{"id":70922,"date":"2026-06-12T11:44:04","date_gmt":"2026-06-12T18:44:04","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=70922"},"modified":"2026-06-12T11:44:04","modified_gmt":"2026-06-12T18:44:04","slug":"buyer-how-to-remove-a-home-sale-contingency","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-how-to-remove-a-home-sale-contingency\/","title":{"rendered":"How to Remove a Home Sale Contingency Without Selling Your House First"},"content":{"rendered":"

You’ve found the home you want, but your current house hasn’t sold yet. For many homeowners, that’s when a home sale contingency<\/a> can feel like an anchor.<\/p>\n

You need the equity in your current house for a down payment<\/a>, but a home sale contingency can make your offer less competitive<\/p>\n

And the challenge appears to be growing. In a recent HomeLight Lender Insights survey<\/a>, 41% of loan officers reported an increase in home purchases falling through because of contingency clauses.<\/p>\n

Fortunately, modern solutions such as Buy Before You Sell programs<\/a>, bridge loans, and HELOCs can help you access your equity so you can make an offer without a home sale contingency.<\/p>\n

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Yes, You Can Buy Before You Sell. Why Move Twice?<\/h3>\n

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency<\/strong>.<\/p>\n \n

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Why home sale contingencies are harder today<\/h2>\n

High home prices and elevated mortgage rates have reduced affordability for many would-be buyers, shrinking the pool of people actively shopping for homes.<\/p>\n

At the same time, millions of homeowners remain locked into pandemic-era mortgage rates<\/a> well below today’s levels, contributing to a market where many would-be movers are staying put.<\/p>\n

“People are stuck in their 3% or lower mortgage rate and feel like bridge financing or buy-before-you-sell solutions are too expensive, so they feel paralyzed,” explains Jennifer Asbury, a Colorado loan officer with 33 years of experience.<\/p>\n

For move-up buyers, that can create a frustrating cycle. You may find the right next home, but if you’re relying on proceeds<\/a> from your current home to complete the purchase, you’re left waiting for your property to sell first.

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The easiest way to remove a home sale contingency<\/h2>\n

One of the easiest ways to remove a home sale contingency is to access your existing home equity<\/a> before your current home sells.<\/p>\n

Innovative programs such as HomeLight Buy Before You Sell<\/a> help eligible homeowners unlock equity and use it toward the purchase of their next home. This allows you to make a stronger offer without tying the transaction to the sale of your current property.<\/p>\n

\u201cThe opportunity of access to home equity versus the sting of losing a historically low interest rate seems to have finally reached the tipping point that favors consumers moving forward with renewed hope and plans,\u201d says Jeri Creson, a Louisiana loan officer with more than 40 years of experience.<\/p>\n

Rather than waiting for your current home to sell, you may be able to purchase first, move on your timeline, and sell afterward.<\/p>\n