{"id":66472,"date":"2026-01-20T09:26:18","date_gmt":"2026-01-20T17:26:18","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=66472"},"modified":"2026-01-20T11:32:17","modified_gmt":"2026-01-20T19:32:17","slug":"selling-a-house-as-is-in-philadelphia","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/selling-a-house-as-is-in-philadelphia\/","title":{"rendered":"Selling a House \u2018As Is\u2019 in Philadelphia"},"content":{"rendered":"<p>Thinking about selling a house \u201cas is\u201d in Philadelphia? If you\u2019re dealing with a fixer-upper or an inherited property, you may be hoping to avoid repairs, secure a reasonable price, and move forward without delays.<\/p>\n<p>\u201cThe main reason we&#8217;re seeing people sell \u2018as is\u2019 is financial constraints; it&#8217;s not cheap to do renovations anymore,\u201d says <a href=\"https:\/\/www.homelight.com\/agents\/william-holder-pa-319441\">William Holder<\/a>, a top-performing Philly real estate agent.<\/p>\n<p>While this may be the case, it\u2019s important to know that as-is sales can come with tradeoffs. Offers may be lower, and buyers can still try to negotiate after inspections. Below, we\u2019ll walk through how selling a house \u201cas is\u201d works in Philadelphia, the different ways you can receive an offer, and what the process typically looks like from start to finish.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Need Help Buying or Selling Your Pennsylvania Home?<\/h3>\n                        <p>Need help selling your home? Partner with a trusted, top agent in your Pennsylvania market. We analyze over 27 million transactions and thousands of reviews to find you the best agent for your unique situation.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/find-agent\/quiz\/seller?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Find Agent<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<div id=\"section--1\" data-toc-header=\"Fast facts about selling a house as-is in Philadelphia\" data-toc-type=\"head\"><\/div>\n<h2>Fast facts about selling a house \u2018as is\u2019 in Philadelphia<\/h2>\n<table>\n<tbody>\n<tr>\n<td>Median sales price in Philadelphia<\/td>\n<td><a href=\"https:\/\/fred.stlouisfed.org\/series\/MEDLISPRI37980\">$359,950<\/a><\/td>\n<\/tr>\n<tr>\n<td>Average days on market (DOM) for Philadelphia<\/td>\n<td><a href=\"https:\/\/fred.stlouisfed.org\/series\/MEDDAYONMARPA\">65 days<\/a><\/td>\n<\/tr>\n<tr>\n<td>Disclosures<\/td>\n<td>Philadelphia law requires sellers to disclose material facts about the property through the <a href=\"https:\/\/dlalexander.com\/forms\/SellersPropertyDisclosureStatement.pdf\">Seller\u2019s Property Disclosure Statement<\/a><\/td>\n<\/tr>\n<tr>\n<td>MLS has a field to mark a listing \u201cas is\u201d?<\/td>\n<td>No<\/td>\n<\/tr>\n<tr>\n<td>Is a real estate attorney required?<\/td>\n<td>Real estate attorneys <a href=\"https:\/\/www.homelight.com\/blog\/states-that-require-real-estate-attorney-at-closing\/\">are not<\/a> considered essential for closing in the state of Pennsylvania<\/td>\n<\/tr>\n<tr>\n<td>Real estate transfer taxes?<\/td>\n<td><a href=\"https:\/\/www.homelight.com\/blog\/philadelphia-transfer-tax-calculator\/\">3.278% of the sale price<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div id=\"section--2\" data-toc-header=\"What is as-is condition in real estate?\" data-toc-type=\"head\"><\/div>\n<h2>What is as-is condition in real estate?<\/h2>\n<p>In real estate, an as-is sale means the seller does not plan to make updates or repairs to the property before closing. By listing a home \u201cas is,\u201d the seller signals that they won\u2019t agree to repair requests or offer credits for fixes that come up during inspections.<\/p>\n<p>This type of sale can also suggest that certain features of the home \u2014 such as aging appliances or an older roof \u2014 may not perform long-term as a buyer might expect. In most cases, the home\u2019s overall condition is reflected in the asking price based on what the seller knows at the time of sale.<\/p>\n<div id=\"section--3\" data-toc-header=\"Which types of homes are sold as-is?\" data-toc-type=\"head\"><\/div>\n<h2>Which types of homes are sold \u2018as is\u2019?<\/h2>\n<p>Homes listed \u201cas is\u201d typically need repairs, updates, or cosmetic improvements. It\u2019s a label most often used for properties that aren\u2019t <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-turnkey-home\/\">move-in ready<\/a> rather than those in polished condition.