{"id":7241,"date":"2024-09-17T12:46:15","date_gmt":"2024-09-17T19:46:15","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=7241"},"modified":"2025-10-30T07:13:02","modified_gmt":"2025-10-30T14:13:02","slug":"what-appraisers-look-for-in-a-house","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/what-appraisers-look-for-in-a-house\/","title":{"rendered":"What Appraisers Look For in a House"},"content":{"rendered":"<p>In a constantly evolving housing market, it\u2019s essential to know what appraisers look for in a house. An appraisal can impact your <a href=\"https:\/\/www.homelight.com\/blog\/guide-how-to-sell-a-house\/\">home sale<\/a> significantly, especially if it doesn\u2019t go as planned.<\/p>\n<p><a href=\"https:\/\/www.homelight.com\/blog\/logistics\/home-appraisals\/\">Appraisals<\/a> are a professional third-party assessment of a home\u2019s value. Whenever a <a href=\"https:\/\/www.homelight.com\/blog\/buyer-what-is-a-mortgage\/\">mortgage is used to buy a home<\/a>, an appraiser will need to assess the home\u2019s value to ensure the bank is not lending the buyer more than the home is worth. For example, if a buyer offers $300,000 for a house but it appraises for $250,000, the bank won\u2019t lend the total amount needed to purchase. For similar reasons, appraisals are also necessary when <a href=\"https:\/\/www.homelight.com\/blog\/should-i-refinance-my-mortgage-or-sell\/\">refinancing a home<\/a>.<\/p>\n\n\n\n\n\n<div class=\"geo-cta widget-cta widget-cta--content     widget-cta--dark widget-cta--dark-blue-gradient\">\n    <div class=\"widget-element--content\">\n        <div class=\"widget-element--content-header\">\n            <img decoding=\"async\" alt=\"homelight logo\" class=\"widget-element--logo\" src=\"https:\/\/www.homelight.com\/blog\/wp-content\/themes\/ccprototypev5\/images\/logo-small-cta.png\" width=\"106\" height=\"25\" \/>\n        <\/div>\n        \n                <h3 class=\"cta-headline widget--bold\">How Much Is Your Home Worth Now?<\/h3>\n                        <p>Home values have rapidly increased in recent years. How much is your current home worth now? Get a ballpark estimate from HomeLight&#8217;s free Home Value Estimator.<\/p>\n        \n                <div class=\"widget-element--buttons\">\n            <a data-type=\"In Content CTA\" href=\"https:\/\/www.homelight.com\/simple-home-value\/quiz?#\/qaas=0\/\" class=\"cta-click-track widget-element--button\">Get Estimate<\/a>\n        <\/div>\n                    <\/div>\n<\/div>\n\n\n<p><span style=\"font-weight: 400;\">Appraisers employ a systematic <\/span><a href=\"https:\/\/www.homelight.com\/blog\/automated-valuation-model\/\"><span style=\"font-weight: 400;\">valuation process<\/span><\/a><span style=\"font-weight: 400;\"> to determine an opinion of a home\u2019s market value. Most of them report their findings on a standard Fannie Mae and Freddie Mac form called the <\/span><a href=\"https:\/\/www.fanniemae.com\/content\/guide_form\/1004.pdf\"><span style=\"font-weight: 400;\">Uniform Residential Appraisal Report<\/span><\/a><span style=\"font-weight: 400;\"> (URAR). But what goes on that report?<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>See your home through an appraiser\u2019s eyes with this guide to what appraisers look for in a house, from top to bottom and inside and out.<\/p>\n","protected":false},"author":262,"featured_media":48168,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"cybocfi_hide_featured_image":"","footnotes":""},"categories":[242,322],"tags":[732],"class_list":["post-7241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-appraisals","category-logistics","tag-what-do-appraisers-look-for"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Appraisers Look For In a House? Your Complete Guide<\/title>\n<meta name=\"description\" content=\"See your home through an appraiser\u2019s eyes with this guide to what appraisers look for in a house, from top to bottom and inside and out.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.homelight.com\/blog\/what-appraisers-look-for-in-a-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Appraisers Look For in a House\" \/>\n<meta property=\"og:description\" content=\"See your home through an appraiser\u2019s eyes with this guide to what appraisers look for in a house, from top to bottom and inside and out.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.homelight.com\/blog\/what-appraisers-look-for-in-a-house\/\" \/>\n<meta property=\"og:site_name\" content=\"HomeLight Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gohomelight\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-17T19:46:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T14:13:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/hl-blog.homelight.com\/wp-content\/uploads\/2023\/01\/Untitled-design-100.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Erika Riley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ej_riley\" \/>\n<meta name=\"twitter:site\" content=\"@gohomelight\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Erika Riley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What Appraisers Look For In a House? 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