New Hampshire Seller Closing Cost Calculator

Published on June 26th, 2025

Closing Cost Calculator for New Hampshire: Seller Averages

This free calculator can help home sellers in New Hampshire estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in the Granite State, enter the information for each of the input fields above. You can see typical or state averages for most New Hampshire seller closing costs below.

A top real estate agent can provide you with a Seller’s Net Sheet that breaks down all the costs of selling your home, along with an estimate of the proceeds you can expect. Use HomeLight’s free Agent Match platform to find a trusted local agent with excellent reviews and a proven track record.

Home Selling Price: $483,000

How does your home compare to the state’s median selling price of $483,000? To determine your listing price, you can:

Get a preliminary estimate with HomeLight’s free Home Value Estimator
Request a Comparative Market Analysis (CMA) from a top New Hampshire agent
Purchase a pre-listing home appraisal (typically $650 in New Hampshire)
Visit this HomeLight map link to compare recently sold homes in New Hampshire

Mortgage Payoff Amount: $223,928

According to the credit experts at Experian, the average mortgage balance for New Hampshire homeowners is $223,928. To find your exact payoff amount, check your latest mortgage statement or contact your mortgage servicer.

Listing Agent Fee: $12,075–$14,490

A typical listing agent commission in New Hampshire is 2.5% to 3% of the home’s selling price. On a $483,000 house, your agent’s fee might range from $12,075–$14,490.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your New Hampshire market.

Buyer’s Agent Fee: $12,075–$14,490

In the past, sellers covered both the listing agent and the buyer’s agent fees. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers, on a $483,000 median-priced New Hampshire home, you can expect to pay $12,075–$14,490.

Detailed Closing Costs: $15,456

Closing costs in New Hampshire average about 3.2% of the home’s sale price, higher than the national average of around 2%. On a median-priced home of $483,000, you might pay $15,456. Below are some of the typical types of closing costs you can expect:

Home Preparations: Sprucing up the home’s curb appeal, such as interior house cleaning, landscaping, or home staging, can entice buyers.
Renovations/Repairs: Fixing or updating your property to meet keep pace with buyer demand and market conditions.
Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property.
Owner’s Title Insurance: A one-time insurance premium paid by the seller to protect the buyer from title issues or ownership disputes.
Transfer Taxes: New Hampshire home sellers pay a transfer tax rate of $0.75 per $100 of the property’s value. This is shared between the buyer and seller for a combined rate of $1.50 per $100. (See more below.)
Recording Fees: Fees paid to the local government to officially record the change in property ownership.
Buyer Incentives: Credits or concessions you might offer buyers, such as paying the buyer’s agent fees or offering a rate buydown.
Other Costs: Miscellaneous expenses not covered in other categories, such as attorney fees and HOA transfers. (An attorney is required to sell a house in New Hampshire.)
Moving Expenses: While not technically a closing cost, you should include this expense in your budget, which can range from $883 to $7,000.

In New Hampshire, transfer taxes are levied at a rate of $0.75 per $100 of the total price or consideration of the property changing hands. If the property in question is sold for less than $4,000, a minimum tax of $20 is levied on both the buyer and the seller.

Make Buying and Selling Easier: Most New Hampshire sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your New Hampshire home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your New Hampshire home to get started. Along with your offer, you’ll also see an estimate of what a top New Hampshire agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.