<\/p>\n<p>As-is listings tend to attract investors looking for renovation opportunities or buyers hoping to purchase a home with potential at a lower price, especially in sought-after Philadelphia neighborhoods.<\/p>\n<p>\u201cIf you&#8217;re selling \u2018as is,\u2019 just know your target demographic is going to be investors, and investors are going to be looking for a deal. That\u2019s not always a bad thing because you might not have the money or means to fix up the property,\u201d says Holder.<\/p>\n<div id=\"section--4\" data-toc-header=\"What problems do you have to disclose in Philadelphia?\" data-toc-type=\"head\"><\/div>\n<h2>What problems do you have to disclose in Philadelphia?<\/h2>\n<p>Selling a house \u201cas is\u201d in Philadelphia doesn\u2019t remove the responsibility to disclose known issues with the property.<\/p>\n<p>Sellers should complete the <a href=\"https:\/\/dlalexander.com\/forms\/SellersPropertyDisclosureStatement.pdf\">Seller\u2019s Property Disclosure Statement<\/a> before listing the home or requesting offers. Pennsylvania law requires this disclosure to be provided before an agreement of sale is signed.<\/p>\n<p>The form guides sellers through reporting what they know about the property\u2019s condition and includes sections covering various systems and features of the home, including:<\/p>\n<ul>\n<li aria-level=\"1\">Roof condition<\/li>\n<li aria-level=\"1\">Attic condition<\/li>\n<li aria-level=\"1\">Basements and crawl spaces<\/li>\n<li aria-level=\"1\">Presence of termites and other pests<\/li>\n<li aria-level=\"1\">Structural issues<\/li>\n<li aria-level=\"1\">Water supply<\/li>\n<li aria-level=\"1\">Sewage system<\/li>\n<li aria-level=\"1\">Plumbing<\/li>\n<li aria-level=\"1\">HVAC<\/li>\n<\/ul>\n<p>No matter how you choose to sell your home, it\u2019s required to make these disclosures to the best of your ability.<\/p>\n<p>\u201cDisclosure is there to protect you as the seller, not harm you. A lot of sellers think they can overlook things and get away with it, but they should put it in the disclosure so there\u2019s no worry about having to get away with anything,\u201d Holder advises.<\/p>\n<p>He adds that basement moisture is pretty common in Philly, and even something small, like dampness in one corner, is still worth disclosing if you\u2019ve ever noticed it. \u201cIf you don\u2019t and the buyer moves in and finishes the basement \u2014 or if it\u2019s already finished \u2014 and a big storm causes water damage or mold, they\u2019ll ask if the previous seller disclosed this. If there\u2019s any record that you knew about it, you could get a call or letter from an attorney.\u201d<\/p>\n<p>In Pennsylvania, there are certain situations where sellers aren\u2019t required to complete a property disclosure. These exceptions generally apply to special transfers \u2014 such as court-ordered sales, foreclosures, estate or trust sales, transfers between family members or co-owners, vacant land, properties slated for demolition, and brand-new homes that have never been lived in.<\/p>\n<div id=\"section--5\" data-toc-header=\"Review your options to sell as-is in Philadelphia\" data-toc-type=\"head\"><\/div>\n<h2>Review your options to sell \u2018as is\u2019 in Philadelphia<\/h2>\n<p>The main options for selling a house \u2018as is\u2019 in Philadelphia include:<\/p>\n<h3>List \u2018as is\u2019 with the help of a real estate agent<\/h3>\n<p>A skilled Philly real estate agent can guide you through the process of listing and selling a home \u201cas is.\u201d An agent can offer simple presentation advice to strengthen marketing, help price the home to reflect its condition, and work to attract buyers who are comfortable purchasing the property exactly as it stands.<\/p>\n<h3>Sell directly to a cash buyer<\/h3>\n<p>Homeowners who need to sell a property \u201cas is\u201d can also work directly with a <a href=\"https:\/\/www.homelight.com\/blog\/should-i-sell-to-a-home-investor\/\">property investor<\/a> or <a href=\"https:\/\/www.homelight.com\/blog\/house-buying-companies\/\">house-buying company<\/a> instead of listing on the open market, where buyer interest may be limited.<\/p>\n<p>We Buy Houses companies purchase homes \u201cas is,\u201d typically at a discounted price, and often target properties that need major repairs. In return, sellers can move quickly, and many of these buyers cover closing costs.