{"id":60918,"date":"2025-07-31T09:31:08","date_gmt":"2025-07-31T16:31:08","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=60918"},"modified":"2026-03-30T14:22:18","modified_gmt":"2026-03-30T21:22:18","slug":"who-pays-realtor-fees","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees\/","title":{"rendered":"Who Pays Realtor Fees?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you&#8217;re selling a home, you&#8217;re likely wondering: <\/span><i><span style=\"font-weight: 400;\">Who pays the Realtor fees?<\/span><\/i><span style=\"font-weight: 400;\"> This question has taken center stage following last year\u2019s rule changes tied to a <\/span><a href=\"https:\/\/www.nar.realtor\/the-facts\/what-the-nar-settlement-means-for-home-buyers-and-sellers\"><span style=\"font-weight: 400;\">landmark court settlement<\/span><\/a><span style=\"font-weight: 400;\"> involving the National Association of Realtors (NAR).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-real-estate-commission-rules-and-regulations\/\"><span style=\"font-weight: 400;\">new rules<\/span><\/a><span style=\"font-weight: 400;\"> that went into effect in August 2024, home sellers are no longer automatically expected to compensate the buyer\u2019s agent, bending a 100-year-old commission tradition. But has the NAR settlement really changed things for sellers?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this post, we\u2019ll break down who pays real estate agent commissions and provide a simple commission calculator to help you estimate your agent fees \u2014 and weigh whether you\u2019ll offer to cover the buyer\u2019s agent costs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">The Top 5% of Agents Sell Homes for Up to 10% More<\/h3>\n                        <p>HomeLight analyzes over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs. Connect with your top agent matches today at no cost.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Started<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n<\/span><\/p>\n<div id=\"section--1\" data-toc-header=\"Who pays Realtor fees?\" data-toc-type=\"head\"><\/div>\n<h2>Who pays Realtor fees in a home sale?<\/h2>\n<p><span style=\"font-weight: 400;\">The NAR settlement created a wave of predictions that the industry was shifting and that buyers would take on more responsibility for covering their own agent\u2019s fees. But on the ground, that shift hasn\u2019t materialized. According to a recent nationwide <\/span><a href=\"https:\/\/www.homelight.com\/blog\/2025-top-agent-insights-ai-edition\/\"><span style=\"font-weight: 400;\">HomeLight survey<\/span><\/a><span style=\"font-weight: 400;\">, 92% of top agents say sellers are still covering the buyer\u2019s agent commission.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Why? Because in a slower market marked by elevated mortgage rates and affordability concerns, offering to pay the buyer\u2019s agent fees \u2014 and sometimes additional <\/span><a href=\"https:\/\/www.homelight.com\/blog\/concession-real-estate\/\"><span style=\"font-weight: 400;\">concessions<\/span><\/a><span style=\"font-weight: 400;\"> \u2014 remains a powerful tool to attract serious offers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In short, while home sellers are no longer obligated to offer compensation to the buyer\u2019s agent, in practice, most sellers continue to do so, especially in markets where:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buyer demand has cooled due to higher mortgage rates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buyers are already stretched thin on closing costs and down payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agents warn that skipping this step could limit buyer interest<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">While the NAR settlement rule changes provide more transparency and flexibility, the prevailing advice from experienced agents is simple: If you want to get your home sold in a market filled with hesitant buyers, offer to pay their agent fees.<\/span><\/p>\n<div id=\"section--2\" data-toc-header=\"Real estate agent commission calculator\" data-toc-type=\"head\"><\/div>\n<h2>Real estate agent commission calculator<\/h2>\n<p><span style=\"font-weight: 400;\">But how much will combined Realtor fees cost you as a seller? Or what if you decide <\/span><i><span style=\"font-weight: 400;\">not<\/span><\/i><span style=\"font-weight: 400;\"> to offer a buyer\u2019s agent commission? We&#8217;ve built a simple calculator to help you see cost estimates and options, depending on the commission rates you negotiate. Use it to compare different arrangements based on your expected sale price.<\/span><\/p>\n<p><iframe style=\"max-width: 775px; margin: 0 auto; display: block; border: 1px solid #e5e7eb; border-radius: 8px;\" src=\"https:\/\/homelight-real-estate-commission-calculator.vercel.app\" width=\"100%\" height=\"743\" frameborder=\"0\" scrolling=\"auto\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span>&nbsp;<\/p>\n<p><\/iframe><\/p>\n<div id=\"section--3\" data-toc-header=\"Do sellers have to pay the buyer\u2019s agent?\" data-toc-type=\"head\"><\/div>\n<h2>Do sellers have to pay a buyer\u2019s agent commission?<\/h2>\n<p><span style=\"font-weight: 400;\">Short answer: no, but as our <\/span><a href=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/07\/HomeLight-2025-Top-Agent-Insights-Report-AI-Edition.pdf\"><span style=\"font-weight: 400;\">nationwide survey revealed<\/span><\/a><span style=\"font-weight: 400;\">, most still do.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s why the majority of sellers still choose to offer a buyer\u2019s agent commission:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>It broadens your buyer pool:<\/b><span style=\"font-weight: 400;\"> Most buyers work with agents. If their agent won\u2019t be compensated by you, buyers may skip your home altogether \u2014 or ask you to cover it anyway in the offer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>It strengthens your negotiating power:<\/b><span style=\"font-weight: 400;\"> Sellers who proactively offer buyer\u2019s agent fees often attract more serious interest, which can lead to better terms or multiple offers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>It aligns with today\u2019s market:<\/b><span style=\"font-weight: 400;\"> In our 2025 survey, agents told us that offering a buyer\u2019s agent commission and concessions is often necessary to get a deal done in a high-rate, high-price environment.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">While you now have the option to decline this cost, doing so could reduce your home\u2019s exposure and impact how quickly \u2014 or profitably \u2014 you\u2019re able to sell.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who pays real estate agent commission? Post-NAR settlement, most sellers are still paying the buyer&#8217;s Realtor fees. Try our agent commission calculator.<\/p>\n","protected":false},"author":298,"featured_media":60923,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[322,808],"tags":[],"class_list":["post-60918","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistics","category-real-estate-agent-commissions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Who Pays the Real Estate Agent Commission Now?<\/title>\n<meta name=\"description\" content=\"Who pays Realtor fees? Post-NAR settlement, most sellers are still paying the buyer&#039;s agent\u2019s commission. 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