{"id":60672,"date":"2025-07-29T14:28:07","date_gmt":"2025-07-29T21:28:07","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=60672"},"modified":"2026-02-24T06:24:05","modified_gmt":"2026-02-24T14:24:05","slug":"selling-a-house-as-is-in-kentucky","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/selling-a-house-as-is-in-kentucky\/","title":{"rendered":"Selling a House \u2018As Is\u2019 in Kentucky"},"content":{"rendered":"<p>Selling a house &#8220;as is&#8221; in Kentucky? Whether you&#8217;re dealing with a fixer-upper or an inherited property, your priority may be to avoid repairs, get a fair offer, and move forward with minimal hassle.<\/p>\n<p>\u201cOftentimes, it&#8217;s a case of need for speed over anything else. When selling as-is here, it&#8217;s typically folks who are in some sort of distress situation,\u201d says <a href=\"https:\/\/www.homelight.com\/agents\/rob-stjohn-ky-290010\">Rob St. John<\/a>, a top-performing Kentucky real estate agent with 14 years of experience.<\/p>\n<p>That said, selling a house \u201cas is\u201d often means settling for a lower offer \u2014 and it doesn\u2019t always stop buyers from negotiating. Here\u2019s what to know about as-is home sales in Kentucky, the offer options available, and what to expect along the way.<\/p>\n<div id=\"section--1\" data-toc-header=\"Fast facts about selling a house \u2018as is\u2019 in Kentucky\" data-toc-type=\"head\"><\/div>\n<h2>Fast facts about selling a house \u2018as is\u2019 in Kentucky<\/h2>\n<table>\n<tbody>\n<tr>\n<td>Median sales price in Kentucky<\/td>\n<td><a href=\"https:\/\/kyrealtors.com\/market-stats\/\">$285,000<\/a><\/td>\n<\/tr>\n<tr>\n<td>Average days on market (DOM) for Kentucky<\/td>\n<td><a href=\"https:\/\/kyrealtors.com\/market-stats\/\">13 days<\/a><\/td>\n<\/tr>\n<tr>\n<td>Disclosures<\/td>\n<td>Kentucky law requires sellers to disclose material facts about the property through the <a href=\"https:\/\/krec.ky.gov\/Documents\/402-SellersDisclosureofPropertyCondition.pdf\">Kentucky Sellers Disclosure of Property Condition<\/a><\/td>\n<\/tr>\n<tr>\n<td>MLS has a field to mark a listing \u201cas is\u201d?<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td>Is a real estate attorney required?<\/td>\n<td>Real estate attorneys <a href=\"https:\/\/www.homelight.com\/blog\/states-that-require-real-estate-attorney-at-closing\/\">are<\/a> considered essential for closing in the state of Kentucky<\/td>\n<\/tr>\n<tr>\n<td>Real estate transfer taxes?<\/td>\n<td><a href=\"https:\/\/apps.legislature.ky.gov\/law\/statutes\/statute.aspx?id=43160\">$0.50 per $500<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div id=\"section--2\" data-toc-header=\"What is \u2018as is\u2019 condition in real estate?\" data-toc-type=\"head\"><\/div>\n<h2>What is \u2018as is\u2019 condition in real estate?<\/h2>\n<p>An as-is home sale means the seller won\u2019t be making repairs or offering credits for any issues the buyer might find. When you sell a house \u201cas is,\u201d you\u2019re letting buyers know upfront that what they see is what they get.<\/p>\n<p>This type of sale can also imply that certain parts of the home \u2014 like an aging roof or a malfunctioning appliance \u2014 may not be in perfect working order or guaranteed to last.<\/p>\n<p>The asking price should reflect the home\u2019s overall condition, based on what the seller reasonably knows at the time of listing.<\/p>\n<div id=\"section--3\" data-toc-header=\"Which types of homes are sold \u2018as is\u2019?\" data-toc-type=\"head\"><\/div>\n<h2>Which types of homes are sold \u2018as is\u2019?<\/h2>\n<p>Homes listed \u201cas is\u201d typically need extensive repairs or updates. It\u2019s not a label commonly used for homes in <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-turnkey-home\/\">move-in-ready<\/a> condition.<\/p>\n<p>These sales often appeal to investors looking for their next flip or buyers searching for a lower-priced home with potential, especially in a desirable location.<\/p>\n<p>St. John encourages homeowners to think carefully before labeling a property \u201cas is,\u201d especially if only minor repairs are needed. Rather than leading with an \u201cas is\u201d label that might deter buyers, he suggests approaching the sale like any other \u2014 through honest disclosures and strong marketing.