<\/p>\n<div id=\"section--6\" data-toc-header=\"Steps to list as-is with the help of a real estate agent\" data-toc-type=\"head\"><\/div>\n<h2>Steps to list \u2018as is\u2019 with the help of a real estate agent<\/h2>\n<h3>Find an agent willing to list the home \u2018as is\u2019<\/h3>\n<p>Choosing the right real estate agent matters in any sale, but it\u2019s especially important when selling a home \u201cas is.\u201d Look for an agent who\u2019s comfortable working with properties that need some attention and who may have established relationships with investors or renovation-focused buyers.<\/p>\n<p>Strong marketing is just as important. Since most <a href=\"https:\/\/brightmls.com\/article\/what-will-homebuyers-want-in-2025\">buyers prefer move-in-ready homes<\/a>, an as-is listing typically attracts a smaller audience, making thoughtful pricing, positioning, and promotion even more important.<\/p>\n<h3>Consider a pre-listing inspection<\/h3>\n<p>A <a href=\"https:\/\/www.homelight.com\/blog\/pre-listing-home-inspection\/\">pre-listing inspection<\/a> works the same as a standard inspection, except the seller orders and pays for it before putting the home on the market. While it may seem unnecessary for an as-is sale, having inspection results upfront can clarify issues that affect value and inform a realistic price. If a buyer later pushes for a price reduction, you can point out that known repair costs were already factored into the list price.<\/p>\n<h3>Price to reflect \u2018as is\u2019 condition<\/h3>\n<p>The median sale price for homes in Philadelphia hit <a href=\"https:\/\/fred.stlouisfed.org\/series\/MEDLISPRI37980\">$359,950<\/a> in December 2025, a 2.7% decrease from the year prior.<\/p>\n<p>\u201cHistorically, given the amount of data we have, we can see trends,\u201d says Holder. \u201cThe data usually shows that homes priced slightly below market sell significantly quicker and closer to market value, while homes that start above market value sit longer and often end up selling for less than market value.\u201d<\/p>\n<p>Not sure where to start? Try a free estimate from HomeLight\u2019s <a href=\"https:\/\/www.homelight.com\/home-value-estimator\">Home Value Estimator<\/a> (HVE).<\/p>\n<p>Our HVE combs public data, including tax records and assessments, and pulls recent sales records for other properties in your area. Using a <a href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\">short questionnaire<\/a>, we also factor in details about your home, such as the property type and its condition. <a href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\">Input your address<\/a>, and we\u2019ll provide you with a preliminary home value estimate in under two minutes.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">What is Your Philadelphia Home Worth? <\/h3>\n                        <p style=\"text-align: center;\">Enter your address and get a preliminary estimate of home value in under two minutes.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Started <\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<h3>Do ever-so-light preparations<\/h3>\n<p>Even for as-is home listings in Philadelphia, Holder typically recommends that sellers complete the following:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>Prioritize low-cost fixes:<\/strong> New paint and cleaned or replaced carpet often deliver the best value.<\/li>\n<li aria-level=\"1\"><strong>Improve visual appeal:<\/strong> Worn floors and dirty walls can hurt buyer perception, even online.<\/li>\n<li aria-level=\"1\"><strong>Boost buyer interest:<\/strong> A cleaner look can bring in more buyers, even for an as-is sale.<\/li>\n<\/ul>\n<p>\u201cA fresh look doesn\u2019t solve major issues like an old heater, dated electrical, or plumbing problems, but it does get more buyers in the door, which increases the likelihood of your home selling,\u201d says Holder.<\/p>\n<h3>Photograph to show potential<\/h3>\n<p>Even for an as-is sale, professional photography matters. A skilled photographer knows how to capture each room from its best angle, balance interior and natural light, and edit photos for clear brightness and exposure.<\/p>\n<p>Using a wide-angle lens also helps show full rooms rather than cramped partial views. Homes marketed with professional photos <a href=\"https:\/\/www.homelight.com\/blog\/how-to-take-real-estate-photos\">can earn significantly higher asking prices<\/a> per square foot than those without, and in most cases, your real estate agent will arrange this as part of the listing.