What is the Property Tax Rate in Hall County?

Based on HomeLight’s analysis of publicly available data, the average effective property tax rate for a primary residence in Hall County is approximately 1.09% of its estimated value. This is higher than the national average of 0.90%.

For example, with a 1.09% effective tax rate, a homeowner with a $480,000 home might pay around $5,232 in annual property taxes.

An effective property tax rate represents the actual percentage of a property’s market value that a homeowner pays in taxes, considering the assessed value and any exemptions or deductions.

Note: HomeLight’s Hall County property tax calculator provides a ballpark estimate for a primary residence using average rates. Your tax can vary based on location and the specific taxing districts (e.g., schools, fire districts, and libraries) that apply to your parcel. For a precise number, contact the Tax Assessor’s Office in Hall County.

Step One: Consult with a Trusted Buyer's Agent

Tell us a little bit about your plans (where you’re looking to buy and when you want to make a purchase), and we’ll connect you with top-rated buyer’s agents in your area. It takes only a few minutes, and it’s free.

Are There Property Tax Exemptions in Hall County?

Homeowners in Hall County may qualify for several property tax exemptions that can lower their tax bill. These are offered through the Hall County Tax Assessor’s Office, depending on your location. Common exemptions include:

  • General homestead exemption: Available to homeowners living in their primary residence as of January 1 at $2,000.
  • Senior Exemptions: Adds $30,000 beyond the homestead exemption for those over 65 years of age.
  • Disabled veteran exemption: Reduces taxable assessed value by about $121,812

If you’re buying a home in Hall County, note that property tax exemptions do not automatically transfer from the previous owner. After the home changes hands, you must reapply, according to your eligibility.

When Are Hall County Property Taxes Due?

Property taxes in Hall County are billed annually:

  • November 15: Real estate and homesteaded personal property
  • April 1: Non-homesteaded mobile/manufactured homes

What Do Property Taxes Pay For in Hall County?

Local property taxes in Hall County pay for important local services, including:

  • Public schools
  • Police and sheriff services
  • Fire protection and emergency response
  • Road maintenance and traffic control
  • Courts and legal services
  • Parks and recreation
  • Elections and voter services
  • Public health programs
  • Trash, animal control, and environmental services
  • Repayment of local government debt

Yes, You Can Buy Before You Sell. Why Move Twice?

Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency.

What Does It Cost to Buy a Home in Hall County?

How Much House Can You Afford?

Affordability in Hall County depends on your income, debt, credit score, and mortgage rate. With a median household income of around $78,309 in Hall County,, a buyer might afford a home in the $255,000–$300,000 rage using standard debt-to-income guidelines. However, with the Hall County median home price exceeding $480,000, many buyers need dual incomes or additional savings to qualify.

Use HomeLight’s Home Affordability Calculator to estimate your budget based on your income, debts, and current rates.

What Down Payment Will You Need in Hall County?

According to Defy Mortgage, the average down payment on a house in Hall County is 12%. However, down payment amounts vary widely depending on loan type and credit score. While 20% used to be the expected standard, many buyers put down between 5% and 15%, with 3% options available for FHA and some conventional first-time buyer loans.

For a $480,000 home, here’s what your down payment could look like:

  • 3% down = $14,400
  • 5% down = $24,000
  • 10% down = $48,000
  • 15% down = $72,000
  • 20% down = $96,000

Try HomeLight’s Down Payment Calculator to see how different down payments affect your monthly payment and loan size.

How Much Are Closing Costs in Hall County?

Buyers in Hall County can expect to pay about 2% to 5% of the purchase price in closing costs. These may include:

  • Loan origination and underwriting fees
  • Title insurance and escrow fees
  • Appraisal and inspection costs
  • Prepaid property taxes and homeowners’ insurance
  • Filing and recording fees

For a $480,000 home, that means estimated closing costs of $9,600 to $24,000. Use HomeLight’s Closing Costs Calculator to get a personalized estimate based on your expected Hall County home purchase price.

How To Find a Trusted Hall County Real Estate Agent

An experienced Hall County agent can help you understand local tax rates, school districts, and development trends — and guide you toward neighborhoods that fit your lifestyle and budget.

HomeLight’s free Agent Match tool uses data from over 27 million transactions and thousands of verified reviews to match you with top Hall County agents based on real performance, not paid ads.

Tell us a little about your buying plans and get matched today with no obligation.

Additional resources when searching for a trusted buyer’s agent in Hall County:

Buying and Selling? Consider “Buy Before You Sell”

If you’re buying a new home in Hall County but need to sell your current property first, HomeLight’s Buy Before You Sell program can simplify the entire process. This modern solution helps you unlock equity from your current home to make a non-contingent offer on your new home — and only move once. Watch the short video below to see how it works.