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Houston Seller Closing Cost Calculator

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Closing Cost Calculator for Houston: Seller Averages

This free calculator can help home sellers in Houston estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in the Bayou City, enter the information for each of the input fields above. You can see typical or state averages for most Houston seller closing costs below.

Home Selling Price: $336,000

How does your home compare to the city’s median selling price of $336,000? To determine your listing price, you can:

  1. Get a preliminary estimate with HomeLight’s free Home Value Estimator
  2. Request a Comparative Market Analysis (CMA) from a top Houston agent
  3. Purchase a pre-listing home appraisal (typically around $500 in Houston)
  4. Visit this HomeLight map link to compare recently sold homes in Houston

Mortgage Payoff Amount: $239,780

According to Experian, the average homeowner in Texas has a mortgage balance of around $239,780. To find the exact payoff amount for your Houston home, check your latest mortgage statement or contact your mortgage provider.

Listing Agent Fee: $8,400–$10,080

A typical listing agent commission in Houston is 2.5% to 3% of the home’s selling price. On a $336,000 house, your agent’s fee might range from $8,400–$10,080.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your Houston market.

Buyer’s Agent Fee: $8,400–$10,080

In the past, sellers covered both the listing agent and the buyer’s agent fees. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own real estate agents. If you’re offering to pay this fee to attract buyers or help close a deal, on a $336,000 median-priced Houston home, you can expect to pay $8,400–$10,080.

Detailed Closing Costs: $5,040–$11760

Closing costs in Houston typically average 1.5%–3.5% of the home’s sale price. Whether your property falls in the high or low end of this range depends on its value, condition, the purchase agreement, and what services you end up paying for. On a median-priced home of $336,000, you might pay $5,040–$11760. Below are some of the typical types of closing costs you can expect in a Houston home sale:

  • Home Preparations: To help make your Houston home stand out, you’ll want to invest in curb appeal improvements such as professional cleaning, landscaping, or home staging.
  • Renovations/Repairs: Fixing or updating your Houston home to meet buyer expectations or potential inspection requests.
  • Title Service Fees: Title company work is required to verify the legal ownership of the home and help manage the transfer of the Houston property.
  • Owner’s Title Insurance: This is a one-time insurance premium paid by the seller in Houston to protect the buyer from title issues or ownership disputes. However, the buyer and seller often negotiate who will pay for the owner’s title insurance policy in the sales contract.
  • Transfer Taxes: The state of Texas does not levy a transfer tax on home sales.
  • Recording Fees: These are fees paid to the local city or county recording office to officially record the change in property ownership.
  • Buyer Incentives: With buyers being more hesitant in the current Houston market, you may need to offer concessions or credits to sweeten a deal, such as paying the buyer’s agent fees or funding an interest rate buydown.
  • Other Costs: You’ll likely have some miscellaneous expenses that are not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Texas.)
  • Moving Expenses: While paying for movers or a rental truck is not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.

Make Buying and Selling Easier: Most Houston sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your Houston home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your Houston home to get started. Along with your offer, you’ll also see an estimate of what a top Houston agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.

Need a ballpark listing price?

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