<\/p>\n<h3>Highlight the surrounding area<\/h3>\n<p>A home\u2019s location will be important to buyers seeking out a home with potential. Mention in your as-is listing if your home is close to any of the following:<\/p>\n<ul>\n<li aria-level=\"1\">Downtown areas<\/li>\n<li aria-level=\"1\">Major employers<\/li>\n<li aria-level=\"1\">Parks and green spaces<\/li>\n<li aria-level=\"1\">Sports venues and entertainment districts<\/li>\n<li aria-level=\"1\">Riverfront views or access<\/li>\n<li aria-level=\"1\">Highly rated schools<\/li>\n<li aria-level=\"1\">Access to outdoor activities<\/li>\n<li aria-level=\"1\">Public transportation<\/li>\n<\/ul>\n<h3>Include \u2018as is\u2019 in the listing<\/h3>\n<p>Unless you specifically mention that your house is being sold \u201cas is,\u201d buyers will have no idea of your intentions with the listing. Other common descriptors mentioned in as-is listings in Philadelphia include <a href=\"https:\/\/www.homelight.com\/blog\/priced-to-sell\/\">priced to sell<\/a>, fixer-upper, handyman special, or a \u201ccall for investors.\u201d<\/p>\n<p>To keep your listing upbeat, work with your agent to write a description that emphasizes the home\u2019s strongest features and potential.<\/p>\n<h3>Understand buyers may still negotiate<\/h3>\n<p>Listing a home \u201cas is\u201d doesn\u2019t stop buyers from trying to negotiate, even if you\u2019ve already priced the home to reflect its condition. That\u2019s where a strong agent can make a difference \u2014 someone who\u2019s willing to hold firm, push back on unreasonable requests, and keep the deal on track for the seller.<\/p>\n<h3>Be aware of minimum property standards for certain loans<\/h3>\n<p>When you list your home, it\u2019s impossible to know whether your best offer will come from a cash buyer or someone using financing.<\/p>\n<p>If you do accept a financed offer, keep in mind that different loan types \u2014 including conventional loans and government-backed options like FHA, USDA, or VA loans \u2014 come with <a href=\"https:\/\/www.homelight.com\/blog\/appraisal-required-repairs\/\">minimum property standards<\/a> tied to a home\u2019s overall condition. These standards can affect whether a lender is willing or able to approve the buyer\u2019s loan.<\/p>\n<p>To move forward with financing, a state-licensed, <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-does-an-appraiser-look-for\/\">independent appraiser<\/a> hired by the buyer\u2019s lender reviews the home\u2019s value and condition. If you\u2019re unsure whether your property will meet appraisal requirements, reviewing <a href=\"https:\/\/www.hud.gov\/sites\/documents\/41502C3HSGH.PDF\">FHA minimum property standards<\/a> can be a helpful benchmark, since FHA guidelines tend to be among the most strict.<\/p>\n<h3>Prioritize a cash offer if you receive one<\/h3>\n<p>While some lenders will finance fixer-uppers sold \u201c<a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-buying-a-home-as-is\/\">as is<\/a>,\u201d financing becomes more challenging as repair needs increase. If you receive a cash offer \u2014 especially for a home that needs significant work \u2014 it may be worth serious consideration. Cash eliminates lender appraisals and loan timelines, offering a faster, more predictable path to closing.<\/p>\n<p><strong>Pros of listing a home \u2018as is\u2019 in Philly:\u00a0<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Save time and money on prepwork<\/li>\n<li aria-level=\"1\">Possibility of reducing negotiations from the inspection<\/li>\n<li aria-level=\"1\">Solution for out-of-state owners and inherited homes<\/li>\n<\/ul>\n<p><strong>Cons of listing a home \u2018as is\u2019 in Philly:<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Limited buyer pool<\/li>\n<li aria-level=\"1\">Expect lower offers<\/li>\n<li aria-level=\"1\">Negotiations and repairs aren\u2019t always off the table<\/li>\n<\/ul>\n<div id=\"section--7\" data-toc-header=\"Steps to sell directly to a cash buyer\" data-toc-type=\"head\"><\/div>\n<h2>Steps to sell directly to a cash buyer<\/h2>\n<p>Now that we\u2019ve covered the general process of selling a house \u201cas is\u201d in Philadelphia, let\u2019s consider an alternative: working with an investor. While the process varies from business to business, the steps to selling your home to a house-buying company typically go something like this:<\/p>\n<ol>\n<li aria-level=\"1\"><strong>Decision:<\/strong> A homeowner decides a traditional listing isn\u2019t for them. Maybe their house needs a lot of work, or they don\u2019t want to host showings or open houses. They\u2019re worried it may be difficult to find a buyer willing to purchase their home \u201cas is.