{"id":71625,"date":"2026-07-07T11:10:51","date_gmt":"2026-07-07T18:10:51","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=71625"},"modified":"2026-07-07T13:00:26","modified_gmt":"2026-07-07T20:00:26","slug":"home-equity-calculator","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/","title":{"rendered":"Free Home Equity Calculator: Estimate Your Borrowing Power"},"content":{"rendered":"<p><iframe style=\"width: 100%; height: 1230px; border: 0; display: block;\" title=\"HomeLight Home Equity Calculator\" src=\"https:\/\/homelight-home-equity-calculator.vercel.app\/\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><br \/>\nThis home equity calculator can help you estimate both your current home equity and how much of it may be available to borrow based on common <a href=\"https:\/\/www.homelight.com\/blog\/buyer-loan-to-value-ratio\/\">loan-to-value<\/a> (LTV) limits.<\/p>\n<p>Simply enter your home\u2019s estimated value along with your current mortgage balance (and any second mortgage, if applicable) to see your estimated equity in seconds.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">Unlock Your Equity and Buy Before You Sell<\/h3>\n                        <p>Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/buy-before-you-sell\" class=\"cta-click-track widget-element--button\">Get Started<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<h2>How a Home Equity Calculator Can Help You<\/h2>\n<p>Whether you\u2019re just curious or you\u2019re considering an equity-based loan, this handy calculator provides a quick starting point for understanding one of your most valuable financial assets.<\/p>\n<p>A home equity calculator makes it easy to estimate how much of your home you truly own. Instead of manually <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-to-calculate-home-equity\/\">calculating your equity<\/a>, the tool instantly shows:<\/p>\n<ul>\n<li aria-level=\"1\"><strong>Estimated home equity:<\/strong> The difference between your home\u2019s current appraised value and the remaining balance on your mortgage(s).<\/li>\n<li aria-level=\"1\"><strong>Estimated borrowing power:<\/strong> Approximate amounts you may be able to borrow at several common loan-to-value (LTV) thresholds.<\/li>\n<li aria-level=\"1\"><strong>Side-by-side comparisons: <\/strong>A chart and table that illustrate how available equity changes at different LTV percentages.<\/li>\n<\/ul>\n<p>To learn more, see our post: <a href=\"https:\/\/www.homelight.com\/blog\/buyer-unlock-home-equity\/\">Options to Unlock Your Home Equity<\/a>.<\/p>\n<p><em>Editor\u2019s note: While the calculator provides helpful estimates, your lender will determine the amount you may qualify to borrow based on factors such as your credit profile, income, debt, and a <a href=\"https:\/\/www.homelight.com\/blog\/appraisal-definition\/\">professional appraisal<\/a>.<\/em><\/p>\n<h2>How Is Home Equity Calculated?<\/h2>\n<p>Home equity is simply the difference between your home\u2019s current market value and the amount you still owe on your mortgage.<\/p>\n<p style=\"text-align: center;\"><strong>Home Equity = Current Home Value \u2212 Total Mortgage Balance<\/strong><\/p>\n<p>For example, if your home is worth <strong>$500,000<\/strong> and you owe <strong>$325,000,<\/strong> your estimated home equity is <strong>$175,000.<\/strong><\/p>\n<p>If you have a second mortgage or home equity loan, that balance should also be included since it reduces your available equity.<\/p>\n<p>If you\u2019re curious what your home is currently worth, try HomeLight\u2019s <a href=\"https:\/\/www.homelight.com\/home-value-estimator\">Home Value Estimator<\/a>. Answer a <a href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\">few questions<\/a> about your home to receive a ballpark estimate.<\/p>\n<h2>What Does Loan-to-Value (LTV) Mean?<\/h2>\n<p>After calculating your estimated equity, the tool also shows how much of that equity may be available at several common loan-to-value ratios, including 80%, 85%, 90%, and 95%.<\/p>\n<p>Loan-to-value (LTV) compares the total amount borrowed against your home\u2019s appraised value. Most lenders won&#8217;t allow homeowners to borrow 100% of their equity. Instead, many set maximum borrowing limits based on a percentage of the home\u2019s value, while some loan programs may allow higher limits.<\/p>\n<p>These LTV estimates help illustrate how borrowing limits can affect the amount of equity you may be able to access.<\/p>\n<p><strong>Example:<\/strong> If your home is worth <strong>$500,000<\/strong> and a lender allows borrowing up to <strong>80% LTV,<\/strong> the maximum combined loan balance would generally be <strong>$400,000.<\/strong> If you currently owe <strong>$300,000,<\/strong> you may be able to borrow up to <strong>$100,000,<\/strong> assuming you meet the lender\u2019s qualifications.<\/p>\n<p>While the industry standard for home equity loans and HELOCs is a <a href=\"https:\/\/selling-guide.fanniemae.com\/sel\/b2-1.2-02\/combined-loan-value-cltv-ratios\">combined loan-to-value<\/a> (CLTV) ratio of 80% to 85%, some lenders offer high-LTV products with CLTVs of 90% to 100%.<\/p>\n<p>To learn more, see our post: <a href=\"https:\/\/www.homelight.com\/blog\/buyer-how-much-equity-can-i-borrow-from-my-home\/\">How Much Equity Can I Borrow From My Home?<\/a><\/p>\n<h2>Your Home Equity Estimate Is Just the Beginning<\/h2>\n<p class=\"p1\">Knowing how much equity you&#8217;ve built is an important first step when evaluating your financial options. Our Home Equity Calculator makes it easy to estimate your current equity and understand how loan-to-value limits may affect the amount you could potentially borrow.