5 Top We Buy Houses for Cash Companies in Shively, KY

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Selling your Shively, KY house for cash can be a real lifesaver when you can’t afford necessary fixes or a lengthy listing period. Perhaps you’ve recently inherited a home from a deceased loved one or own a property that’s fallen into disrepair — whatever the case may be, “We Buy Houses” companies can help you sell quickly and move on with your life.

These companies offer a faster alternative to selling on the open market, allowing you to close the deal in a matter of days or weeks and skip the repairs, clean-up, and showings. Many will even cover your closing costs and don’t charge any fees or real estate commissions. The downside is that “We Buy Houses” companies often pay below market value, which can eat into your net proceeds from the sale.

In this article, we’ll compare the pros and cons of selling to a cash-for-homes company. We’ll also highlight a few of the most reputable “We Buy Houses” companies serving the Shively market, and share some other methods for a quick home sale. By the end, you’ll have all the info you need to choose the selling option that fits your needs and goals.

Sell Your House Fast in Shively With a Cash Offer

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Disclaimer: This post is meant to be used for educational purposes only and does not constitute legal or financial advice. Links and mentions of Shively area “We Buy Houses” companies should not be considered an endorsement.

Working with house-buying companies in Shively

For Shively, KY homeowners prioritizing a speedy sale, house-buying companies offer a much simpler way to offload your property. Here’s a glimpse into how the process typically works:

  1. Research companies: Begin by looking into reputable house-buying companies in Shively, KY. Ensure they have a solid track record and positive reviews from previous sellers.
  2. Request an offer: Contact your chosen company to request an offer. This usually involves providing details about your property online or over the phone.
  3. Home evaluation: The company may conduct an in-person visit or a virtual assessment of your home to confirm its condition and market value.
  4. Receive an offer: After evaluating your home, the company will present you with a cash offer. Remember, these offers are often non-negotiable.
  5. Accept the offer: If the offer meets your needs, you can accept it to move forward with the sale.
  6. Close the sale: Closing can be incredibly fast, often within a week, as there’s no need to wait for financing approvals. At closing, you’ll sign the necessary paperwork and receive your cash.

Popular We Buy Houses for Cash companies in Shively

Interested in selling to a Shively cash buyer? Don’t settle for just any company — find one with a proven track record.

We’ve compiled a list of some of the top companies that will pay cash for your parents’ ranch-style or Cape Cod home. By selling to one of these companies, you should be able to sell your Shively home in as little as a week or two.

Kentucky Cash Home Buyers

Kentucky Cash Home Buyers is based in Louisville and provides fair, all-cash offers on homes in any condition. They will extend a no-obligation cash offer within 24 hours of receiving your information, and can close the sale in about a week, or whenever is most convenient for you. The company pays 100% of the sellers’ closing costs and there are no fees or real estate commissions to deal with. Kentucky Cash Home Buyers purchases houses in Shively and eight other nearby markets.

Locations: Shively, Louisville, Middletown, Lagrange, Mt. Washington, Lyndon, St. Matthews, Shelbyville, Shepherdsville

Closing costs: Sellers pay no closing costs; Kentucky Cash Home Buyers covers them.

Simple Sale (a HomeLight platform)

Simple Sale, a solution from HomeLight, is an online platform where sellers in Shively (and across the country) can request a cash offer for their home. Simple Sale connects you to the largest network of cash buyers in the US. Partner investors have a wide range of investment strategies, including fix-and-flip and buy-and-hold. This enables Simple Sale to provide cash offers for a wide array of properties, even those that need some or a lot of work, in different locations throughout Shively.

With Simple Sale, you can get a no-obligation, all-cash offer in 24 hours and sell your home in as few as 10 days, skipping the months it can take to sell the traditional way.

Locations: Nationwide, including Shively

Closing costs: No prep costs, no agent commissions, and no fees charged by HomeLight. Individual investor fees may vary.

