Palm Beach County Seller Closing Cost Calculator

Published on December 8th, 2025

Closing Cost Calculator for Palm Beach County: Seller Averages

This free calculator can help home sellers in Palm Beach County estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in Palm Beach County, enter the information for each of the input fields above. You can see typical or state averages for most Palm Beach County seller closing costs below.

Home Selling Price: $495,000

How does your home compare to the city’s median selling price of $495,000? To determine your listing price, you can:

Get a preliminary estimate with HomeLight’s free Home Value Estimator
Request a Comparative Market Analysis (CMA) from a top Palm Beach County agent
Purchase a pre-listing home appraisal (typically $650 in Palm Beach County)
Visit this HomeLight map link to compare recently sold homes in Palm Beach County

Mortgage Payoff Amount: $251,713

According to Experian, the average homeowner in Florida has a mortgage balance of $251,713. To find the exact payoff amount for your Palm Beach County home, check your latest mortgage statement or contact your mortgage provider.

Listing Agent Fee: $12,375–$14,850

A typical listing agent commission in Palm Beach County is 2.5% to 3% of the home’s selling price. On a $495,000 house, your agent’s fee might range from $12,375–$14,850.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your Palm Beach County market.

Buyer’s Agent Fee: $12,375–$14,850

In the past, most home sellers covered both the listing agent and the buyer’s agent commissions. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers or help close a deal, on a $495,000 median-priced Palm Beach County home, you can expect to pay $12,375–$14,850.

Detailed Closing Costs: $11,385

Closing costs in Palm Beach County typically average 2.3% of the home’s sale price. Whether your property falls in the high or low end of this range depends on its value, condition, the purchase agreement, and what services you end up paying for. On a median-priced home of $495,000, you might pay $11,385. Below are some of the typical types of closing costs you can expect in a Palm Beach County home sale:

Home Preparations: To help your Palm Beach County home stand out, consider investing in curb appeal improvements, such as professional cleaning, landscaping, or staging the home.
Renovations/Repairs: Fixing or updating your Palm Beach County home to meet buyer expectations or inspection requests.
Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property.
Owner’s Title Insurance: A one-time insurance premium paid by the seller in Palm Beach County to protect the buyer from title issues or ownership disputes.
Transfer Taxes: Palm Beach County home sellers pay a state transfer tax rate of $0.70 per $100 of the total value of the property.
Recording Fees: This is a relatively small fee you’ll need to pay to the local city or county recording office to officially record the change in property ownership.
Buyer Incentives: With buyers being more hesitant in the current Palm Beach County market, you may need to offer concessions or credits to sweeten a deal, such as paying the buyer’s agent fees or funding an interest rate buydown.
Other Costs: You’ll likely have some miscellaneous expenses that are not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Florida.)
Moving Expenses: While paying for movers or a rental truck is not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.

Make Buying and Selling Easier: Most Palm Beach County sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your Palm Beach County home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your Palm Beach County home to get started. Along with your offer, you’ll also see an estimate of what a top Palm Beach County agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.