{"id":62825,"date":"2025-09-24T11:30:13","date_gmt":"2025-09-24T18:30:13","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=62825"},"modified":"2026-03-30T14:20:38","modified_gmt":"2026-03-30T21:20:38","slug":"who-pays-realtor-fees-in-new-york","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-new-york\/","title":{"rendered":"Who Pays Realtor Fees in New York?"},"content":{"rendered":"<p>If you\u2019re planning to <a href=\"https:\/\/www.homelight.com\/blog\/selling-house-in-new-york-state\/\">sell a house in the Empire State<\/a>, you may be wondering: Who pays Realtor fees in New York? This has been a common question since last year\u2019s real estate agent commission changes, which were tied to a <a href=\"https:\/\/www.nar.realtor\/the-facts\/what-the-nar-settlement-means-for-home-buyers-and-sellers\">court settlement<\/a> involving the National Association of Realtors (NAR).<\/p>\n<p>Under <a href=\"https:\/\/www.homelight.com\/blog\/buyer-real-estate-commission-rules-and-regulations\/\">new rules<\/a> that went into effect in mid-August 2024, home sellers nationwide are no longer expected to pay the buyer\u2019s agent by default, breaking with a nearly 100-year-old industry custom. But has the NAR\u2019s landmark court settlement changed the way Realtor fees work in New York?<\/p>\n<p>In this guide, you\u2019ll learn who pays Realtor fees in New York, how these fees work, and when it might make sense for you to <a href=\"https:\/\/www.homelight.com\/blog\/buyers-agent-fee\/\">cover the buyer\u2019s agent commission<\/a>. We\u2019ll also share a New York agent commission calculator to help you decide what Realtor costs you\u2019re willing to cover.<\/p>\n<p>\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">A Top New York Agent Can Increase Your Proceeds<\/h3>\n                        <p>Our free Agent Match tool analyzes over 27 million transactions and thousands of reviews to determine which local agents have a proven track record for success in your New York market. Our data shows that top agents sell homes for as much as 10% more than average agents.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Step 1: Talk to an Expert<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n <div id=\"section--1\" data-toc-header=\"Who pays Realtor fees in New York?\" data-toc-type=\"head\"><\/div><\/p>\n<h2>Who pays Realtor fees in New York?<\/h2>\n<p>Many industry analysts across the country predicted that the NAR settlement would broadly shift responsibility, pressuring buyers to pay their own agents. However, that shift hasn\u2019t materialized \u2014 in New York or nationwide. According to a <a href=\"https:\/\/www.homelight.com\/blog\/2025-top-agent-insights-ai-edition\/\">HomeLight survey<\/a> of top agents across the country, 92% say sellers are still paying the buyer\u2019s Realtor fees.<\/p>\n<p>Why? Higher mortgage rates and affordability challenges have impacted New York\u2019s housing market. Offering to pay the buyer\u2019s agent commission and giving up other <a href=\"https:\/\/www.homelight.com\/blog\/concession-real-estate\/\">seller concessions<\/a> is still a proven strategy to attract more offers and close a sale in a hesitant market.<\/p>\n<p>So, despite the NAR rule changes, in practice, most New York sellers continue to offer to pay the buyer\u2019s agent compensation. This is especially true in situations where:<\/p>\n<ul>\n<li aria-level=\"1\">Higher mortgage interest rates have reduced buyer demand<\/li>\n<li aria-level=\"1\">Buyers are struggling to afford closing costs and down payments<\/li>\n<li aria-level=\"1\">Refusing to cover this expense will limit the buyer pool in your market<\/li>\n<\/ul>\n<p>Based on survey data and feedback from <a href=\"https:\/\/www.homelight.com\/states\/ny\">experienced New York agents<\/a>, the bottom line is this: If you want to get your home sold in an uncertain NY market, offer to pay the buyer\u2019s Realtor fees.<\/p>\n<div id=\"section--2\" data-toc-header=\"New York agent commission calculator\" data-toc-type=\"head\"><\/div>\n<h2>New York real estate agent commission calculator<\/h2>\n<p>If you want to see how much the combined Realtor fees could cost you in New York, or what the single fee might look like if you choose not to offer a buyer\u2019s agent commission, use our New York Real Estate Commission Calculator. You can compare different scenarios based on your home\u2019s sale price and different agent commission rates.