What’s on the Montana Seller Disclosure Form?

When you’re a homeowner, you likely know your home better than anyone, flaws and all. If you’re planning to sell, you may be wondering how much information to disclose on the Montana Seller Disclosure Form, officially known as the Owner’s Property Disclosure Statement.

This form provides potential buyers with a clearer picture of your property’s condition and history, enabling them to make a more informed decision. Additionally, it can also protect you.

In this post, we’ll tell you what to expect, how much detail to provide, and what could go wrong if you leave something out. We’ll also offer a downloadable Disclosure Litmus Test to help you identify any red flags.

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What is the Montana seller disclosure form?

The Montana seller disclosure form, or Owner’s Property Disclosure Statement, is a X-page document developed by the Montana Association of Realtors. It’s designed to help you disclose any known issues or facts about your home that could impact its value or a buyer’s decision to proceed.

Montana law requires sellers to disclose all material facts — in other words, anything that could impact the buyer’s use or enjoyment of the property. The Owner’s Property Disclosure Statement form serves as a guide to help you complete this process thoroughly. It covers everything from structural issues and past repairs to neighborhood conditions and HOA rules.

Note: Even if you’re selling a home “as is” in Montana, you’re still required to be truthful and transparent about what you know.

What’s included in the Montana seller disclosure form?

Below is a section-by-section summary of what you’ll be asked to disclose when selling a home in Montana. This is a brief overview of what you can expect to see on the disclosure form, but the actual contents of your form may vary.

Appliances

Refrigerator, range, oven, microwave
Dishwasher, garbage disposal, trash compactor
Washer, dryer, freezer
Any known defects or malfunctions

Components and built-in systems

Water heater, water softener, or conditioner
Ceiling fans, exhaust fans
Security systems, smoke and fire alarms
Garage door openers, remotes, intercoms
TV, cable, internet, and phone wiring

Electrical system

Wiring, outlets, switches
Service capacity or panel issues
Past electrical repairs, alterations, or overloads

Plumbing and sewer systems

Pipes, drains, faucets, fixtures, toilets
Sump pumps
Private septic system details and permits, if applicable
Public sewer issues, if applicable

Heating, cooling, and additional heat sources

Furnaces, heat pumps, central air systems
Wall or window units
Propane tanks or gas leaks
Fireplaces, wood, pellet, or gas stoves

Insulation

Wall and ceiling insulation
Vapor barriers
Asbestos or formaldehyde concerns, if known

Interior and exterior components

Walls, ceilings, floors
Windows, doors, screens
Driveways, sidewalks, fences

Basement and foundation

Leaks, moisture, or flooding
Foundation cracking or structural concerns
Fuel tanks, if present

Roof

Leaks or deterioration
Gutters and drainage
Ice buildup or structural issues

Water supply

Private well condition, quality, and water rights
Public or community water systems
Abandoned wells, if any

Outdoor features and additional structures

Decks, patios, pools, spas, hot tubs
Garages, barns, shops, carports
Sprinkler systems and landscaping issues

Location, access, and nearby conditions

Easements or access agreements
Private roads or shared driveways
Nearby landfills, gravel pits, or commercial uses

Insurance claims and property history

Prior damage or insurance claims
Fire, flood, earthquake, or other major events

Environmental and health-related disclosures

Methamphetamine use or remediation
Radon testing or mitigation
Lead-based paint (for homes built before 1978)
Mold testing or treatment

Additional property conditions and legal matters

Asbestos or noxious weeds
Insects such as termites or carpenter ants
Unpermitted work or code violations
Zoning, floodplain, or environmental restrictions
HOAs, special assessments, or dues
Lawsuits, liens, leases, or mineral rights

Download and print our Disclosure Litmus Test

Use this link to download a printable checklist (62KB) to prepare for completing the Montana seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.

Check off anything that applies to your Montana property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.

What is not required to be disclosed? Montana law does not require you to disclose if someone died in the home, if a previous occupant had a communicable disease, or if a sex offender lives nearby. You’re also not obligated to disclose neighborhood rumors, paranormal activity, or personal reasons for selling, unless you are directly asked and your answer could be misleading.

Find a Top Agent to Help You Navigate Disclosures

HomeLight’s free Agent Match platform can connect you with a top-performing agent in your market who can help you navigate your entire home-selling journey — from disclosures to closing.

Common mistakes sellers make on the disclosure form

Here are some of the most common missteps sellers make when filling out the Montana Owner’s Property Disclosure Statement:

  • Checking “yes” without providing an explanation: If you check a yes box that includes an “Explain” line, not providing the details could lead to a delay in the sale of your home.
  • Guessing instead of explaining: If you’re not sure about something, don’t make assumptions — just state that you don’t know or add an explanation.
  • Failing to attach supporting documents: Inspection reports, permits, repair invoices, and warranties help verify your disclosures.
  • Not disclosing repaired issues: Even if you’ve fixed a problem listed on the form, like a roof leak or foundation issue, it still needs to be reported.
  • Minimizing or softening the truth: Downplaying a defect can open you up to legal risk if the buyer later discovers the issue was worse than you described.

What if you fail to disclose something important?

If you fail to disclose a known material fact about your Montana home, the buyer may have grounds to cancel the contract or sue you after the sale. In some cases, nondisclosure can be considered fraud under Montana law, particularly if the omission appears intentional. Being upfront now helps prevent bigger headaches later.

When and how buyers review the disclosure

Under Montana’s standard purchase contract, you’re expected to provide a completed Owner’s Property Disclosure Statement within five days of contract acceptance. The buyer then has a set review period, typically 10 to 14 days, to examine the form and decide whether to proceed, request repairs, or cancel the deal.

Partner with a top Montana agent to protect your sale

Disclosing your home’s condition is one of the most important — and legally sensitive — parts of the selling process in Montana. A top local agent can help you understand what’s required, avoid common pitfalls, and provide expert guidance so you can complete the Owner’s Property Disclosure Statement accurately and confidently.

Unsure where to start? HomeLight’s free Agent Match platform connects you with trusted real estate agents in your Montana market. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your goals and selling timeline.

See the top real estate agents in 7 Montana markets:

If you’re buying and selling at the same time, check out HomeLight’s Buy Before You Sell program, which can streamline the entire process so you only move once. Watch this short video to see how it works.

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