We Buy Houses Plainfield: Top 5 Companies

Need to sell your home fast? You’ve probably come across signs or advertisements saying “We Buy Houses in Plainfield.” Many of these companies do follow through with quick, all-cash offers on homes in any condition. Whether you’re in a time crunch or simply interested in a stress-free sale, partnering with a house-buying company could be an effective solution.

This article will cover the pros and cons of selling to cash buyers in Plainfield. You’ll also find a selection of local cash buyers and other fast selling options to help you make the best choice for your situation.

Sell Your House Fast in Plainfield With a Cash Offer

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Working with house-buying companies in Plainfield

If you’re short on time, firms promoting “We Buy Houses Plainfield” offer a faster and more straightforward alternative to traditional sales methods. These companies specialize in quick transactions, making them ideal if you’re dealing with life changes, financial challenges, or a home needing major repairs.

The steps to sell your house for cash are simple: Contact a We Buy Houses company and share some details about your Plainfield property. They’ll evaluate the house and present a no-obligation, all-cash offer. If you accept, you can sign the sale agreement and close in as little as one to two weeks — it’s that easy.

Pros and cons of house-buying companies in Plainfield

Selling your Plainfield home to a house-buying company offers a fast and convenient process, but it’s important to understand both the benefits and potential compromises. Below is a brief overview of what you should consider:

Pros of selling to a house-buying company in Plainfield

• Quick closing: Many house-buying companies can wrap up your sale within one or two weeks, which is perfect if you need to move fast. In comparison, selling with a Plainfield real estate agent may take about 68 days on average (loan closing times plus roughly 27 days on the market).
• No need for repairs: You don’t have to worry about fixing, remodeling, staging, or cleaning. These buyers purchase homes “as is.”
• No financing delays: Since the offers are cash-based, there’s no chance the deal will fall apart due to loan approval or contingency complications.
• Less hassle: There are no showings, no open houses, and no drawn-out negotiations.

Cons of selling to a house-buying company in Plainfield

• Lower sale price: When you sell to a house-buying company, the offer is typically below market value, which means you might earn less than if you used an agent. This is because most We Buy Houses firms follow the 70% rule — offering about 70% of your home’s estimated after-repair value (ARV) minus repair costs.
  • Example: If your Plainfield home’s value is $315,000 and it needs $30,000 in renovations, the offer could be calculated as follows: ($315,000 × 0.70) – $30,000 = $190,500.
  • In this scenario, a cash buyer in Plainfield might offer about $190,500 for your property.
• No bargaining: Most companies make take-it-or-leave-it offers, so you have little leverage to negotiate a higher price.
• Risk of scams: Not all cash buyers are trustworthy — some may exploit sellers with unfair deals or hidden charges.
• Fewer seller protections: These transactions generally favor the buyer and may not provide the same legal safeguards for the seller as a traditional home sale.

It’s worth mentioning that a reputable Plainfield real estate agent could potentially secure you a higher return than a cash buyer.

For example, after accounting for selling expenses like closing fees, agent commissions, and home prep, an agent might help you net around $297,675 or more — a big upgrade from a cash offer.

Curious What Your Home Is Worth?

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Your situation matters

The best strategy depends on your home’s condition, necessary repairs, and your goals for the sale. If you need to sell fast, accepting a cash offer might be your best bet. On the other hand, if your goal is to maximize the amount you receive, working with a reputable Plainfield real estate agent could result in a higher sale price.

Whatever path you’re taking, it’s important to conduct research before committing to any major transaction — especially one as impactful as selling your home.

At HomeLight, we suggest consulting with an experienced local real estate agent first. They can provide a realistic valuation of your home’s market price and help you compare it with any cash offers you’ve received. If you’d like, HomeLight can connect you with a highly rated agent in the Plainfield region.

Looking for a quick reference? Use HomeLight’s Home Value Estimator to quickly gauge your property’s worth in under two minutes.

Why sell your Plainfield house for cash?

Choosing to sell your Plainfield home for cash can be a smart move if you’re pressed for time or facing unforeseen life events. Companies that buy houses for cash offer a speedier, more straightforward process, which works well when the traditional route feels too complicated or slow.

