Westchester County Transfer Tax Calculator

Published on July 24th, 2025

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Westchester County Transfer Tax Calculator: What to Expect

This simple calculator can help home sellers in Westchester County estimate their transfer taxes. To get a ballpark idea of the transfer fees you might pay in the Golden Apple, enter your home’s estimated selling price above.

Need a selling price? Try HomeLight’s free Home Value Estimator to see what your house might be worth. To receive a more accurate listing price, contact a top Westchester County real estate agent and request a Comparative Market Analysis (CMA), a report that will compare your home against nearby listed and recently sold properties.

A top real estate agent can provide you with a Seller’s Net Sheet that breaks down all the costs of selling your home, along with an estimate of the proceeds you can expect. Use HomeLight’s free Agent Match platform to find a trusted local agent with excellent reviews and a proven track record.

How the Westchester County Transfer Tax is Calculated

New York’s transfer tax, known as a real estate transfer tax, is calculated at a rate of $2.00 per $500 of the property’s sale price. Westchester County has the same tax rate.

New York also has a “mansion tax,” a transfer tax of 1% of the property’s value applied to transactions over $1 million.

For example, if you sold your home for $759,183 (Westchester County’s median home price), you could expect to pay $3,038 in Westchester County transfer taxes.

»Learn more: Understanding Westchester County’s Transfer Tax: A Quick Guide

See the bigger home sale picture: To see what your entire home sale might cost, try HomeLight’s Westchester County Seller Closing Cost Calculator. You’ll also get a preliminary look at your estimated net proceeds.

Does the Seller Always Pay the Westchester County Transfer Tax?

While it’s customary for the seller to pay the Westchester County transfer tax, who pays can sometimes be a point of negotiation between the buyer and seller during the closing process.

Some Westchester County home sales may be exempt, such as those used to secure debt, certain gift transactions, or those between or to non-profit organizations.

In addition, on a new construction home, some Westchester County builders might pass the transfer tax responsibility directly to the buyer.

Make Buying and Selling Easier: Most Westchester County sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Resources to Plan Your Westchester County Home Sale

Here are some additional tools to help you plan your Westchester County home sale:

Sell fast without paying fees or commissions: Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer for your Westchester County home in 24 hours. If you accept the offer, you can close in as few as 10 days. Answer a few questions about your Westchester County home to get started. Along with your cash offer, you’ll also receive an expert estimate of what a top Westchester County agent might be able to get for your home. Receive both selling options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.