<\/p>\n<p>For a more complete picture of your finances, explore other free HomeLight tools, including our:<\/p>\n<ul>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/buyer-mortgage-payment-calculator\/\">Mortgage Payment Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/buyer-down-payment-calculator\/\">Down Payment Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/closing-costs-calculator\">Buyer Closing Costs Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/seller-closing-cost-calculator\/\">Seller Closing Costs Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/buyer-earnest-money-calculator\/\">Earnest Money Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/buyer-home-affordability-calculator\/\">Home Affordability Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/home-downsizing-calculator\/\">Home Downsizing Calculator<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/blog\/buyer-bridge-loan-calculator\/\">Bridge Loan Snapshot Tool<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/homes\">Homes For Sale Search Tool<\/a><\/li>\n<li aria-level=\"1\"><a href=\"https:\/\/www.homelight.com\/states\/sold\">Recently Sold Homes Map<\/a><\/li>\n<\/ul>\n<p><strong>If you\u2019re considering borrowing against your home,<\/strong> a qualified lender can help you review your options and provide personalized loan estimates.<\/p>\n<p><strong>If you\u2019re looking to buy or sell,<\/strong> HomeLight\u2019s free <a href=\"https:\/\/www.homelight.com\/find-real-estate-agents\">Agent Match platform<\/a> can connect you with a trusted, top-rated real estate agent in your area. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs.<\/p>\n<p><strong>If you\u2019re buying and selling<\/strong> a home at the same time, check out HomeLight\u2019s <a href=\"https:\/\/www.homelight.com\/buy-before-you-sell\">Buy Before You Sell program<\/a>. This modern bridge solution unlocks your current equity and streamlines the process. You can make a stronger, <a href=\"https:\/\/www.homelight.com\/blog\/buyer-non-contingent\/\">non-contingent offer<\/a> on your new home and move only once. Watch <a href=\"https:\/\/www.youtube.com\/watch?v=Kg9IaIHZ6Mo\">this short video<\/a> to learn more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.<\/p>\n","protected":false},"author":298,"featured_media":71627,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","cybocfi_hide_featured_image":"yes","footnotes":""},"categories":[192,654,632],"tags":[],"class_list":["post-71625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","category-homeownership","category-mortgage-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Free Home Equity Calculator: Estimate Your Borrowing Power<\/title>\n<meta name=\"description\" content=\"Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Free Home Equity Calculator: Estimate Your Borrowing Power\" \/>\n<meta property=\"og:description\" content=\"Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-07T18:10:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-07T20:00:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2026\/07\/image1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1100\" \/>\n\t<meta property=\"og:image:height\" content=\"619\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Richard Haddad\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Richard Haddad\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/\"},\"author\":{\"name\":\"Richard Haddad\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/person\\\/7d7103b037dcb5e844946ec92b02a128\"},\"headline\":\"Free Home Equity Calculator: Estimate Your Borrowing Power\",\"datePublished\":\"2026-07-07T18:10:51+00:00\",\"dateModified\":\"2026-07-07T20:00:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/\"},\"wordCount\":733,\"publisher\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/image1.jpg\",\"articleSection\":[\"Buyers\",\"Homeownership\",\"Mortgages &amp; Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/\",\"name\":\"Free Home Equity Calculator: Estimate Your Borrowing Power\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/image1.jpg\",\"datePublished\":\"2026-07-07T18:10:51+00:00\",\"dateModified\":\"2026-07-07T20:00:26+00:00\",\"description\":\"Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/home-equity-calculator\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Free Home Equity Calculator: Estimate Your Borrowing Power\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/\",\"name\":\"HomeLight Blog\",\"description\":\"Real Estate Advice from America&#039;s Top Agents\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#organization\",\"name\":\"HomeLight\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/11\\\/logo-hr-color.png\",\"contentUrl\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/wp-content\\\/uploads\\\/2017\\\/11\\\/logo-hr-color.png\",\"width\":1348,\"height\":262,\"caption\":\"HomeLight\"},\"image\":{\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/gohomelight\\\/\",\"https:\\\/\\\/x.com\\\/gohomelight\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/homelight\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCimugR9XF17-OZ7B9fNnxWw\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/HomeLight\"],\"description\":\"Everything you need to know to sell your house faster and for more money. Articles, guides, and advice from top agents all over the U.S.\",\"email\":\"support@homelight.com\",\"telephone\":\"(888) 688-0350\",\"legalName\":\"HomeLight\",\"foundingDate\":\"2012-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"201\",\"maxValue\":\"500\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/#\\\/schema\\\/person\\\/7d7103b037dcb5e844946ec92b02a128\",\"name\":\"Richard Haddad\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g\",\"caption\":\"Richard Haddad\"},\"description\":\"Richard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company\u2019s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.