Covenant Home Buyers

Covenant Home Buyers is a family-owned and operated company based in Louisville. They purchase as-is properties in Shively, Louisville, Jeffersontown, Lyndon, and St. Matthews, Kentucky. The company will give you a fair all-cash offer on your house within 24 hours, and can close on the date of your choice or in as few as seven days. To get started, fill out the online form on Covenant Home Buyers’ website, or email, call, or text them.

Locations: Shively, Louisville, Jeffersontown, Lyndon, and St. Matthews, KY

Closing costs: Sellers pay no closing costs; Covenant Home Buyers covers them.

We Buy Houses in Kentucky

Based in Louisville, We Buy Houses in Kentucky is operated by a husband-and-wife team with a combined 30 years of investment experience. They purchase houses in any condition in eight Kentucky markets, including Shively. The company can send you a fair cash offer within 24 hours of first contact and is able to close a deal in as little as seven days, or on your timeline. There’s no need for clean-up or repairs, and you don’t have to worry about finding a real estate agent or preparing for showings.

Locations: Shively, Louisville, Shelbyville, St. Matthews, Taylorsville, Shepherdsville, and Bowling Green, KY

Closing costs: Sellers pay no closing costs; We Buy Houses in Kentucky covers them.

We Buy 502

We Buy 502 is a family-owned property investment company that buys houses, vacant land, rental properties, and mobile homes throughout Kentucky. They’ll give you a no-obligation cash offer on your property within 24 hours, regardless of its condition or location. We Buy 502 can close deals in as few as seven days, or longer if you need more time to move. There are no fees, commissions, or closing costs, and the company is committed to providing sellers with “the fairest offer possible.”

Locations: Statewide, including Shively

Closing costs: Sellers pay no closing costs; We Buy 502 covers them.

Why sell your Shively house for cash?

Selling your Shively, KY house for cash can be a smart move in many situations. It’s a fast and easy way to sell, especially if your house needs work or you just don’t have time for a traditional sale.

In Shively, it typically takes around 82 days to sell a home on the market using an agent. That includes an average of 40 days on the market, plus the typical 42 days a buyer needs to close on a purchase loan.

Compare that to the typical seven to 10 days promised by many house-buying companies in Shively, and it’s easy to see why these Cash-For-Homes groups are an attractive option, even though they don’t always offer top dollar for the homes they purchase.

Here are some common scenarios where opting for a cash sale might be beneficial:

  • Job relocation: When a new job requires a quick move, selling your house for cash can make the transition smoother and faster.
  • Divorce: Dividing assets during a divorce can be complex; a cash sale provides a simple way to equitably split your property value.
  • Inherited property: If you’ve inherited a property you’re not prepared to manage, selling for cash is a quick resolution.
  • Downsizing: Ideal for those looking to move to a smaller home or a retirement community without the hassle of a traditional sale.
  • Major repairs needed: Selling for cash can be a way out if your home requires extensive repairs that you can’t afford or manage.
  • Avoiding open houses: For sellers who value privacy and want to bypass the stress of staging and open houses.
  • Foundation issues: When your home has significant foundation problems, a cash sale can be a straightforward way to avoid complex repairs.
  • Facing foreclosure: Selling for cash might offer a way to settle debts and avoid the repercussions of foreclosure.
  • Problems with tenants: For landlords wanting to sell properties with difficult tenants in place.
  • Selling from out of state: A cash sale simplifies the process for those who need to sell a property in Shively while living elsewhere.

If any of these sound familiar, a cash offer from a Shively house-buying company could be your answer. But remember, it’s just the first step — there are more options to consider!

Pros and cons of house-buying companies in Shively

Deciding to work with a house-buying company in Shively, KY, comes with its own set of advantages and disadvantages. They can buy your home as-is, meaning no repairs are required on your end, and close the deal quickly. While speed and convenience are clear perks, there’s a catch: these companies typically offer below-market value. That’s why it’s important to weigh the potential financial trade-off.