<\/p>\n<p>\u201cIf right out of the gate you&#8217;re advertising &#8216;as is,&#8217; you&#8217;re inviting buyers to assume there are significant issues with the home, which there may not be,\u201d he explains.<\/p>\n<div id=\"section--4\" data-toc-header=\"What problems do you have to disclose in Kentucky?\" data-toc-type=\"head\"><\/div>\n<h2>What problems do you have to disclose in Kentucky?<\/h2>\n<p>Selling a house \u201cas is\u201d in Kentucky doesn\u2019t mean you can hide known issues. You\u2019re still required to be honest about the property\u2019s condition.<\/p>\n<p>\u201cWhat I tell people is there\u2019s no such thing as too much disclosure. There is 100% such a thing as not enough. So, if you know about something, simply disclose it. Make it easy for everybody who&#8217;s involved,\u201d St. John advises.<\/p>\n<p>A good time to complete the <a href=\"https:\/\/krec.ky.gov\/Documents\/402-SellersDisclosureofPropertyCondition.pdf\">Seller\u2019s Disclosure of Property Condition<\/a> is before listing your home or requesting an offer. That way, you\u2019ve handled this important step upfront.<\/p>\n<p>According to the document, sellers are required to disclose what they know about the property\u2019s condition.<\/p>\n<p>The form will guide you through documenting what you know about the property&#8217;s history and any issues or problems.<\/p>\n<p>You\u2019ll also need to fill out information about:<\/p>\n<ul>\n<li aria-level=\"1\">House systems<\/li>\n<li aria-level=\"1\">Building structure<\/li>\n<li aria-level=\"1\">Roof issues<\/li>\n<li aria-level=\"1\">Drainage condition<\/li>\n<li aria-level=\"1\">Boundaries<\/li>\n<li aria-level=\"1\">Sewer system<\/li>\n<li aria-level=\"1\">Hazardous conditions<\/li>\n<li aria-level=\"1\">Radon<\/li>\n<\/ul>\n<p>No matter how you sell your home, you must make these disclosures to the best of your ability.<\/p>\n<div id=\"section--5\" data-toc-header=\"Review your options to sell \u2018as is\u2019 in Kentucky\" data-toc-type=\"head\"><\/div>\n<h2>Review your options to sell \u2018as is\u2019 in Kentucky<\/h2>\n<p>If you&#8217;re planning to sell a house \u201cas is\u201d in Kentucky, you have a couple of options to consider:<\/p>\n<h3>List \u2018as is\u2019 with the help of a real estate agent<\/h3>\n<p>Working with a knowledgeable Kentucky real estate agent can make a big difference when listing a home \u201cas is.\u201d A good agent will offer advice on simple presentation improvements, help you set a price that reflects the home\u2019s condition, and work to find buyers who are open to purchasing the property in its current state.<\/p>\n<h3>Sell directly to a cash buyer<\/h3>\n<p>If listing feels too time-consuming or stressful, you can sell your Kentucky house \u201cas is\u201d directly to a <a href=\"https:\/\/www.homelight.com\/blog\/house-buying-companies\/\">cash buyer<\/a> or <a href=\"https:\/\/www.homelight.com\/blog\/should-i-sell-to-a-home-investor\/\">property investor<\/a>.<\/p>\n<p>These buyers often <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-buying-a-home-as-is\/\">seek out homes that need work<\/a> and are typically willing to purchase at a discount. While the offer may be lower, these companies often close quickly and may even cover your closing costs.<\/p>\n<div id=\"section--6\" data-toc-header=\"Steps to list \u2018as is\u2019 with the help of a real estate agent\" data-toc-type=\"head\"><\/div>\n<h2>Steps to list \u2018as is\u2019 with the help of a real estate agent<\/h2>\n<h3>Find an agent willing to list the home \u2018as is\u2019<\/h3>\n<p>Choosing the right agent is especially important when selling a house \u201cas is\u201d in Kentucky. Look for someone who\u2019s confident handling homes that may need repairs and ideally has investor connections.<\/p>\n<p>You&#8217;ll want someone who embraces the challenge and has a solid marketing plan \u2014 especially since most Americans say they would <a href=\"https:\/\/brightmls.com\/article\/what-will-homebuyers-want-in-2025\">prefer to buy a move-in-ready home<\/a>. An as-is sale likely has a smaller buyer pool from the start.<\/p>\n<h3>Consider a pre-listing inspection<\/h3>\n<p>While it might seem unnecessary for an as-is sale, a <a href=\"https:\/\/www.homelight.com\/blog\/pre-listing-home-inspection\/\">pre-listing inspection<\/a> can help identify issues early and support an accurate price. It gives you clarity on the home\u2019s condition and can help set expectations with buyers. If a buyer asks for a price reduction after their own inspection, you\u2019ll be in a better position to explain that those costs were already factored into the listing price.