Mortgage & loan advice for homebuyers

Confused about the differences between pre approval vs pre qualified vs underwritten pre approval? We explain which option might be best for you.

A conventional loan is the most popular type of mortgage in the US, but is it right for you? Top experts walk through the ins and outs of going conventional.

Getting preapproved for a mortgage is an early step to buying a house, but that approval isn’t good forever. How long is your mortgage preapproval good for?

You’ll need more cash than your down payment to buy a house, so don’t forget to budget for mortgage fees. Find out what to expect, and what you can negotiate.

Is the grass greener with a different mortgage lender? Well, it might be cheaper! Here’s what to know about switching mortgage lenders before closing.

Lower interest rates can save you money over the long run, but there are other factors you should take into consideration before refinancing your mortgage.

Are discount points on a mortgage loan really a good deal for buyers? There’s no one-size-fits-all approach, but there are smart ways to score a deal.

Millions of buyers are left in the dark when it comes to their mortgage rates, but those who cut through the confusion can save thousands.

Mortgage brokers do one thing: mortgages. Their singular focus can be an advantage for homebuyers, but a mortgage broker isn’t right for everyone.

Few things in life involve the level of commitment buying a house requires, or the amount of paperwork. How do you get preapproved for a mortgage?