Below is a look at some of the key takeaways.<\/p>\n
![\"An](\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2025\/09\/HomeLight-DTI-blog-art-2.webp\")
<\/p>\n
<\/div>\n80% of Lenders Report Spikes in DTI, Raising Concerns for 2026<\/title>\n<meta name=\"description\" content=\"HomeLight\u2019s Q3 2025 Lender Insights Survey explores the state of the 2025 single-family home market, including growing consumer debt and first-time buyers' struggles.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/buyers-lenders-report-increase-in-consumer-dti\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"80% of Lenders Report a Spike in Consumer DTI, Raising Concerns for 2026, HomeLight Survey Says\" \/>\n<meta property=\"og:description\" content=\"HomeLight\u2019s Q3 2025 Lender Insights Survey explores the state of the 2025 single-family home market, including growing consumer debt and first-time buyers' struggles.\" 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Lenders are worried about the fallout of rising consumer debt<\/h3>\n","protected":false},"excerpt":{"rendered":"
HomeLight\u2019s Q3 2025 Lender Insights Survey explores the current state of the 2025 single-family home market, including growing consumer debt and first-time buyers’ struggles.<\/p>\n","protected":false},"author":358,"featured_media":62522,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[192,629,334],"tags":[],"class_list":["post-62521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-home-financing","category-news"],"acf":[],"yoast_head":"\n