lenders\/\"><span style=\"font-weight: 400;\">Hurst Lending\u00a0<\/span><\/a><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Private lenders:<\/b><span style=\"font-weight: 400;\"> These lenders may offer more flexible terms and faster approvals, but tend to charge higher interest rates and fees.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The cost and approved amount of these loans will vary based on factors such as home equity levels and <\/span><a href=\"https:\/\/consumer.ftc.gov\/articles\/credit-scores\"><span style=\"font-weight: 400;\">credit scores<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-debt-to-income-ratio-for-mortgage\/\"><span style=\"font-weight: 400;\">debt-to-income ratios<\/span><\/a><span style=\"font-weight: 400;\">, and preexisting borrowing relationships.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover who offers bridge loans and explore modern, seller-friendly alternatives like HomeLight\u2019s Buy Before You Sell program to purchase before selling.<\/p>\n","protected":false},"author":298,"featured_media":57206,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[192,771,629],"tags":[],"class_list":["post-57203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-buying-a-house-while-selling","category-home-financing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Who Offers Bridge Loans? 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