{"id":61424,"date":"2025-08-15T09:08:15","date_gmt":"2025-08-15T16:08:15","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=61424"},"modified":"2026-03-30T14:25:39","modified_gmt":"2026-03-30T21:25:39","slug":"who-pays-realtor-fees-in-florida","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-florida\/","title":{"rendered":"Who Pays Realtor Fees in Florida?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019re <\/span><a href=\"https:\/\/www.homelight.com\/blog\/selling-a-home-in-florida\/\"><span style=\"font-weight: 400;\">selling a home in Florida<\/span><\/a><span style=\"font-weight: 400;\">, you may be asking: Who pays Realtor fees in Florida? This question has been in the spotlight since last year\u2019s rule changes tied to a <\/span><a href=\"https:\/\/www.nar.realtor\/the-facts\/what-the-nar-settlement-means-for-home-buyers-and-sellers\"><span style=\"font-weight: 400;\">landmark court settlement<\/span><\/a><span style=\"font-weight: 400;\"> involving the National Association of Realtors (NAR).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under <\/span><a href=\"https:\/\/www.homelight.com\/blog\/buyer-real-estate-commission-rules-and-regulations\/\"><span style=\"font-weight: 400;\">new rules<\/span><\/a><span style=\"font-weight: 400;\"> that went into effect in August 2024, home sellers are no longer automatically expected to pay the buyer\u2019s agent, breaking with a 100-year-old tradition. But has the NAR settlement really changed the way things work in the Sunshine State?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this post, we\u2019ll explain who typically pays Realtor fees in Florida, how commissions work under the new rules, and when it might make sense to cover the buyer\u2019s agent costs. We\u2019ll also share a Florida-specific commission calculator so you can estimate your costs and weigh what Realtor fees you\u2019re willing to pay.<\/span><\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">A Top Florida Agent Can Increase Your Proceeds<\/h3>\n                        <p>Our free Agent Match tool analyzes over 27 million transactions and thousands of reviews to determine which local agents have a proven track record for success in your Florida market. Our data shows that top agents sell homes for as much as 10% more than average agents.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Step 1: Talk to an Expert<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<div id=\"section--1\" data-toc-header=\"Who pays Realtor fees in Florida?\" data-toc-type=\"head\"><\/div>\n<h2>Who pays Realtor fees in Florida?<\/h2>\n<p><span style=\"font-weight: 400;\">While the NAR settlement opened the door for buyers to pay their own agents, that shift hasn\u2019t fully happened \u2014 in Florida or nationwide. According to a recent <\/span><a href=\"https:\/\/www.homelight.com\/blog\/2025-top-agent-insights-ai-edition\/\"><span style=\"font-weight: 400;\">HomeLight survey<\/span><\/a><span style=\"font-weight: 400;\"> of top agents, 92% say sellers are still covering the buyer\u2019s agent commission.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Why? Florida\u2019s housing market has pockets of active competition, but it\u2019s also been affected by higher mortgage rates and affordability challenges. Offering to pay the buyer\u2019s agent commission \u2014 and sometimes other <\/span><a href=\"https:\/\/www.homelight.com\/blog\/concession-real-estate\/\"><span style=\"font-weight: 400;\">concessions<\/span><\/a><span style=\"font-weight: 400;\"> \u2014 is still a proven way to attract more offers in a slow market.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In practice, most Florida sellers continue to offer buyer\u2019s agent compensation, especially in situations where:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher mortgage rates have cooled buyer demand<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buyers are stretching to cover closing costs and down payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agents caution that skipping this cost could reduce buyer interest<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The bottom line: While the NAR settlement rule changes provide more transparency and added flexibility, the prevailing advice from <\/span><a href=\"https:\/\/www.homelight.com\/states\/fl\"><span style=\"font-weight: 400;\">experienced Florida agents<\/span><\/a><span style=\"font-weight: 400;\"> is simple: If you want to get your home sold in a market filled with hesitant buyers, offer to pay their agent fees.<\/span><\/p>\n<div id=\"section--2\" data-toc-header=\"Florida agent commission calculator\" data-toc-type=\"head\"><\/div>\n<h2>Florida real estate agent commission calculator<\/h2>\n<p><span style=\"font-weight: 400;\">Wondering how much combined Realtor fees could cost you in Florida? Or what your costs might look like if you choose not to offer a buyer\u2019s agent commission? Use our Florida Real Estate Commission Calculator to compare different scenarios based on your sale price and negotiated rates.<\/span><\/p>\n<p><iframe style=\"max-width: 775px; margin: 0 auto; display: block; border: 1px solid #e5e7eb; border-radius: 8px;\" src=\"https:\/\/homelight-florida-agent-commission-calculator.vercel.app\" width=\"100%\" height=\"743\" frameborder=\"0\" scrolling=\"auto\">&nbsp;<\/p>\n<p><\/iframe><\/p>\n<div id=\"section--3\" data-toc-header=\"Do sellers have to pay the buyer\u2019s agent?\" data-toc-type=\"head\"><\/div>\n<h2>Do sellers have to pay a buyer\u2019s agent fees in Florida?<\/h2>\n<p><span style=\"font-weight: 400;\">Short answer: no, but as our <\/span><a href=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2025\/07\/HomeLight-2025-Top-Agent-Insights-Report-AI-Edition.pdf\"><span style=\"font-weight: 400;\">nationwide agent survey revealed<\/span><\/a><span style=\"font-weight: 400;\">, most still do. Here\u2019s why many Florida sellers continue to cover this cost:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>More buyer interest:<\/b><span style=\"font-weight: 400;\"> Most buyers in Florida work with agents. If their agent isn\u2019t being paid by the seller, buyers may skip the listing or factor the commission into their offer price.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stronger negotiating position:<\/b><span style=\"font-weight: 400;\"> Covering the buyer\u2019s agent fee can make your home more appealing, leading to more serious offers or even multiple bids.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Market realities:<\/b><span style=\"font-weight: 400;\"> In our 2025 survey, agents reported that offering a buyer\u2019s agent commission and other incentives is often necessary to close deals in today\u2019s high-rate environment.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">While you have the option to decline, it\u2019s important to weigh how it could impact your home\u2019s visibility and <\/span><a href=\"https:\/\/www.homelight.com\/blog\/days-on-market\/\"><span style=\"font-weight: 400;\">time on market<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who pays Realtor fees in Florida? Post-NAR settlement, most sellers still pay the buyer&#8217;s agent fees. Try our Florida agent commission calculator.<\/p>\n","protected":false},"author":298,"featured_media":61428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[1207,322,808],"tags":[],"class_list":["post-61424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-florida-real-estate","category-logistics","category-real-estate-agent-commissions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Who Pays Realtor Fees in Florida?<\/title>\n<meta name=\"description\" content=\"Who pays Realtor fees in Florida? Post-NAR settlement, most sellers still pay the buyer&#039;s agent fees. Try our Florida agent commission calculator.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-florida\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who Pays Realtor Fees in Florida?\" \/>\n<meta property=\"og:description\" content=\"Who pays Realtor fees in Florida? Post-NAR settlement, most sellers still pay the buyer&#039;s agent fees. 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Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.","sameAs":["https:\/\/www.homelight.com","https:\/\/www.linkedin.com\/in\/richard-w-haddad"],"url":"https:\/\/www.homelight.com\/blog\/author\/richardhaddad\/"}]}},"_links":{"self":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/61424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/users\/298"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/comments?post=61424"}],"version-history":[{"count":0,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/61424\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media\/61428"}],"wp:attachment":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media?parent=61424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/categories?post=61424"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/tags?post=61424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}