San Jose Transfer Tax Calculator

Published on July 10th, 2025

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San Jose Transfer Tax Calculator: What to Expect

This simple calculator can help home sellers in San Jose estimate their transfer taxes. To get a ballpark idea of the transfer fees you might pay in the Garden City, enter your home’s estimated selling price above.

Need a selling price? Try HomeLight’s free Home Value Estimator to see what your house might be worth. To receive a more accurate listing price, contact a top San Jose real estate agent and request a Comparative Market Analysis (CMA), a report that will compare your home against nearby listed and recently sold properties.

A top real estate agent can provide you with a Seller’s Net Sheet that breaks down all the costs of selling your home, along with an estimate of the proceeds you can expect. Use HomeLight’s free Agent Match platform to find a trusted local agent with excellent reviews and a proven track record.

How the San Jose Transfer Tax is Calculated

San Jose’s transfer tax, known as a Real Property Transfer Tax, is calculated at a rate of $1.65 per $500 of the property’s sale price. Property that changes hands for a consideration of $2 million or more are subject to additional taxes.

Below is a table showing San Jose’s transfer tax tiers for property over $2 million:

Value of Consideration	Rate
$2,000,000 to $5,000,000	0.75%
$5,000,000.01 to $10,000,000	1%
Over $10,000,000	1.5%

For example, if you sold your home for $1.5 million (San Jose’s median home price), you could expect to pay $4,950 in San Jose transfer taxes.

Another Transfer Tax San Jose Sellers Typically Pay

Home sellers are also required to pay a statewide transfer tax at a rate of $0.55 per $500 of home value.

»Learn more: Understanding San Jose’s Transfer Tax

See the bigger home sale picture: To see what your entire home sale might cost, try HomeLight’s California Seller Closing Cost Calculator. You’ll also get a preliminary look at your estimated net proceeds.

Does the Seller Always Pay the San Jose Transfer Tax?

While it’s customary for the seller to pay the San Jose transfer tax, who pays can sometimes be a point of negotiation between the buyer and seller during the closing process.

Some San Jose home sales may be exempt, such as:

Gifts: Transferring property as a gift with no payment.
Name changes: Confirming a change of name on the title.
Spousal transfers: Establishing separate property of a spouse or changing how the title is held.
Government conveyances: Transfers to or from governmental agencies or nonprofit corporations.
Debt-related transfers: Conveyances to secure a debt or reconveyance after debt satisfaction.
Court-ordered transfers: Including those under a reorganization plan or by order of the SEC.
Partnership adjustments: Confirming dissolution of a partnership or changes in partnership interest.
Foreclosure alternatives: Deed in lieu of foreclosure or conveyances during marriage dissolution.

Make Buying and Selling Easier: Most San Jose sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Resources to Plan Your San Jose Home Sale

Here are some additional tools to help you plan your San Jose home sale:

Sell fast without paying fees or commissions: Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer for your San Jose home in 24 hours. If you accept the offer, you can close in as few as 10 days. Answer a few questions about your San Jose home to get started. Along with your cash offer, you’ll also receive an expert estimate of what a top San Jose agent might be able to get for your home. Receive both selling options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.