Here are some scenarios where a cash sale might be a good fit:

• Avoiding foreclosure: If you’re behind on payments and need to act fast to prevent foreclosure.
• Downsizing: You’re moving to a smaller place and want to bypass the hassle of preparing your current Plainfield home for sale.
• Challenging rental property: Want to sell a rental without dealing with tenant complications.
• Inherited property: You’ve received an inherited home in Plainfield that you prefer to sell quickly.
• Job-related move: You’re relocating for a job and need to sell fast.
• Repair concerns: The house has extensive foundation or structural issues that are tough to fix or disclose on the market.
• Divorce proceedings: A quick and straightforward sale can expedite selling during a divorce.
• Dislike of showings: You’d rather avoid hosting open houses or numerous buyer visits.
• Living out-of-state: You’re not local and want a no-hassle approach to selling from afar.
• Costly repairs: Your Plainfield home requires more work than you can handle at the moment.

Selling for cash can also be an excellent option if you’re helping a parent or relative with a home sale and want the process to be as low-stress as possible.

Popular We Buy Houses for Cash companies in Plainfield

If selling to a cash-buying company in Plainfield sounds like your best option, the next step is to find a trustworthy buyer.

Simply searching “We Buy Houses Plainfield” online will reveal several companies promising quick closings, immediate cash offers, and a hassle-free experience. Below, we’ve featured several reputable buyers that purchase homes for cash. Choosing one of these companies might allow you to close within just one or two weeks.

Other options to sell your Plainfield home quickly

If you’re considering selling your home in Plainfield, but want to look beyond cash-buying companies, here are a couple of alternatives:

iBuyers
iBuyers, or instant buyers, use automated valuation models to deliver quick cash offers on homes that are typically in good condition. The iBuyer process is mostly online and can close within days. However, keep in mind that services like Opendoor and Offerpad usually charge fees amounting to 5% to 6%.

Listing with an agent
Even in competitive markets, working with a knowledgeable agent can often deliver a fast sale — usually at a higher price than a cash offer. An experienced agent can provide a comparative market analysis to price your home correctly and might even introduce you to cash buyers. Many agents will offer pricing insights and market assessments at no cost. If you want expert advice, HomeLight can connect you with a top-rated agent in Plainfield.

Remember, real estate professionals can generally help sellers achieve prices much closer to market value than We Buy Houses companies. For instance, while a WBH investor might offer $190,500 for a home worth $315,000, a skilled agent could help you sell closer to $297,675.

That’s about $107,175 more in your pocket.

If you’re considering listing, HomeLight can put you in touch with a leading local agent who’ll guide you through the best selling strategy for your Plainfield property.

Final thoughts

• Cash buyers offer speed: A house-buying company in Plainfield can often finalize the deal in just a few days, making it ideal if you need a fast sale.
• No repairs needed: Most companies purchase properties “as is,” meaning you won’t have to invest time or money into fixes or upgrades.
• Offers tend to be lower: Although companies advertising “We Buy Houses Plainfield” provide a faster solution when time is tight, their bids are usually less than what you could get from listing with an agent.
• Be cautious of scams: Not all buyers in Plainfield are legitimate. To steer clear of fraudulent offers, carefully vet each buyer before signing any contracts.
• Alternatives exist: iBuyers and experienced agents might also help you sell quickly — sometimes for more money.
• Your situation matters: The best method depends on your timeframe, your home’s condition, and your financial goals.
• Know your home’s value: Always understand your Plainfield property’s market value before proceeding with any cash offer.

At HomeLight, we’re dedicated to supporting your journey. Whether you request a no-obligation cash offer through Simple Sale or partner with a leading Plainfield agent, we’re here to help you select the option that best suits your needs.

Editor’s note: This post is meant to be used for educational purposes only and does not constitute legal or financial advice. Links and mentions of Plainfield area “We Buy Houses” companies should not be considered an endorsement. 

Header Image Source: (Roger Starnes Sr / Unsplash)