Virginia Seller Closing Cost Calculator

Published on June 17th, 2025

Closing Cost Calculator for Virginia: Seller Averages

This free calculator can help home sellers in Virginia estimate their closing costs and net proceeds. To get a ballpark idea of the cost of selling a house in The Old Dominion, enter the information for each of the input fields above. You can see typical or state averages for most Virginia seller closing costs below.

Home Selling Price: $425,000

How does your home compare to the state’s median selling price of $425,000? To determine your listing price, you can:

Get a preliminary estimate with HomeLight’s free Home Value Estimator
Request a Comparative Market Analysis (CMA) from a top Virginia agent
Purchase a pre-listing home appraisal (typically $600 in Virginia)
Visit this HomeLight map link to compare recently sold homes in Virginia

Mortgage Payoff Amount: $283,619

According to the credit experts at Experian, the average mortgage balance for Virginia homeowners is $283,619. To find your exact payoff amount, check your latest mortgage statement or contact your mortgage servicer.

Listing Agent Fee: $10,625–$12,750

A typical listing agent commission in Virginia is 2.5% to 3% of the home’s selling price. On a $425,000 house, your agent’s fee might range from $10,625–$12,750.

Get the Highest Proceeds: HomeLight data shows that the top 5% of agents sell homes faster and for up to 10% more than average agents. Try HomeLight’s free Agent Match platform to consult with the highest-performing agents in your Virginia market.

Buyer’s Agent Fee: $10,625–$12,750

In the past, sellers covered both the listing agent and the buyer’s agent fees. However, following a landmark court settlement by the National Association of Realtors, buyers are now expected to negotiate compensation directly with their own agents. If you’re offering to pay this fee to attract buyers, on a $425,000 median-priced Virginia home, you can expect to pay $10,625–$12,750.

Detailed Closing Costs: $7,225

Closing costs in Virginia average about 1.7% of the home’s sale price. On a median-priced home of $425,000, you might pay $7,225. Below are some of the typical types of closing costs you can expect:

Home Preparations: Curb appeal efforts like interior house cleaning, landscaping, or home staging can help improve your home’s first impression.
Renovations/Repairs: Fixing or updating your property will help you keep up with market demands.
Title Service Fees: Title company work required to verify legal ownership and help manage the transfer of the property. Buyers typically cover this in Virginia.
Owner’s Title Insurance: A one-time insurance premium paid by the seller to protect the buyer from title issues or ownership disputes. Buyers typically cover this in Virginia.
Transfer Taxes: Virginia home sellers pay a Grantor Tax rate of $0.50 for every $500 of the property’s value. (See more below.)
Recording Fees: Fees paid to the local government to officially record the change in property ownership.
Buyer Incentives: Credits or concessions you might offer buyers, such as paying the buyer’s agent fees or offering a rate buydown.
Other Costs: Miscellaneous expenses not covered in other categories, such as attorney fees and HOA transfers. (An attorney is not required to sell a house in Virginia.)
Moving Expenses: While not technically a closing cost, you might want to include this expense in your budget, which can range from $883 to $7,000.

The state transfer tax in Virginia is $0.25 per $100 of the property’s value. Typically, the buyer pays the state and local transfer taxes. The grantor’s tax, paid by the seller, is $0.50 per $500. An additional grantor’s tax of $0.10 per $100 applies in Northern Virginia.

Make Buying and Selling Easier: Most Virginia sellers are also buyers looking to purchase a new home. With HomeLight’s Buy Before You Sell program, you can make a non-contingent offer on your new home and only move once. Watch this short video to learn more.

More Helpful Seller Tools From HomeLight

Here are some additional tools you may find helpful as you plan your Virginia home sale:

Want to avoid closing costs and sell fast? Get a cash offer today.

With HomeLight’s Simple Sale platform, you can receive a no-obligation, all-cash offer in 24 hours and close in as few as 10 days. Answer a few questions about your Virginia home to get started. Along with your offer, you’ll also see an estimate of what a top Virginia agent might be able to get for your home. Get both options with one tool.

As you look ahead to your next home purchase, here are some helpful buyer tools:

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.