Daniel Kinser

A REALTOR can help you determine how much home you can afford. A REALTOR, in addition to knowing the local money market, also can tell you what personal and financial data to bring with you when you apply for a loan. A REALTOR is already familiar with current real estate values, taxes, utility costs, municipal services and facilities that could affect your decision to buy. A REALTOR can research your housing needs in advance through a Multiple Listing Service--even if you are relocating from another city. A REALTOR can show you only those homes best suited to your needs--size, style, features, location, and accessibility to schools, transportation, shopping and other personal preferences. A REALTOR is sensitive to the importance you place on this major commitment you are about to make. Look for a real estate professional to facilitate negotiation of a win-win agreement that will satisfy both you and the seller.