<\/p>\n<p>\u201cThere are a lot of agents in the industry who follow the path that ignorance is bliss. I prefer to get ahead of things. If we know upfront what&#8217;s going on with a house, it allows us to price it accordingly and make sure that when the deal comes together, it&#8217;s going to stay together,\u201d St. John says.<\/p>\n<h3>Price to reflect \u2018as is\u2019 condition<\/h3>\n<p>The median sale price for homes in Kentucky hit $285,000 in June 2025, a 4% increase over the year prior.<\/p>\n<p>To find out what your home is worth, start with a free estimate from HomeLight\u2019s <a href=\"https:\/\/www.homelight.com\/home-value-estimator\">Home Value Estimator<\/a> (HVE).<\/p>\n<p>Our HVE examines public data, including tax records and assessments, and pulls recent sales records for other properties in your neighborhood. Using a <a href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\">short questionnaire<\/a>, we also factor in specifics about your home, such as the property type and its condition. <a href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\">Input your address<\/a>, and we\u2019ll provide you with a preliminary home value estimate in under two minutes.<\/p>\n<p>St. John offers this advice for Kentucky sellers thinking about pricing: \u201cI recommend people price appropriately for what the house is and really dig into that side of it with your agent. Really dig into what the current buyers are thinking. Who is our target buyer?\u201d<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">What is Your Kentucky Home Worth? <\/h3>\n                        <p>Enter your address and get a preliminary estimate of home value in under two minutes.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Estimate<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<h3>Do ever-so-light preparations<\/h3>\n<p>Even for as-is home listings in Kentucky, St. John typically recommends that sellers complete the following:<\/p>\n<ul>\n<li><strong>Declutter:<\/strong> Remove excess items so buyers can focus on the space.<\/li>\n<li><strong>Add fresh paint:<\/strong> A new coat instantly updates the look and leaves a good first impression.<\/li>\n<li><strong>Clean thoroughly:<\/strong> Make sure the home feels neat and well cared for.<\/li>\n<li><strong>Tidy the yard:<\/strong> Mow the lawn and spruce up landscaping for better curb appeal.<\/li>\n<\/ul>\n<p>\u201cAnything you can do to ultimately affect that first impression is going to go a long way. Generally speaking, in my experience, buyers make their decisions about a home within the first three to five minutes of being inside,\u201d says St. John.<\/p>\n<h3>Photograph to show potential<\/h3>\n<p>Professional photography matters \u2014 regardless of your Kentucky home\u2019s condition. A skilled photographer will capture each room from its best angle, use proper lighting, and fine-tune the images for brightness and clarity.<\/p>\n<p>Wide-angle lenses help show entire rooms rather than partial views, making the home appear more spacious and appealing. <a href=\"https:\/\/www.homelight.com\/blog\/how-to-take-real-estate-photos\/\">Professionally photographed listings<\/a> often command higher prices per square foot. Most Kentucky agents will coordinate professional photos as part of the listing process.<\/p>\n<h3>Highlight the surrounding area<\/h3>\n<p>Location can be a major selling point, especially for buyers looking for value in an as-is home. Mention in your listing if your house is close to any of the following:<\/p>\n<ul>\n<li aria-level=\"1\">Downtown areas<\/li>\n<li aria-level=\"1\">Major employers<\/li>\n<li aria-level=\"1\">Parks and green spaces<\/li>\n<li aria-level=\"1\">Sports venues and entertainment districts<\/li>\n<li aria-level=\"1\">Waterfront views or access (ocean or a lake)<\/li>\n<li aria-level=\"1\">Highly rated schools<\/li>\n<li aria-level=\"1\">Access to outdoor activities<\/li>\n<li aria-level=\"1\">Public transportation<\/li>\n<\/ul>\n<h3>Include \u2018as is\u2019 in the listing<\/h3>\n<p>If you don\u2019t state clearly that your home is being sold \u201cas is,\u201d buyers may assume repairs are up for discussion. Terms like <a href=\"https:\/\/www.homelight.com\/blog\/priced-to-sell\/\">priced to sell<\/a>, fixer-upper, handyman special, or a \u201ccall for investors\u201d are also common in Kentucky listings.