<\/p>\n<p><iframe style=\"max-width: 775px; margin: 0 auto; display: block; border: 1px solid #e5e7eb; border-radius: 8px;\" src=\"https:\/\/homelight-new-york-agent-commission-calculator.vercel.app\" width=\"100%\" height=\"743\" frameborder=\"0\" scrolling=\"auto\"><br \/>\n<\/iframe><\/p>\n<div id=\"section--3\" data-toc-header=\"Are NY sellers required to pay the buyer\u2019s agent?\" data-toc-type=\"head\"><\/div>\n<h2>Are NY sellers required to pay the buyer\u2019s agent?<\/h2>\n<p>New York home sellers are not required to pay the buyer\u2019s agent. However, as our <a href=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2025\/07\/HomeLight-2025-Top-Agent-Insights-Report-AI-Edition.pdf\">agent survey revealed<\/a>, most home sellers still offer to cover this fee for their buyers. Here\u2019s why:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>More buyers. More offers: <\/strong>Most buyers in New York work with real estate agents. If the seller doesn\u2019t pay their agent, buyers may skip the listing or factor the commission costs into their offer price.<\/li>\n<li aria-level=\"1\"><strong>Greater negotiating power: <\/strong>Covering the buyer\u2019s Realtor fee will help your property stand out and make your listing more appealing, leading to more serious offers and possibly even multiple bids or a <a href=\"https:\/\/www.homelight.com\/blog\/bidding-war-on-house-advice\/\">bidding war.<\/a><\/li>\n<li aria-level=\"1\"><strong>Market trends and realities:<\/strong> In our <a href=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2025\/07\/HomeLight-2025-Top-Agent-Insights-Report-AI-Edition.pdf\">2025 market trends survey<\/a>, agents reported that offering to pay the buyer\u2019s Realtor fee and other incentives is often necessary to close a home sale in today\u2019s high-interest-rate landscape.<\/li>\n<\/ul>\n<p>While declining to pay this buyer fee may initially appear to be a money-saving decision, you\u2019ll want to carefully weigh how it could impact your home\u2019s visibility, <a href=\"https:\/\/www.homelight.com\/blog\/days-on-market\/\">days on market<\/a>, and ultimately your bottom line.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who pays Realtor fees in New York? Following the NAR settlement, most home sellers still pay the buyer&#8217;s agent fees. Try our NY agent commission calculator.<\/p>\n","protected":false},"author":298,"featured_media":62826,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[322,1270,808],"tags":[],"class_list":["post-62825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistics","category-new-york-real-estate","category-real-estate-agent-commissions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Who Pays Realtor Fees in New York?<\/title>\n<meta name=\"description\" content=\"Who pays Realtor fees in New York? Following the NAR settlement, most home sellers still pay the buyer&#039;s agent fees. Try our NY agent commission calculator.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-new-york\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who Pays Realtor Fees in New York?\" \/>\n<meta property=\"og:description\" content=\"Who pays Realtor fees in New York? Following the NAR settlement, most home sellers still pay the buyer&#039;s agent fees. 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Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.","sameAs":["https:\/\/www.homelight.com","https:\/\/www.linkedin.com\/in\/richard-w-haddad"],"url":"https:\/\/www.homelight.com\/blog\/author\/richardhaddad\/"}]}},"_links":{"self":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/62825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/users\/298"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/comments?post=62825"}],"version-history":[{"count":0,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/62825\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media\/62826"}],"wp:attachment":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media?parent=62825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/categories?post=62825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/tags?post=62825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}