\u201d<\/li>\n<li aria-level=\"1\"><strong>Contact:<\/strong> A seller contacts a cash-buying company in their area and provides basic information about their property.<\/li>\n<li aria-level=\"1\"><strong>Initial offer:<\/strong> At this stage, some cash-for-homes companies will provide a preliminary offer, though this is subject to change after a house assessment.<\/li>\n<li aria-level=\"1\"><strong>Assessment:<\/strong> The company schedules a walkthrough of the property to evaluate its condition, usually within 24 to 48 hours.<\/li>\n<li aria-level=\"1\"><strong>Firm offer:<\/strong> The company makes a firm offer (usually within 24 hours, sometimes on-site after the walkthrough), which you can accept or decline. Most of these companies will not negotiate on price, so the offer is a take-it-or-leave-it scenario.<\/li>\n<li aria-level=\"1\"><strong>Closing:<\/strong> If you accept the offer, you and the company will each sign the contract, and closing begins. Some companies offer a large deposit or moving cost assistance, and a few may even pay for the home upfront.<\/li>\n<li aria-level=\"1\"><strong>Payment:<\/strong> The seller receives payment quickly, typically within 7 days to a few weeks. While every company is different, many allow sellers to choose their move-out date.<\/li>\n<\/ol>\n<p>If you aren\u2019t sure where to get a cash offer, consider Simple Sale, a solution from HomeLight. With <a href=\"https:\/\/homelight.com\/simple\">Simple Sale<\/a>, you share some basic details about your home, such as whether it\u2019s a single-family or condo, and how much work it needs. From there, we\u2019ll provide you with a full cash offer to buy your home in as little as a week.<\/p>\n<h4>Skip repairs<\/h4>\n<p>There\u2019s no need to schedule inspections or spend money replacing major systems like the roof or HVAC. HomeLight can make an offer on homes in nearly any condition.<\/p>\n<h4>Sell when it\u2019s convenient<\/h4>\n<p>Need to move quickly, or want a little extra time to pack? You choose a move-out date that fits your timeline, with flexibility within 30 days of closing.<\/p>\n<h4>Close with certainty<\/h4>\n<p>Cash buyers don\u2019t rely on mortgage approvals, which helps avoid common delays. With <a href=\"https:\/\/homelight.com\/simple\">Simple Sale<\/a>, you can close in as little as 7 days \u2014 compared with <a href=\"https:\/\/www.homelight.com\/blog\/how-long-does-it-take-to-sell-a-house\/\">30 to 60 days or more for a financed sale<\/a>.<\/p>\n<h4>Want a closer look at the Simple Sale experience? Hear directly from one of our clients in the video below:<\/h4>\n<h4><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/091uLGhCeYE\" width=\"775\" height=\"436\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/h4>\n<div id=\"section--8\" data-toc-header=\"Additional We Buy Houses companies in Philadelphia\" data-toc-type=\"head\"><\/div>\n<h2>Additional We Buy Houses companies in Philadelphia<\/h2>\n<p>Below, we\u2019ve compiled a list of leading companies that purchase homes \u201cas is\u201d for cash in Philadelphia, along with information about each:<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you want to skip repairs and make a quick sale, selling a house \u201cas is\u201d in Philadelphia, FL, may be the right choice. Learn more about the \u201cas is\u201d sales process.<\/p>\n","protected":false},"author":367,"featured_media":66477,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[762,737,319],"tags":[],"class_list":["post-66472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sell-a-house-as-is","category-sell-your-house-fast","category-selling-advice"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Selling a House \u2018As Is\u2019 in Philadelphia<\/title>\n<meta name=\"description\" content=\"If you want to skip repairs and make a quick sale, selling a house \u201cas is\u201d in Philadelphia, PA, may be the right choice. 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