<\/p>\n<p>To strike the right tone, work with your agent to highlight the home\u2019s strongest features while still being upfront about its condition.<\/p>\n<h3>Understand buyers may still negotiate<\/h3>\n<p>Selling \u201cas is\u201d doesn\u2019t always stop buyers from asking for price reductions. Even if you\u2019ve priced the home to reflect its condition, they may try to negotiate further. A strong agent can help push back when needed and keep the deal on track.<\/p>\n<h3>Be aware of minimum property standards for certain loans<\/h3>\n<p>You never know whether your best offer will come from a cash buyer or a buyer pre-qualified for a home loan.<\/p>\n<p>If you do end up working with a financed buyer, know that different mortgage types (such as conventional loans or government-backed FHA, USDA, or VA loans) have different <a href=\"https:\/\/www.homelight.com\/blog\/appraisal-required-repairs\/\">minimum property standards<\/a>. These are standards related to the overall condition of a property, which will play a role in a lender&#8217;s willingness and\/or ability to finance a buyer\u2019s loan.<br \/>\nBefore approving the loan, the lender will send an <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-does-an-appraiser-look-for\/\">independent, state-licensed appraiser<\/a> to evaluate the home\u2019s value and condition.<\/p>\n<p>If you\u2019re unsure whether your home will meet appraisal requirements, you can start by looking at the <a href=\"https:\/\/www.hud.gov\/sites\/documents\/41502C3HSGH.PDF\">FHA minimum property standards<\/a>. If your house complies with FHA, then it complies with most other lenders\u2019 requirements.<\/p>\n<h3>Prioritize a cash offer if you receive one<\/h3>\n<p>While some conventional lenders may approve a mortgage for a fixer-upper, cash offers are typically more straightforward \u2014 especially if your home needs significant repairs. A cash sale avoids the appraisal process and the delays of loan underwriting, offering a faster and more predictable path to settlement.<\/p>\n<p><strong>Pros of listing a home \u2018as is\u2019 in Kentucky:\u00a0<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Save time and money on prepwork<\/li>\n<li aria-level=\"1\">Possibility of reducing negotiations from the inspection<\/li>\n<li aria-level=\"1\">Solution for out-of-state owners and inherited homes<\/li>\n<\/ul>\n<p><strong>Cons of listing a Kentucky home \u2018as is\u2019:<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Limited buyer pool<\/li>\n<li aria-level=\"1\">Expect lower offers<\/li>\n<li aria-level=\"1\">Negotiations and repairs aren\u2019t always off the table<\/li>\n<\/ul>\n<div id=\"section--7\" data-toc-header=\"Steps to sell directly to a cash buyer\" data-toc-type=\"head\"><\/div>\n<h2>Steps to sell directly to a cash buyer<\/h2>\n<p>Now that we\u2019ve covered the general process of selling a house \u201cas is\u201d in Kentucky, let\u2019s look at an alternative: working with an investor. While it can vary from business to business, the process of selling to a house-buying company typically goes something like this:<\/p>\n<ol>\n<li aria-level=\"1\"><strong>Decision:<\/strong> A Kentucky homeowner decides a traditional listing isn\u2019t for them. Maybe their house needs more work than they can take on, or they would rather not host any showings or open houses. They\u2019re concerned about finding a buyer willing to purchase their home \u201cas is\u201d in its current state.<\/li>\n<li aria-level=\"1\"><strong>Contact:<\/strong> A seller contacts a company that purchases properties in their Kentucky neighborhood and provides some basic information about their home.<\/li>\n<li aria-level=\"1\"><strong>Preliminary offer:<\/strong> At this stage, some house-buying companies will provide a preliminary offer that is subject to change after a house assessment.<\/li>\n<li aria-level=\"1\"><strong>Assessment:<\/strong> The company schedules a walkthrough of the property to evaluate its condition, usually within 24 to 48 hours.