\",\"sameAs\":[\"https:\\\/\\\/www.homelight.com\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/richard-w-haddad\"],\"url\":\"https:\\\/\\\/www.homelight.com\\\/blog\\\/author\\\/richardhaddad\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Free Home Equity Calculator: Estimate Your Borrowing Power","description":"Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/","og_locale":"en_US","og_type":"article","og_title":"Free Home Equity Calculator: Estimate Your Borrowing Power","og_description":"Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.","og_url":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/","og_site_name":"HomeLight Blog","article_publisher":"https:\/\/www.facebook.com\/gohomelight\/","article_published_time":"2026-07-07T18:10:51+00:00","article_modified_time":"2026-07-07T20:00:26+00:00","og_image":[{"width":1100,"height":619,"url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2026\/07\/image1.jpg","type":"image\/jpeg"}],"author":"Richard Haddad","twitter_card":"summary_large_image","twitter_creator":"@gohomelight","twitter_site":"@gohomelight","twitter_misc":{"Written by":"Richard Haddad","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/#article","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/"},"author":{"name":"Richard Haddad","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/7d7103b037dcb5e844946ec92b02a128"},"headline":"Free Home Equity Calculator: Estimate Your Borrowing Power","datePublished":"2026-07-07T18:10:51+00:00","dateModified":"2026-07-07T20:00:26+00:00","mainEntityOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/"},"wordCount":733,"publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2026\/07\/image1.jpg","articleSection":["Buyers","Homeownership","Mortgages &amp; Loans"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/","url":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/","name":"Free Home Equity Calculator: Estimate Your Borrowing Power","isPartOf":{"@id":"https:\/\/www.homelight.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/#primaryimage"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/#primaryimage"},"thumbnailUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2026\/07\/image1.jpg","datePublished":"2026-07-07T18:10:51+00:00","dateModified":"2026-07-07T20:00:26+00:00","description":"Use our Home Equity Calculator to estimate your home equity, compare loan-to-value (LTV) borrowing limits, and understand how much equity you may be able to access.","breadcrumb":{"@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.homelight.com\/blog\/home-equity-calculator\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.homelight.com\/blog\/home-equity-calculator\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.homelight.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Free Home Equity Calculator: Estimate Your Borrowing Power"}]},{"@type":"WebSite","@id":"https:\/\/www.homelight.com\/blog\/#website","url":"https:\/\/www.homelight.com\/blog\/","name":"HomeLight Blog","description":"Real Estate Advice from America&#039;s Top Agents","publisher":{"@id":"https:\/\/www.homelight.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.homelight.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.homelight.com\/blog\/#organization","name":"HomeLight","url":"https:\/\/www.homelight.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","contentUrl":"https:\/\/www.homelight.com\/blog\/wp-content\/uploads\/2017\/11\/logo-hr-color.png","width":1348,"height":262,"caption":"HomeLight"},"image":{"@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gohomelight\/","https:\/\/x.com\/gohomelight","https:\/\/www.linkedin.com\/company\/homelight\/","https:\/\/www.youtube.com\/channel\/UCimugR9XF17-OZ7B9fNnxWw","https:\/\/en.wikipedia.org\/wiki\/HomeLight"],"description":"Everything you need to know to sell your house faster and for more money. Articles, guides, and advice from top agents all over the U.S.","email":"support@homelight.com","telephone":"(888) 688-0350","legalName":"HomeLight","foundingDate":"2012-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"201","maxValue":"500"}},{"@type":"Person","@id":"https:\/\/www.homelight.com\/blog\/#\/schema\/person\/7d7103b037dcb5e844946ec92b02a128","name":"Richard Haddad","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbb89d16f303ea1de47fd69852400830b4a663ea6dbb4eecafbea5c1403da721?s=96&d=blank&r=g","caption":"Richard Haddad"},"description":"Richard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company\u2019s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News &amp; Info, where he also served as news director and director of internet operations.","sameAs":["https:\/\/www.homelight.com","https:\/\/www.linkedin.com\/in\/richard-w-haddad"],"url":"https:\/\/www.homelight.com\/blog\/author\/richardhaddad\/"}]}},"_links":{"self":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/71625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/users\/298"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/comments?post=71625"}],"version-history":[{"count":0,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/posts\/71625\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media\/71627"}],"wp:attachment":[{"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/media?parent=71625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/categories?post=71625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homelight.com\/blog\/wp-json\/wp\/v2\/tags?post=71625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}