Texas Seller Closing Cost Calculator

Closing Cost Calculator for Texas: State Averages

This free calculator can help home sellers in Texas estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in Texas, enter the information for each of the input fields above. You can see typical or state averages for most Texas seller closing costs below.

Home Selling Price: $439,250

How does your home compare to the state’s median selling price of $357,800? To determine your listing price, you can:

1. Get a preliminary estimate with HomeLight’s free Home Value Estimator

2. Request a Comparative Market Analysis (CMA) from a top Texas agent

3. Purchase a pre-listing home appraisal (typically $425–$650 in Texas)

4. Visit this HomeLight map link to compare recently sold homes in Texas

Mortgage Payoff Amount: $239,783

According to the credit experts at Experian, the average mortgage balance for Texas homeowners is $239,783. To find your exact payoff amount, check your latest mortgage statement or contact your mortgage servicer.

Listing Agent Fee: $8,945–$10,734

A typical listing agent commission in Texas is 2.5% to 3% of the home’s selling price. On a $357,800 house, your agent’s fee might range from $8,945–$10,734.

Buyer’s Agent Fee: $8,945–$10,734

In the past, sellers covered both the listing agent and the buyer’s agent fees. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers, on a median-priced home, you can expect to pay $8,945–$10,734.

Detailed Closing Costs: $5,367

Closing costs in Texas average about 1.5% of the home’s sale price. On a median-priced home of $357,800, you might pay $5,367. Below are some of the typical types of closing costs you can expect:

• Home Preparations: Curb appeal efforts such as interior house cleaning, landscaping, or home staging.
• Renovations/Repairs: Fixing or updating your property to meet buyer expectations or inspection requests.
• Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property.
• Owner’s Title Insurance: A one-time insurance premium paid by the seller to protect the buyer from title issues or ownership disputes.
• Transfer Taxes: Texas does not impose a state transfer tax on home sales, but some local municipalities might impose a fee.
• Recording Fees: Fees paid to the local government to officially record the change in property ownership.
• Buyer Incentives: Credits or concessions you might offer buyers, such as paying the buyer’s agent fees or offering a rate buydown.
• Other Costs: Miscellaneous expenses not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Texas.)
• Moving Expenses: While not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your Texas home sale:

• Listing Agent Match platform
• Home Value Estimator
• Best Time to Sell Calculator
• Agent Commissions Calculator
• Net Proceeds Calculator

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your Texas home to get started. Along with your offer, you’ll also see an estimate of what a top Texas agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

• Home Affordability Calculator
• Down Payment Calculator
• Closing Costs Calculator
• Buyer’s Agent Match platform