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Colorado Seller Closing Cost Calculator

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Closing Cost Calculator for Colorado: State Averages

This free calculator can help home sellers in Colorado estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in the Centennial State, enter the information for each of the input fields above. You can see typical or state averages for most Colorado seller closing costs below.

Home Selling Price: $599,000

How does your home compare to the state’s median selling price of $599,000? To determine your listing price, you can:

  1. Get a preliminary estimate with HomeLight’s free Home Value Estimator
  2. Request a Comparative Market Analysis (CMA) from a top Colorado agent
  3. Purchase a pre-listing home appraisal (typically $800–$950 in Colorado)
  4. Visit this HomeLight map link to compare recently sold homes in Colorado

Mortgage Payoff Amount: $342,594

According to the credit experts at Experian, the average mortgage balance for Colorado homeowners is $342,594. To find your exact payoff amount, check your latest mortgage statement or contact your mortgage servicer.

Listing Agent Fee: $14,975–$17,970

A typical listing agent commission in Colorado is 2.5% to 3% of the home’s selling price. On a $599,000 house, your agent’s fee might range from $14,975–$17-970.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your Colorado market.

Buyer’s Agent Fee: $14,975–$17,970

In the past, sellers covered both the listing agent and the buyer’s agent fees. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers, on a $599,000 median-priced Colorado home, you can expect to pay $14,975–$17,970.

Detailed Closing Costs: $5,990

Closing costs in Colorado average about 1% of the home’s sale price. On a median-priced home of $599,000, you might pay $5,990. Below are some of the typical types of closing costs you can expect:

  • Home Preparations: This includes curb appeal efforts such as cleaning (inside and out), landscaping, and home staging.
  • Renovations/Repairs: These are costs related to fixing or updating your property to meet buyer expectations or home inspection requests.
  • Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the Colorado property.
  • Owner’s Title Insurance: A one-time insurance premium typically paid by the seller in Colorado to protect the buyer from title issues or ownership disputes.
  • Transfer Taxes: While negotiable, it’s customary for the buyer to cover Colorado’s transfer tax, called a “documentary fee.” (See more below.)
  • Recording Fees: Fees paid to the local government to officially record the change in homeownership.
  • Buyer Incentives: Credits or concessions you might offer potential buyers, such as paying the buyer’s agent fees or offering a rate buydown.
  • Other Costs: Miscellaneous expenses not covered in other cost categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Colorado.)
  • Moving Expenses: While not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.

The Colorado “transfer tax” is a state documentary fee of $0.01 per $100 of the property’s sale price. It’s usually paid by the buyer. Some Colorado cities and towns may have their own local real estate transfer taxes (RETTS) in addition to the state documentary fee.

Make Buying and Selling Easier: Most sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your Colorado home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your Colorado home to get started. Along with your offer, you’ll also see an estimate of what a top Colorado agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.

Need a ballpark listing price?

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