{"id":63375,"date":"2025-10-08T09:01:26","date_gmt":"2025-10-08T16:01:26","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=63375"},"modified":"2026-03-30T14:20:25","modified_gmt":"2026-03-30T21:20:25","slug":"who-pays-realtor-fees-in-illinois","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/","title":{"rendered":"Who Pays Realtor Fees in Illinois?"},"content":{"rendered":"<p>If you\u2019re making plans to sell your home in the Prairie State, you\u2019re probably looking at <a href=\"https:\/\/www.homelight.com\/states\/il\/sold\">what other homes sold for<\/a>, comparing list prices, and calculating your proceeds. If this is your first time selling or it\u2019s been a while, you might be wondering, Who pays Realtor fees in Illinois?<\/p>\n<p>This has been a common question since new agent commission rules went into effect following a <a href=\"https:\/\/www.nar.realtor\/the-facts\/what-the-nar-settlement-means-for-home-buyers-and-sellers\">court settlement<\/a> by the National Association of Realtors (NAR).<\/p>\n<p>Under the <a href=\"https:\/\/www.homelight.com\/blog\/buyer-real-estate-commission-rules-and-regulations\/\">new rules<\/a> that started in August 2024, home sellers are no longer automatically expected to pay the buyer\u2019s agent fees \u2014 an industry tradition that dates back more than a century. But has the NAR settlement changed the way Realtor fees work in Illinois?<\/p>\n<p>In this guide, you\u2019ll learn who pays Realtor fees in Illinois, how agent commissions work today, and when it might make sense for you to <a href=\"https:\/\/www.homelight.com\/blog\/buyers-agent-fee\/\">cover the buyer\u2019s agent fees<\/a>. We\u2019ll also provide an Illinois agent commission calculator to help you decide what Realtor costs you\u2019re willing to pay.<\/p>\n<p>\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">A Top Illinois Agent Can Increase Your Proceeds<\/h3>\n                        <p>Our free Agent Match tool analyzes over 27 million transactions and thousands of reviews to determine which local agents have a proven track record for success in your Illinois market. Our data shows that top agents sell homes for as much as 10% more than average agents.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Step 1: Talk to an Expert<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n <div id=\"section--1\" data-toc-header=\"Who pays Realtor fees in Illinois?\" data-toc-type=\"head\"><\/div><\/p>\n<h2>Who pays Realtor fees in Illinois?<\/h2>\n<p>Some media outlets and industry analysts predicted the NAR settlement would redirect cost responsibility, pressuring homebuyers to pay their own agent fees. But that shift hasn\u2019t happened \u2014 in Illinois or anywhere in the U.S. According to a nationwide <a href=\"https:\/\/www.homelight.com\/blog\/2025-top-agent-insights-ai-edition\/\">HomeLight survey<\/a>, 92% of agents say sellers are still paying the buyer\u2019s Realtor fees.<\/p>\n<p>Why are sellers still covering this cost? It\u2019s a matter of common-sense marketing.<\/p>\n<p>Higher mortgage rates and affordability obstacles have impacted Illinois\u2019 housing landscape. In a slow market, offering to pay the buyer\u2019s agent fees and giving up other <a href=\"https:\/\/www.homelight.com\/blog\/concession-real-estate\/\">seller concessions<\/a> is a proven strategy to attract more offers and close a home sale.<\/p>\n<p>So, despite the NAR commission rule changes, in practice, most Illinois sellers continue to offer to cover the buyer\u2019s agent commission. This is especially true in regions where:<\/p>\n<ul>\n<li aria-level=\"1\">High mortgage rates have reduced overall buyer demand<\/li>\n<li aria-level=\"1\">Potential buyers are struggling to pay closing costs and down payments<\/li>\n<li aria-level=\"1\">Refusing to cover this cost will shrink the buyer pool<\/li>\n<\/ul>\n<p>Based on survey responses from <a href=\"https:\/\/www.homelight.com\/states\/il\">top-rated Illinois agents<\/a>, the takeaway is clear: If you want to sell your home in an uncertain market, offer to pay your buyer\u2019s Realtor fees.<\/p>\n<div id=\"section--2\" data-toc-header=\"Illinois agent commission calculator\" data-toc-type=\"head\"><\/div>\n<h2>Illinois real estate agent commission calculator<\/h2>\n<p>So, what will the two combined Realtor fees cost you in the Land of Lincoln? Or what might just the listing agent fee look like if you choose not to offer a buyer\u2019s agent commission?