Bruce Johnson

30+ Years as a full‐time California Real Estate Professional >Residential marketing and negotiating expertise in Santa Clara, Alameda, & Contra Costa County markets, with ability and tools to analyze any local real estate market in California. >Experience in every type of residential real estate transaction: regular sales, short sales, REO’s, new home builder sales, lease negotiations and financing. >Educated and experienced in home valuation, repairs and remodeling. >Direct mortgage lending experience: underwriting, appraisal review, wholesale lending, retail originations, appraisal review, & mortgage company management. Conventional, Jumbo, FHA, VA, Reverse Mortgage expertise. >Specialized college real estate course study‐‐Broker's License & NMLS MLO requirements. Passed all License Exams on first attempts. >Continuing education, and beyond, for annual renewals of NMLS Mortgage ...