What’s on the Tennessee Seller Disclosure Form?

Published on November 29th, 2025
5 min read

Joseph Gordon Editor
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Joseph Gordon Editor

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Joseph Gordon is an Editor with HomeLight. He has several years of experience reporting on the commercial real estate and insurance industries.

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You know your Tennessee home better than anyone, including its flaws. If you’re making plans to sell, you may be wondering how much you need to reveal on the Tennessee seller disclosure form, officially known as the Residential Property Condition Disclosure.

This form provides potential buyers with a clearer picture of your property’s condition and history, enabling them to make a more informed decision. Additionally, it can also protect you in the event of any legal disputes.

In this post, we’ll tell you what to expect, how much detail to provide, and what could go wrong if you leave something out. We’ll also provide a downloadable Disclosure Litmus Test to help you identify any red flags.

What is the Tennessee seller disclosure form?

The Tennessee seller disclosure form, or Residential Property Condition Disclosure, is a document developed by the Tennessee Association of Realtors. It’s designed to help you disclose any known issues or facts about your home that could impact its value or a buyer’s decision to proceed.

Tennessee law requires sellers to disclose all material facts — in other words, anything that could impact the buyer’s use or enjoyment of the property. The Residential Property Condition Disclosure form acts as a guide to help you do this thoroughly. It covers everything from structural issues and past repairs to neighborhood conditions and HOA rules.

Note: Even if you’re selling a home “as is” in Tennessee, you’re still required to be truthful and transparent about what you know.

What’s included in the Tennessee seller disclosure form?

Below is a section-by-section summary of what you’ll be asked to disclose when selling a home in Tennessee. This will give you an idea of what you can expect, but keep in mind that this is not a complete listing, and the contents of your disclosure form may vary.

Systems and appliances

☐ Heating, cooling, plumbing, and electrical
☐ Water heater and water/gas sources
☐ Installed appliances and fireplaces
☐ Irrigation systems, pools/spas, and garage components

Structural components

☐ Roof (type/age), foundation, basement, or slab
☐ Floors, walls, ceilings, windows, and doors
☐ Driveways, sidewalks, decks, and exterior materials

Known defects or past issues

☐ Items not in working order
☐ Past fire, flood, or structural damage
☐ Settling, drainage, or grading concerns
☐ Flood-insurance requirements

Property conditions and shared features

☐ Easements, encroachments, or survey issues
☐ Unpermitted or non-code additions
☐ Shared walls, fences, or access points

Environmental or land-related concerns

☐ Asbestos, radon, lead paint, fuel tanks, or contamination
☐ Landfill material, sinkholes, or soil tests
☐ Exterior injection wells

Neighborhood, legal, and community factors

☐ Zoning or setback issues
☐ Noise or nuisance concerns
☐ HOA or subdivision rules, dues, and assessments
☐ Citations, lawsuits, or leased systems/equipment
☐ PUD status or structures moved from original foundation

Other conditions and factors

This is an open-ended section where you can disclose anything not already covered that might affect the home’s value or a buyer’s decision, such as past insurance claims, neighbor disputes, or unusual property quirks.

Additional explanations

This is a freeform space to clarify any earlier answers or provide details that didn’t fit elsewhere. If you marked “yes” to something earlier in the form, this is your opportunity to provide a detailed explanation.

Download and print our Disclosure Litmus Test

Use this link to download a printable checklist (62KB) to prepare for completing the Tennessee seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.

Check off anything that applies to your Tennessee property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.

What is not required to be disclosed? Tennessee law does not require you to disclose if a previous occupant had HIV or AIDS, or if a sex offender lives nearby. You’re also not obligated to reveal neighborhood rumors, supposed paranormal activity, or personal reasons for selling, unless you are directly asked and your answer could be misleading.

Common mistakes sellers make on the disclosure form

Here are some of the most common missteps sellers make when filling out the Tennessee Residential Property Condition Disclosure:

Checking “yes” without providing an explanation: If you check a yes box that includes an “Explain” line, not providing the details could delay your home sale.
Guessing instead of explaining: If you’re not sure about something, don’t make assumptions — just state that you don’t know or add an explanation.
Failing to attach supporting documents: Inspection reports, permits, repair invoices, and warranties help verify your disclosures.
Not disclosing repaired issues: Even if you’ve fixed a problem listed on the form, like a roof leak or plumbing issue, it still needs to be disclosed.
Minimizing or softening the truth: Downplaying a defect can open you up to legal risk if the buyer later discovers the issue was worse than you described.

What if you fail to disclose something important?

If you fail to disclose a known material fact about your Volunteer State home, the buyer may have grounds to cancel the contract or sue you after the sale. In some cases, nondisclosure can be treated as fraud under Tennessee law, especially if the omission appears intentional. Being upfront now helps prevent bigger headaches later.

When and how buyers review the disclosure

Under Tennessee’s standard purchase contract, you’re expected to provide a completed Residential Property Condition Disclosure within 3 days of contract acceptance. The buyer then has a set review period, typically 14 days, to examine the form and decide whether to proceed, request repairs, or cancel the deal.

Partner with a top Tennessee agent to protect your sale

Disclosing your home’s condition is one of the most important — and legally sensitive — parts of the selling process in Tennessee. A top local agent can help you understand what’s required, avoid common pitfalls, and provide expert guidance so you can complete the Residential Property Condition Disclosure accurately and confidently.

Unsure where to start? HomeLight’s free Agent Match platform connects you with trusted real estate agents in your Tennessee market. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your goals and selling timeline.

You’ll find more helpful guides in HomeLight’s Tennessee Seller Resource Center.

See the top real estate agents in 10 Tennessee markets:

If you’re buying and selling at the same time, check out HomeLight’s Buy Before You Sell program, which can streamline the entire process so you only move once. Watch this short video to see how it works.

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