<\/p>\n<p>To see ballpark estimates, use our Illinois Real Estate Commission Calculator below. You can compare scenarios based on your home\u2019s sale price and the state\u2019s average agent commission rates. You can also adjust the commission percentages up or down to see what rate you might want to negotiate.<\/p>\n<p><iframe style=\"max-width: 775px; margin: 0 auto; display: block; border: 1px solid #e5e7eb; border-radius: 8px;\" src=\"https:\/\/homelight-illinois-agent-commission-calculator.vercel.app\/\" width=\"100%\" height=\"743\" frameborder=\"0\" scrolling=\"auto\"><br \/>\n<\/iframe><\/p>\n<div id=\"section--3\" data-toc-header=\"Are Illinois sellers required to pay the buyer\u2019s agent?\" data-toc-type=\"head\"><\/div>\n<h2>Are Illinois sellers required to pay the buyer\u2019s agent?<\/h2>\n<p>Illinois home sellers are not required to pay the buyer\u2019s agent compensation. However, as our nationwide <a href=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2025\/07\/HomeLight-2025-Top-Agent-Insights-Report-AI-Edition.pdf\">agent survey revealed<\/a>, most sellers still offer to cover this expense for their buyers. Here\u2019s a closer look at why you might want to do the same:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>More offers: <\/strong>Most buyers in Illinois work with agents. If you don\u2019t offer to pay their agent fees, buyers may skip over your listing, or factor the Realtor fees into their offer price.<\/li>\n<li aria-level=\"1\"><strong>More negotiating power: <\/strong>Covering the buyer\u2019s Realtor fee will help your property stand out and make your listing more appealing, leading to more serious offers and possibly even multiple bids or a <a href=\"https:\/\/www.homelight.com\/blog\/bidding-war-on-house-advice\/\">bidding war.<\/a><\/li>\n<li aria-level=\"1\"><strong>More certainty:<\/strong> In HomeLight\u2019s <a href=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2025\/07\/HomeLight-2025-Top-Agent-Insights-Report-AI-Edition.pdf\">Q2 2025 survey<\/a>, agents agreed that offering to cover the buyer\u2019s agent commissions and other incentives is typically necessary to close a sale in today\u2019s high-interest-rate market.<\/li>\n<\/ul>\n<p>While declining to pay this buyer cost may initially appear to be a money-saving strategy, you\u2019ll want to carefully consider how it might impact your home\u2019s visibility, <a href=\"https:\/\/www.homelight.com\/blog\/days-on-market\/\">days on market<\/a>, and your bottom-line <a href=\"https:\/\/www.homelight.com\/blog\/how-much-will-i-make-selling-my-house\/\">proceeds<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who pays Realtor fees in Illinois? Most home sellers in Illinois still pay the buyer&#8217;s agent fees. Try our IL real estate agent commission calculator.<\/p>\n","protected":false},"author":298,"featured_media":63376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[1300,322,808],"tags":[],"class_list":["post-63375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-illinois-real-estate","category-logistics","category-real-estate-agent-commissions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Who Pays Realtor Fees in Illinois?<\/title>\n<meta name=\"description\" content=\"Who pays Realtor fees in Illinois? Most home sellers in Illinois still pay the buyer&#039;s agent fees. Try our IL real estate agent commission calculator.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who Pays Realtor Fees in Illinois?\" \/>\n<meta property=\"og:description\" content=\"Who pays Realtor fees in Illinois? Most home sellers in Illinois still pay the buyer&#039;s agent fees. Try our IL real estate agent commission calculator.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-08T16:01:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-30T21:20:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/10\/who-pays-realtor-fees-in-illinois.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Richard Haddad\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Richard Haddad\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Who Pays Realtor Fees in Illinois?","description":"Who pays Realtor fees in Illinois? Most home sellers in Illinois still pay the buyer's agent fees. Try our IL real estate agent commission calculator.