Oakland Seller Closing Cost Calculator

Published on November 12th, 2025

Closing Cost Calculator for Oakland: Seller Averages

This free calculator can help home sellers in Oakland estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in Oakland, enter the information for each of the input fields above. You can see typical or state averages for most Oakland seller closing costs below.

Home Selling Price: $1,350,000

How does your home compare to the city’s median selling price of $1,350,000? To determine your listing price, you can:

Get a preliminary estimate with HomeLight’s free Home Value Estimator
Request a Comparative Market Analysis (CMA) from a top Oakland agent
Purchase a pre-listing home appraisal (typically $700 in Oakland)
Visit this HomeLight map link to compare recently sold homes in Oakland

Mortgage Payoff Amount: $445,250

According to Experian, the average homeowner in California has a mortgage balance of $445,250. To find the exact payoff amount for your Oakland home, check your latest mortgage statement or contact your mortgage provider.

Listing Agent Fee: $33,750–$40,500

A typical listing agent commission in Oakland is 2.5% to 3% of the home’s selling price. On a $1,350,000 house, your agent’s fee might range from $33,750–$40,500.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your Oakland market.

Buyer’s Agent Fee: $33,750–$40,500

In the past, most home sellers covered both the listing agent and the buyer’s agent commissions. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers or help close a deal, on a $1,350,000 median-priced Oakland home, you can expect to pay $33,750–$40,500.

Detailed Closing Costs: $13,500–$27,000

Closing costs in Oakland typically average 1%–2% of the home’s sale price. Whether your property falls in the high or low end of this range depends on its value, condition, the purchase agreement, and what services you end up paying for. On a median-priced home of $1,350,000, you might pay $13,500–$27,000. Below are some of the typical types of closing costs you can expect in an Oakland home sale:

Home Preparations: To help your Oakland home stand out, consider investing in curb appeal improvements, such as professional cleaning, landscaping, or home staging.
Renovations/Repairs: Fixing or updating your Oakland home to meet buyer expectations or inspection requests.
Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property. Buyers usually cover this in Oakland, but sellers can do so as a concession.
Owner’s Title Insurance: A one-time insurance premium paid by the seller in Oakland to protect the buyer from title issues or ownership disputes. Buyers usually cover this in Oakland, but sellers can do so as a concession.

Transfer Taxes: Oakland home sellers pay a state transfer tax rate of $0.55 per $500 of home value. They are also subject to county transfer taxes, as well as city rates, which can vary depending on the amount the home sells for.

Recording Fees: This is a relatively small fee you’ll need to pay to the local city or county recording office to officially record the change in property ownership.
Buyer Incentives: With buyers being more hesitant in the current Oakland market, you may need to offer concessions or credits to sweeten a deal, such as paying the buyer’s agent fees or funding an interest rate buydown.
Other Costs: You’ll likely have some miscellaneous expenses that are not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in California.)
Moving Expenses: While paying for movers or a rental truck is not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.

Make Buying and Selling Easier: Most Oakland sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your Oakland home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your Oakland home to get started. Along with your offer, you’ll also see an estimate of what a top Oakland agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.