Note: Even if you’re selling a home “as is” in North Carolina, you’re still required to be truthful and transparent about what you know.

What’s included in the North Carolina seller disclosure form?

Below is a section-by-section summary of what you’ll be asked to disclose when selling a home in North Carolina. This brief overview should provide you with an idea of what to expect; however, please note that your actual disclosure form may vary.

Structure, windows, roof, and foundation

Year built and any structural changes
Exterior wall materials
Roof age and any leaks
Water seepage in basement/crawl space/slab
Past or current infestations or unrepaired damage
Issues with foundation, floors, walls, ceilings, windows, doors, deck, garage, or fireplace

HVAC and electrical

Electrical system problems
Heating or cooling system problems
Heat and cooling sources, including the year of manufacture
Fuel sources (electric, gas, propane, oil, solar)

Plumbing, water, sewer, and septic

Water supply source and well testing (if applicable)
Pipe materials
Water heater fuel and age
Sewer or septic system type
Septic permit bedroom count and pumping history
Problems with plumbing, water supply, sewer, or septic

Fixtures and appliances

Elevator and last inspection (if present)
Issues with fans, irrigation, sump pump, garage door, pool/spa, gas logs, security system
Problems with appliances or built-in systems that will convey

Land use and zoning

Drainage, grading, or soil concerns
Zoning, covenant, or building code violations
Easements, shared driveways, encroachments
Whether the property adjoins a private road and any maintenance agreements

Environmental and flooding

Hazardous materials (asbestos, radon, lead-based paint, etc.)
Environmental monitoring or mitigation systems
Underground tanks, debris, or contamination
Noise or odors from nearby industrial or military sources
Flood zone status, past flood damage, flood claims, FEMA/SBA assistance
Existing flood insurance or elevation certificate

Additional disclosures

Liens, lawsuits, judgments, or government notices affecting title
Existing leases or rental agreements
Covenants or restrictions outside an HOA

Owners’ association (if applicable)

HOA name, dues, and contact information
Transfer fees
Approved changes to dues or assessments
Violations, lawsuits, or judgments involving the property or the association

Download and print our Disclosure Litmus Test

Use this link to download a printable checklist (62KB) to prepare for completing the North Carolina seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.

Check off anything that applies to your North Carolina property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.

What is not required to be disclosed? North Carolina law does not require you to disclose if someone died in the home, if a sex offender lives nearby, or if the house has suffered some kind of damage due to a fire, provided it was repaired and up to code. You also don’t have to disclose your financial status, or if a previous occupant had HIV or AIDs.

You’re also not obligated to disclose neighborhood rumors, the presence of supposed paranormal activity, or personal reasons for selling, unless you are directly asked and your answer could be misleading.

Common mistakes sellers make on the disclosure form

Here are some of the most common missteps sellers make when filling out the North Carolina Residential Property and Owners’ Association Disclosure Statement:

Checking “yes” without providing an explanation: If you check a yes box that includes an “Explain” line, not providing the details could result in delays in completing the sale.
Guessing instead of explaining: If you’re not sure about something, don’t make assumptions. Doing so could lead to problems later down the road. State clearly that you don’t know or explain.
Failing to attach supporting documents: Inspection reports, permits, repair invoices, and warranties help verify the validity of your disclosures.
Not disclosing repaired issues: Even if you’ve fixed a problem listed on the form, like a roof leak or plumbing issue, it still needs to be reported.
Minimizing or softening the truth: Downplaying a defect can open you up to legal risk if the buyer later discovers the issue was worse than described.

What if you fail to disclose something important?

If you fail to disclose a known material fact about your North Carolina home, the buyer may have grounds to cancel the contract or sue you after the sale. In some cases, nondisclosure can be treated as fraud under North Carolina law, especially if the omission appears intentional. Being upfront now helps prevent bigger headaches later.

When and how buyers review the disclosure

Under North Carolina’s standard purchase contract, you’re expected to provide a completed Residential Property and Owners’ Association Disclosure Statement when the buyer makes an offer. The buyer then has a set review period, usually three days, to examine the form and decide whether to move forward, request repairs, or cancel the deal. A clear and honest disclosure can help keep your sale from going off the rails.

Partner with a top North Carolina agent to protect your sale

Disclosing your home’s condition is one of the most important — and legally sensitive — parts of the selling process in North Carolina. A top local agent can help you understand what’s required, avoid common pitfalls, and provide expert guidance so you can complete the Residential Property and Owners’ Association Disclosure Statement accurately and confidently.

Unsure where to start? HomeLight’s free Agent Match platform connects you with trusted real estate agents in your North Carolina market. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your goals and selling timeline.

See the top real estate agents in 10 North Carolina markets:

If you’re buying and selling at the same time, check out HomeLight’s Buy Before You Sell program, which can streamline the entire process so you only move once. Watch this short video to see how it works.

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