What’s on the Colorado Seller Disclosure Form?
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Richard Haddad Executive EditorClose
Richard Haddad Executive EditorRichard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company’s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News & Info, where he also served as news director and director of internet operations.
You know your Colorado home better than anyone, including its imperfections. If you’re making plans to sell, you may be wondering how much you need to reveal on the Colorado seller disclosure form, officially known as the Seller’s Property Disclosure (Residential).
This form gives potential buyers a better picture of your property’s condition and history, allowing them to make a more informed decision about their purchase. It can also protect you.
In this post, we’ll show you what to expect, how much detail to provide on the form, and what could go wrong if you leave something out. We’ll also provide a downloadable Disclosure Litmus Test to help you identify any red flags before you tackle the official form.
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What is the Colorado seller disclosure form?
The Colorado seller disclosure form, or Seller’s Property Disclosure (Residential), is a 10-page document developed by the Colorado Real Estate Commission. It’s designed to help you disclose any known issues or facts about your home that could affect its value or a buyer’s decision to move forward.
Colorado law requires sellers to disclose all material facts — in other words, anything that could impact the buyer’s use or enjoyment of the property. The Seller’s Property Disclosure (Residential) form acts as a guide to help you do this thoroughly. It covers everything from structural issues and past repairs to neighborhood conditions and HOA rules.
Note: Even if you’re selling a home “as is” in Colorado, you’re still required to be truthful and transparent about what you know.
What’s included in the Colorado seller disclosure form?
When you fill out Colorado’s Seller’s Property Disclosure, you’ll be asked about the home’s systems, structure, history, and any known issues. The checklist below highlights the main categories you’ll see on the form, along with examples of the specific details you may need to share.
Your answers should reflect your current, actual knowledge — and you’ll need to disclose certain facts even if the form doesn’t ask about them directly.
Building and roof
Past structural, water, or pest damage
Storm, fire, flood, hail, or wind damage
Cracks or settling in foundation, walls, or floors
Roof leaks, repairs, warranty details, or age of roof
Skylight, gutter, or downspout issues
Appliances and major systems
Condition of included appliances (washer, dryer, dishwasher, fridge, etc.)
Electrical service, wiring, outlets, or lighting problems
Solar panels or wind generators (owned or leased)
Heating, cooling, ventilation, or humidifier issues
Fireplaces, stoves, fuel tanks, or radiant heat systems
Water and sewer
Type of water source (public, well, shared well, cistern)
Well permits, inspection dates, or pump service history
Water heater, water softener, or filtration system
Pool, hot tub, sauna, sprinkler, or irrigation system
Sewer or septic service type and provider
Septic permits, inspection, or pumping dates
Gray water storage/use
Past flooding, drainage, or runoff problems
Interior and exterior features
Flooring or carpet damage or stains
Problems with fixtures or included equipment
Garage doors, gates, or elevators
Property use and access
Zoning or building code violations
Unpermitted additions or alterations
Leased areas or short-term rental history
Access problems, parking restrictions, or shared driveways
Boundary disputes or encroachments
Environmental conditions
Hazardous materials (asbestos, petroleum, pesticides, etc.)
Above- or underground storage tanks
Geological hazards, floodplains, or wetlands
Soil movement, mine shafts, or landfill location
Radon testing results or mitigation system
Indoor smoking history
Animals kept in the home
Odors, pests, or diseased trees
If the home was previously used as a meth lab
HOA or community rules
Property part of an HOA
Pending HOA assessments or fee increases
Problems with shared/common areas
HOA lawsuits involving builders or contractors
Other disclosures
Inspection or engineering reports
Past property insurance claims
Pending government improvements or liens
Any pending litigation or other dispute resolution
Deed restrictions, affordable housing limits, or historic district location
Colorado’s Division of Real Estate website has printable copies of the state’s seller disclosure form and other documents, including a Seller’s Property Disclosure Supplement for additional structures on your lot.