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/","og_locale":"en_US","og_type":"article","og_title":"Who Pays Realtor Fees in Illinois?","og_description":"Who pays Realtor fees in Illinois? Most home sellers in Illinois still pay the buyer's agent fees. Try our IL real estate agent commission calculator.","og_url":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/","og_site_name":"HomeLight Blog","article_publisher":"https:\/\/www.facebook.com\/gohomelight\/","article_published_time":"2025-10-08T16:01:26+00:00","article_modified_time":"2026-03-30T21:20:25+00:00","og_image":[{"width":1000,"height":563,"url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/10\/who-pays-realtor-fees-in-illinois.jpg","type":"image\/jpeg"}],"author":"Richard Haddad","twitter_card":"summary_large_image","twitter_creator":"@gohomelight","twitter_site":"@gohomelight","twitter_misc":{"Written by":"Richard Haddad","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#article","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/"},"author":{"name":"Richard Haddad","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/7d7103b037dcb5e844946ec92b02a128"},"headline":"Who Pays Realtor Fees in Illinois?","datePublished":"2025-10-08T16:01:26+00:00","dateModified":"2026-03-30T21:20:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/"},"wordCount":706,"publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/10\/who-pays-realtor-fees-in-illinois.jpg","articleSection":["Illinois' Seller Resource Center","Logistics","Real Estate Agent Commissions"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/","url":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/","name":"Who Pays Realtor Fees in Illinois?","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#primaryimage"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/10\/who-pays-realtor-fees-in-illinois.jpg","datePublished":"2025-10-08T16:01:26+00:00","dateModified":"2026-03-30T21:20:25+00:00","description":"Who pays Realtor fees in Illinois? Most home sellers in Illinois still pay the buyer's agent fees. Try our IL real estate agent commission calculator.","breadcrumb":{"@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#primaryimage","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/10\/who-pays-realtor-fees-in-illinois.jpg","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2025\/10\/who-pays-realtor-fees-in-illinois.jpg","width":1000,"height":563,"caption":"Source: (iriana88w\/ Depositphotos)"},{"@type":"BreadcrumbList","@id":"https:\/\/www.homelight.com\/blog\/who-pays-realtor-fees-in-illinois\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.homelight.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Who Pays Realtor Fees in Illinois?"}]},{"@type":"WebSite","@id":"https:\/\/www.homelight.com\/blog\/#website","url":"https:\/\/www.homelight.com\/blog\/","name":"HomeLight Blog","description":"Real Estate Advice from America&#039;s Top Agents","publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.homelight.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.homelight.com\/blog\/#organization","name":"HomeLight","url":"https:\/\/www.homelight.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","width":1348,"height":262,"caption":"HomeLight"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gohomelight\/","https:\/\/x.com\/gohomelight","https:\/\/www.linkedin.com\/company\/homelight\/","https:\/\/www.youtube.com\/channel\/UCimugR9XF17-OZ7B9fNnxWw","https:\/\/en.wikipedia.org\/wiki\/HomeLight"],"description":"Everything you need to know to sell your house faster and for more money. Articles, guides, and advice from top agents all over the U.S.","email":"support@homelight.com","telephone":"(888) 688-0350","legalName":"HomeLight","foundingDate":"2012-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"201","maxValue":"500"}},{"@type":"Person","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/7d7103b037dcb5e844946ec92b02a128","name":"Richard Haddad","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","caption":"Richard Haddad"},"description":"Richard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company\u2019s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.","sameAs":["https:\/\/www.homelight.com","https:\/\/www.linkedin.com\/in\/richard-w-haddad"],"url":"https:\/\/www.homelight.com\/blog\/author\/richardhaddad\/"}]}},"_links":{"self":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/63375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/users\/298"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/comments?post=63375"}],"version-history":[{"count":0,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/63375\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media\/63376"}],"wp:attachment":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media?parent=63375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/categories?post=63375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/tags?post=63375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}