North Carolina Seller Closing Cost Calculator

Published on June 4th, 2025

Closing Cost Calculator for North Carolina: Seller Averages

This easy-to-use and free calculator can help home sellers in North Carolina estimate their potential closing costs and net proceeds. To get a solid estimate of the cost of selling a house in the Tar Heel State, enter the information for each of the input fields above. You can see typical or state averages for most North Carolina seller closing costs below.

A top real estate agent can provide you with a Seller’s Net Sheet that breaks down all the costs of selling your home, along with an estimate of the proceeds you can expect. Use HomeLight’s free Agent Match platform to find a trusted local agent with excellent reviews and a proven track record.

Home Selling Price: $368,000

How does your home compare to the state’s median selling price of $368,000? To determine your listing price, you can:

Get a preliminary estimate with HomeLight’s free Home Value Estimator
Request a Comparative Market Analysis (CMA) from a top North Carolina agent
Purchase a pre-listing home appraisal (typically $525-$800 in North Carolina)
Visit this HomeLight map link to compare recently sold homes in North Carolina

Mortgage Payoff Amount: $212,160

According to the credit experts at Experian, the average mortgage balance for North Carolina homeowners is $212,160. To find your exact payoff amount, check your latest mortgage statement or contact your mortgage servicer.

Listing Agent Fee: $9,200–$11,040

A typical listing agent commission in North Carolina is 2.5% to 3% of the home’s selling price. On a $368,000 house, your agent’s fee might range from $9,200–$11,040.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your North Carolina market.

Buyer’s Agent Fee: $9,200–$11,040

In the past, sellers covered both the listing agent and the buyer’s agent fees. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers, on a $368,000 median-priced North Carolina home, you can expect to pay $9,200–$11,040.

Detailed Closing Costs: $4,048

Closing costs in North Carolina average about 1.1% of the home’s sale price. On a median-priced home of $368,000, you might pay $4,048. Below are some of the typical types of closing costs you can expect:

Home Preparations: Consider sprucing up your home’s curb appeal. This can include landscaping, deep cleaning the house, or simply staging the property.
Renovations/Repairs: It is important to fix or update your property to keep pace with buyer demand and market expectations.
Title Service Fees: Title company work is required to verify legal ownership and help manage the property transfer.
Owner’s Title Insurance: A one-time insurance premium paid by the seller to protect the buyer from title issues or ownership disputes.
Transfer Taxes: North Carolina home sellers pay a transfer tax rate of $1 for each $500 of the value of the property conveyed. (See more below.)
Recording Fees: Fees paid to the local government to officially record the change in property ownership.
Buyer Incentives: Credits or concessions you might offer buyers, such as paying the buyer’s agent fees or offering a rate buydown. Concessions are an increasingly common way for sellers to help buyers cross the finish line.
Other Costs: Miscellaneous expenses not covered in other categories, such as attorney fees and HOA transfers. (An attorney is required to sell a house in North Carolina.)
Moving Expenses: While not a closing cost, you should factor this expense into your budget. It can range from $883 to $7,000.

In North Carolina, the responsibility for paying transfer taxes generally falls on the property seller. However, depending on the sales agreement, this can be negotiated as a concession for the buyer. Additionally, depending on the county where the home is located, there might be an additional transfer tax.

Make Buying and Selling Easier: Most North Carolina sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your North Carolina home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your North Carolina home to get started. Along with your offer, you’ll also see an estimate of what a top North Carolina agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.