Pro tip: Before you start the disclosure form, you may want to gather documents that will help you answer accurately. This might include permits for past work, roof warranty paperwork, inspection or service records for your well or septic system, receipts for major repairs, HOA meeting notes, and any radon or environmental reports.
Download and print our Disclosure Litmus Test
Use this link to download a printable checklist (62KB) to prepare for completing the Colorado seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.
Check off anything that applies to your Colorado property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.
What is not required to be disclosed? Colorado law does not require you to disclose if someone died in the home, if a previous occupant had HIV or AIDS, or if a sex offender lives nearby. You’re also not obligated to disclose suspected paranormal activity, neighborhood rumors, or your personal reasons for selling, unless your potential buyer asks you directly, and your answer could be misleading.
Find a Top Agent to Help You Navigate Disclosures
HomeLight’s free Agent Match platform can connect you with a top-performing agent in your market who can help you navigate your entire home-selling journey — from disclosures to closing.
Common mistakes sellers make on the disclosure form
Below are some of the most common missteps sellers make when filling out the Colorado seller disclosure form:
- Leaving answers blank: Skipping a question can create confusion and raise red flags for buyers. This includes answering “Yes” without adding a required explanation.
- Guessing instead of stating what you actually know: The form requires your current, actual knowledge, not assumptions or what you think “should be” true.
- Failing to disclose past issues that were repaired: Even if a problem has been fixed (like a roof leak or water damage), it still needs to be mentioned.
- Omitting documentation: Missing permits, service records, or warranty information can slow the process or cause disputes later.
- Forgetting non-visible problems: Issues like radon, pests, or underground storage tanks may not be obvious, but are still important to disclose.
- Not updating the form if new problems arise before closing: You’re required to tell the buyer if anything changes after you first complete the form.
- Minimizing or softening the truth: Downplaying a defect can open you up to legal risk if the buyer later discovers the issue was worse than described.
What if you fail to disclose something important?
If you fail to disclose a known material fact about your Colorado home, the buyer may have grounds to cancel the purchase agreement or sue you after the sale. In some cases, nondisclosure can be treated as fraud under Colorado law, especially if the omission appears intentional. Being upfront can help prevent bigger issues later.
Real-life examples of disclosure fraud: In one Colorado case, a buyer sued the sellers for losses suffered from damage to the home caused by expansive soils. The seller failed to divulge this known latent defect under the house. In another case, the defendants falsely claimed on the seller disclosure form that they had no personal knowledge of the property, when in fact they were thoroughly familiar with it, including a prior leak and wood rot in the home.
When and how buyers review the disclosure
Under Colorado’s standard purchase contract, you’re expected to provide a completed disclosure form within 3 days of contract acceptance. The buyer then has a set review period, usually 7-10 days, to examine the form and decide whether to move forward, request repairs, or cancel the purchase. A clear, complete, and honest disclosure can help keep your sale on track.
Partner with a top Colorado agent to protect your sale
Disclosing your home’s condition is one of the most important — and legally sensitive — parts of the selling process in Colorado. A top local agent can help you understand what’s required, avoid pitfalls, and provide expert guidance so you can complete the Colorado seller disclosure form accurately and confidently.
Unsure where to start? HomeLight’s free Agent Match platform connects you with trusted real estate agents in your Colorado market. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your goals and selling timeline.
You’ll find more helpful guides in HomeLight’s Colorado Seller Resource Center.
See the top real estate agents in 10 Colorado markets:
- Top real estate agents in Denver
- Top real estate agents in Colorado Springs
- Top real estate agents in Aurora
- Top real estate agents in Fort Collins
- Top real estate agents in Lakewood
- Top real estate agents in Thornton
- Top real estate agents in Westminster
- Top real estate agents in Pueblo
- Top real estate agents in Greeley
- Top real estate agents in Boulder
If you’re buying and selling at the same time, check out HomeLight’s Buy Before You Sell program, which can streamline the entire process so you only move once. Watch this short video to see how it works.
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