<\/li>\n<li aria-level=\"1\"><strong>Firm offer:<\/strong> The company extends a firm offer (usually within 24 hours, sometimes on-site after the walkthrough), which you can accept or decline. Most of these companies will not negotiate on price, so the offer is a take-it-or-leave-it situation.<\/li>\n<li aria-level=\"1\"><strong>Closing:<\/strong> If you accept the offer, you and the company will each sign the contract, and the closing process begins. Companies sometimes offer a large deposit or moving cost assistance, while some may even pay for the home upfront.<\/li>\n<li aria-level=\"1\"><strong>Payment:<\/strong> The seller receives payment quickly, typically within seven days to a few weeks \u2014 though this can vary by company. Sellers who work with a house-buying company often enjoy flexibility in selecting a move-out date that works for them.<\/li>\n<\/ol>\n<p>If you aren\u2019t sure how to find a cash offer, consider Simple Sale, a solution from HomeLight. With <a href=\"https:\/\/homelight.com\/simple\">Simple Sale<\/a>, you tell us a bit about your home, such as whether it\u2019s a single-family or condo, and how much work it needs. From there, we\u2019ll offer you cash and buy your home in as little as a week.<\/p>\n<h4>Skip repairs<\/h4>\n<p>No need to call the roof inspector or empty your savings to replace the HVAC. HomeLight will provide an offer for homes in almost any condition.<\/p>\n<h4>Sell when it\u2019s convenient<\/h4>\n<p>Want to move out right away? Or need a little more time to pack everything? Either way, we\u2019re flexible. Pick a move date that works for your schedule within 30 days of closing.<\/p>\n<h4>Close with certainty<\/h4>\n<p>Cash buyers don\u2019t need a lender\u2019s involvement to purchase a home, meaning they can move quickly compared to someone who needs financing. With Simple Sale, you can close in as little as 7 days, compared to the <a href=\"https:\/\/www.homelight.com\/blog\/how-long-does-it-take-to-sell-a-house\/\">30 to 60 days or longer it typically takes to close<\/a> with a financed buyer.<\/p>\n<p>Curious to know more about the <a href=\"https:\/\/homelight.com\/simple\">Simple Sale<\/a> experience? Hear it firsthand from one of our valued clients in the video below.<br \/>\n<iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/091uLGhCeYE\" width=\"775\" height=\"436\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<div id=\"section--8\" data-toc-header=\"Additional We Buy Houses companies in Kentucky\" data-toc-type=\"head\"><\/div>\n<h2>Additional We Buy Houses companies in Kentucky<\/h2>\n<p>Below, we\u2019ve put together a list of some of the leading companies that purchase homes \u201cas is\u201d for cash in Kentucky:<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you want to skip repairs and make a quick sale, selling your home in Kentucky \u201cas is\u201d may be the right choice. Learn more about the \u201cas is\u201d sales process.<\/p>\n","protected":false},"author":367,"featured_media":60676,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[762,737,319],"tags":[],"class_list":["post-60672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sell-a-house-as-is","category-sell-your-house-fast","category-selling-advice"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Selling a House \u2018As Is\u2019 in Kentucky<\/title>\n<meta name=\"description\" content=\"If you want to skip repairs and make a quick sale, selling your home in Kentucky \u201cas is\u201d may be the right choice. 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Learn more about the \u201cas is\u201d sales process.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/selling-a-house-as-is-in-kentucky\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-29T21:28:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-24T14:24:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/07\/Untitled-design-93.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"564\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Cheyenne Wiseman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cheyenne Wiseman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"15 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Selling a House \u2018As Is\u2019 in Kentucky","description":"If you want to skip repairs and make a quick sale, selling your home in Kentucky \u201cas is\u201d may be the right choice. 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