Delaware Transfer Tax Calculator: What to Expect

This simple calculator can help home sellers in Delaware estimate their transfer taxes. To get a ballpark idea of the transfer fees you might pay in the First State, enter your home’s estimated selling price above.

Need a selling price? Try HomeLight’s free Home Value Estimator to see what your house might be worth. To receive a more accurate listing price, contact a top Delaware real estate agent and request a Comparative Market Analysis (CMA), a report that will compare your home against nearby listed and recently sold properties.

See a full cost and proceeds breakdown

A top real estate agent can provide you with a Seller’s Net Sheet that breaks down all the costs of selling your home, along with an estimate of the proceeds you can expect. Use HomeLight’s free Agent Match platform to find a trusted local agent with excellent reviews and a proven track record.

How the Delaware Transfer Tax is Calculated

Delaware’s transfer tax, known as a Real Estate Transfer Tax, is calculated at a rate of 3.0% of the property’s fair market value, divided equally between the buyer and seller. This rate may change depending on if the local municipality also charges a transfer tax. 

Another Transfer Tax Delaware Sellers Typically Pay

Many counties and local governments also charge home sellers a real estate transfer tax. In Delaware, local municipalities can levy a tax of 1.5%. 

If the local transfer tax exceeds 1%, the state will reduce the state tax to 2.5%. This usually leads to a total transfer tax of 4%, split between the buyer and the seller. 

»Learn more: Understanding Delaware’s Transfer Tax

See the bigger home sale picture: To see what your entire home sale might cost, try HomeLight’s Delaware Seller Closing Cost Calculator. You’ll also get a preliminary look at your estimated net proceeds.

Does the Seller Always Pay the Delaware Transfer Tax?

While it’s customary for this tax to be split between the buyer and the seller, who pays the Delaware transfer tax can sometimes be a point of negotiation between the buyer and seller during the closing process.

Some Delaware home sales may be exempt, such as:

  • Transfers between spouses or former spouses as part of a divorce settlement.
  • Transfers of homestead property between spouses with only an existing mortgage or lien as consideration.
  • Transfers to governmental entities such as the United States, Florida government agencies, counties, municipalities, and political subdivisions.
  • Personal Representative’s deeds according to a probated will (with potential tax on excess shares).
  • Certain gifts where no consideration (money) is exchanged. 

Make Buying and Selling Easier: Most Delaware sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Resources to Plan Your Delaware Home Sale

Here are some additional tools to help you plan your Delaware home sale:

Sell fast without paying fees or commissions: Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer for your Delaware home in 24 hours. If you accept the offer, you can close in as few as 10 days. Answer a few questions about your Delaware home to get started. Along with your cash offer, you’ll also receive an expert estimate of what a top Delaware agent might be able to get for your home. Receive both selling options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools: