Selling a House ‘As Is’ in Nebraska

Looking to sell a house “as is” in Nebraska? Whether you’ve got a fixer-upper or recently inherited a loved one’s home, sometimes the goal is to skip repairs, get a fair offer, and move on quickly.

“There are many reasons why somebody might choose to try to sell their home as-is. The first one that comes to mind could be perhaps somebody has inherited a home. Maybe a family member has passed away, and the people who are now left to sell it don’t live in town, so it’s just easier for them not to have to coordinate any repairs or improvements to the property,” says Joanne McCoy, a top-producing Lincoln agent with over 20 years of experience.

However, it’s important to note that selling a house “as is” usually means accepting a lower offer, and it doesn’t always prevent buyers from trying to negotiate savings. Below, we’ll take a closer look at how to sell a house as-is in Nebraska, your options for getting an offer, and what to expect from the process.

Fast facts about selling a house ‘as is’ in Nebraska

What is ‘as is’ condition in real estate?

“As is” is a type of home sale in which it’s mutually understood that no improvements will be made to the property. When selling a house “as is,” the seller chooses not to entertain buyers’ requests to complete repairs or provide a credit for repairs.

An as-is sale may also indicate that the functionality and longevity of certain components of the home, such as a worn-out stove or an older roof, are not guaranteed.

When selling a house “as is,” the general condition of the property should already be accounted for in the purchase price of the home to the best of the seller’s knowledge.

“Sellers need to be upfront and honest about anything and everything they know about the physical condition of the home, and disclose that when they’re listing the property,” McCoy says. “They don’t want to mislead someone, hide something, or try to just sneak it through. It’s not fair to the buyers, and it ultimately could lead to some issues for the seller.”

Which types of homes are sold ‘as is’?

Homes sold “as is” often need some maintenance work or may be cosmetically outdated — it’s not a label you’re likely to put on a listing in pristine, move-in-ready condition.

“As is” sales often attract investors searching for their next house flip or buyers seeking a good deal, perhaps on a home in a great location with lots of potential for improvement.

What problems do you have to disclose in Nebraska?

Selling a house “as is” in Nebraska doesn’t mean you can sweep known problems about the property under the rug.

A good time to fill out the Nebraska Seller Property Condition Disclosure Statement is before officially listing your home or requesting an offer, so that you know it’s been taken care of.

The form will walk you through documenting what you know about:

• Appliances
• Electrical Systems
• Heating and Cooling Systems
• Water Systems

You’ll also be prompted to fill out information about:

• Structural Conditions
• Environmental Conditions
• Title Conditions
• Other Conditions (dwelling, flood plain)
• Cleaning / Servicing Conditions

No matter which approach you take to sell your home, you’re required to make these disclosures to the best of your ability. However, Nebraska allows certain exemptions, including tax deeds, deeds of partition, and deeds between husband and wife.

For the full list of exceptions, please refer to this link.

Review your options to sell ‘as is’ in Nebraska

The main options to sell a house ‘as is’ in Nebraska include:

List ‘as is’ with the help of a real estate agent

A seasoned real estate agent will provide assistance throughout the process of listing and selling a home “as is.” An agent will provide simple presentation tips to improve marketing, help to set an appropriate price that reflects the home’s condition, and work to find a buyer who’s willing and eager to buy your home in its current state.

Sell directly to a cash buyer

Someone who wants to sell their home “as is” can also work directly with a property investor or house-buying company rather than list, where it might be difficult to get an offer from a limited buyer pool.

We Buy Houses companies buy “as is” at a discounted rate and generally seek out homes in need of significant repairs. These companies can help sellers cash out quickly, and many will cover a seller’s closing costs in full.

Steps to list ‘as is’ with the help of a real estate agent

Find an agent willing to list the home ‘as is’

Your choice of real estate agent always matters, but even more so when selling a property “as is.” It’s important to find the right match — notably, an agent who doesn’t shy away from listings that need a little fixing up and perhaps has a strong network of investor connections.

Your agent should also be willing to go the extra mile on marketing. Considering that over half of Americans say that they would prefer to buy a move-in ready home, an “as is” sale typically has a reduced buyer pool from the start.

“My advice is to be prepared for some buyers not to consider the home. They might be scared off by the language of ‘as is.’ They interpret that as the home being a property that has issues or needs a lot of work. But if they do get showings, be prepared to have offers that are lower, or they might have to start out with a lower list price,” explains McCoy.

Consider a pre-listing inspection

A pre-listing home inspection is the same as a standard home inspection, except that the seller pays for it before putting their home on the market. It may sound like a counterintuitive step for an as-is sale, but getting inspection results upfront can reveal any issues that might impact the home’s value and inform an accurate pricing strategy. If a buyer requests further deductions to the price based on their own inspection, you may be able to point out how the estimated cost of certain repairs was already baked into the list price.

“For the most part, a pre-inspection could prepare and should prepare a seller for any major issues that a buyer might discover. That way, the seller can get ahead of it, either have the repairs done or adjust the price accordingly, and they can provide that report to the buyer as well,” advises McCoy.

Price to reflect ‘as is’ condition

The median sale price for homes in Nebraska hit $289,000 in October 2025, a 7% increase over the year prior.

McCoy says that homes sold ‘as is’ in the area typically sell for 5%-20% less than regular listings. Some of the top factors that impact the value of an “as is” listing in Nebraska include the condition of the home and how much work is needed.

You can start with a free estimate from HomeLight’s Home Value Estimator (HVE).

Our HVE combs public data, including tax records and assessments, and pulls recent sales records for other properties in your neighborhood. Using a short questionnaire, we also factor in specifics about your home, such as the property type and its described condition. After inputting your address, we’ll provide you with a preliminary home value estimate in less than two minutes.

What is Your Nebraska Home Worth?

Enter your address and get a preliminary estimate of home value in under two minutes.

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Do ever-so-light preparations

Even for as-is home listings in Nebraska, McCoy typically recommends that sellers complete the following:

• Boost curb appeal by maintaining the yard and exterior of the home
• Remove clutter and personal items
• Complete low-budget cleanup, such as deep cleaning floors, kitchens, and bathrooms
• Make the home easy to show by improving lighting and ensuring clear access throughout the property

“They don’t need to invest a whole bunch of money, but buyers make a lot of decisions on how a home looks, how it smells, and just their checklist in their mind of what they’re going to have to do. If the seller can take care of some of those items, it will definitely benefit them,” says McCoy.

Photograph to show potential

Your listing warrants professional photography regardless of its condition. A professional photographer will take steps to shoot each room from the best angle, ensure optimal interior and natural lighting, and edit for the ideal brightness and exposure.

A high-quality camera with a wide-angle lens is ideal for showcasing entire rooms rather than half or three-quarters of what’s there. For these reasons and more, professionally photographed homes can help earn homeowners up to a 47% higher asking price per square foot compared to houses marketed without professional photos.

Your real estate agent will almost always arrange for professional photos as part of the listing process.

Highlight the surrounding area

A home’s location will be important to buyers seeking out a home with potential. Mention in your as-is listing if your home is close to any of the following:

• Downtown areas
• Major employers
• Parks and green spaces
• Sports venues and entertainment districts
• Waterfront views or access (ocean or a lake)
• Highly rated schools
• Access to outdoor activities
• Public transportation

Include ‘as is’ in the listing

Unless you explicitly mention that your house is being sold “as is,” buyers will have no idea of your intentions with the listing. Other common descriptors mentioned in as-is listings in Nebraska include priced to sell, fixer-upper, handyman special, or a “call for investors.”

To balance the focus on as-is condition, work with your agent to craft a property description that highlights the best features of the home.

That description might spotlight features such as original hardwood floors, solid wood cabinetry, a full basement, an oversized lot, or a detached garage. In older Nebraska homes, elements like built-ins, wide porches, mature trees, or a practical floor plan can help shift attention away from deferred maintenance and toward the home’s long-term potential.

Understand buyers may still negotiate

Listing “as is” provides no guarantee that buyers won’t try to negotiate savings on their purchase, even on an asking price you felt was already reduced to reflect the home’s condition. One of the best defenses you can have is an agent who takes a hard stance to prevent a deal from going south for the seller.

McCoy’s advice for sellers? “Just be prepared that even though they are trying to sell the house as is, if a buyer comes through and does an inspection, the seller might still consider negotiating after the inspection for repairs, especially if they’re major items or health or safety items.”

Be aware of minimum property standards for certain loans

When you place your home on the market, it’s hard to predict if your top offer will come from a cash buyer or a buyer who’s pre-qualified for a home loan.

If you do end up working with a financed buyer, be aware that different mortgage types (such as conventional loans or government-backed FHA, USDA, or VA loans) have different minimum property standards. These are standards related to the overall condition of a property, which will play a role in the willingness and/or ability of a lender to finance a buyer’s loan.

Before properties can be financed, their value and condition are typically examined by a state-licensed, independent appraiser contracted by the buyer’s mortgage company.

If you’re unsure whether your home will meet appraisal requirements, you can start by taking a look at the FHA minimum property standards. If your house complies with FHA, then it complies with most other lenders’ requirements.

Prioritize a cash offer if you receive one

On occasion, conventional lenders may even finance a fixer-upper property sold “as is,” and it’s not impossible to finance a fixer-upper with an FHA loan. However, if you’re selling a house “as is” — especially one that needs heftier repairs — you may want to consider accepting a cash offer if you receive one. A cash offer eliminates the lender-ordered appraisal and the time it takes to close on the buyer’s loan, creating a faster and more straightforward road to settlement.

Pros of listing a home ‘as is’: 

• Save time and money on prepwork
• Possibility of reducing negotiations from the inspection
• Solution for out-of-state owners and inherited homes

Cons of listing a home ‘as is’:

• Limited buyer pool
• Expect lower offers
• Negotiations and repairs aren’t always off the table

Steps to sell directly to a cash buyer

Now that we’ve covered the general process of listing a home “as is,” let’s discuss the alternative of working with an investor. While the process can vary with each house-buying company, these are the typical steps involved:

1. Decision: A homeowner decides a traditional listing isn’t for them. Perhaps their house needs a lot of work, or they want to avoid hosting showings or open houses. They’re concerned about finding a buyer willing to purchase their home “as is” in its current state.
2. Contact: A seller contacts a company that purchases homes in their area and provides some basic information about their property.
3. Preliminary offer: At this stage, some house-buying companies will provide a preliminary offer that is subject to change after a house assessment.
4. Assessment: The company schedules a walkthrough of the property to evaluate its condition, usually within 24 to 48 hours.
5. Firm offer: The company presents a firm offer (usually within 24 hours, sometimes on-site after the walkthrough), which you can choose to accept or decline. Most of these companies do not negotiate on price, so the offer is usually a take-it-or-leave-it scenario.
6. Closing: If you accept the offer, you and the company will each sign the purchase contract, and closing will begin. Some companies offer a large deposit or moving cost assistance, and a few may even pay for the home upfront.
7. Payment: The seller typically receives payment quickly, within seven days to a few weeks. This can vary by company, and sellers who work with a house-buying company often enjoy flexibility in selecting a move-out date that works for them.

If you aren’t sure where to get a cash offer, consider Simple Sale, a solution from HomeLight. With Simple Sale, you’ll start by telling us a little bit about your home, such as whether it’s a single-family or condo and how much work it needs. From there, we’ll provide you with a full cash offer to buy your home in as little as a week.

Skip repairs

There’s no need to call the roof inspector or drain your savings to replace the HVAC. HomeLight will provide an offer for homes in nearly any condition.

Sell when it’s convenient

Looking to move right away? Or need a little more time to pack? Either way, we’re flexible. Pick a move date that works for your schedule within 30 days of closing.

Close with certainty

Cash buyers don’t need a lender’s involvement to purchase a home, meaning they can move nimbly and quickly compared to someone who needs traditional financing. With Simple Sale, you can close in as little as 7 days, compared to the 30-60 days or longer it typically takes to close with a financed buyer.

Curious to learn more about the Simple Sale experience? Hear it firsthand from one of our valued clients in the video below.

Additional We Buy Houses companies in Nebraska

Below, we’ve compiled a list of information about some of the leading house-buying companies that purchase homes “as is” for cash in Nebraska.