Ahead, we’ll break down the pros and cons of selling your Shively, KY home to a “We Buy Houses” company:


  • Speed of sale: The most significant advantage is the speedy sales process, allowing you to close in as little as a week.
  • No need for repairs: You can sell your house in its current condition without worrying about renovations or fixes.
  • Simplicity: The sale process is straightforward, with fewer contingencies and no need for open houses or staging.
  • Certainty: Offers are cash, which means no risk of financing falling through.


  • Below market value: Offers from house-buying companies are typically less than what you might fetch on the open market.
  • Limited negotiation: The price offered is usually final, offering little to no room for negotiation.
  • Risk of scams: Not all house-buying companies are reputable. It’s crucial to do thorough research to avoid scams.
  • Less profit: Ultimately, you might walk away with less money than selling through traditional real estate channels.

Curious What Your Home Is Worth?

Get a near-instant real estate house price estimate from HomeLight for free. Our tool analyzes the records of recently sold homes near you, your home’s last sale price, and other market trends to provide a preliminary range of value in under two minutes.

Vet cash buyers and know your home’s worth

When considering a sale to a cash-for-homes company in Shively, KY, it’s important to remember that your experience will largely depend on the integrity and professionalism of the buyer. Not all “We Buy Houses” companies are created equal, and the level of service can vary significantly. Before signing on the dotted line, take the time to thoroughly vet the company. This means checking online reviews, reading through testimonials, and researching their market presence and past transactions.

Before you move forward with a house-buying company, you should understand what your home is really worth. Then, take your time reading through the buying agreement carefully. This document explains all the details of the sale, so make sure you’re completely comfortable with everything it says.

HomeLight suggests you consult with an experienced local agent to get a better idea of what your home might be worth if sold on the open market. Then, compare it to your cash offer. HomeLight can connect you with a top-performing agent in Shively, KY. You can also use HomeLight’s Home Value Estimator to get an initial ballpark estimate in less than two minutes.

Other options to sell your Shively home quickly


iBuyers, or instant buyers, utilize automated valuation models (AVMs) for fast property valuations. The iBuyer process is conducted almost entirely online, closing in a few days to two weeks. iBuyers pay closer to market value for homes in good condition, in areas with homogenous housing. The major players in the industry, including Opendoor and Offerpad, typically charge service fees of 5%–6%.

Listing with an agent

In a hot housing market, working with a top real estate agent can really speed things up.  A skilled agent will price your house right and promote it well, so there’s a chance it could get snapped up quickly by eager buyers. Agents provide valuable insights through a comparative market analysis (CMA), which is often compiled for free, to help set a competitive listing price. By leveraging their network, an agent could also connect you with cash buyers willing to pay closer to market value. If you’re considering this route, HomeLight can put you in touch with leading real estate professionals in Shively.

FAQs on Shively house-buying companies

We Buy Houses for Cash in Shively vs. top Shively agent

Another helpful exercise is to compare how a “We Buy Houses” company might stack up against working with a real estate agent. Let’s take a glance at how different aspects of the sale might look and compare possible proceeds.

Aspect of the sale Sell to a We Buy Houses for Cash company in Shively Sell with a top Realtor in Shively
Selling timeline 7 to 30 days 82 days average; 40 to attract an offer, 42 to close the loan
Home preparations None Deep clean, declutter, make necessary repairs, landscape, stage home
Showings None 10 to 25 showings average
Inspections / repairs None May need to make additional repairs for the buyer or renegotiate the price
Appraisal None May need to lower your asking price if the appraisal comes in low
Title search Cash-For-Homes companies often handle title issues Must clear title before you can sell home
Financing contingency None Mortgaged buyers use a financing contingency that could hold up the deal if the buyer’s loan doesn’t clear
Agent commission None 5.8% average
Closing costs None 1% to 3% of the home sale price on top of agent commission

Example net proceeds

Below, we’ve put together one example of how net proceeds may differ between selling a home to a We Buy Houses for Cash company and an agent-assisted sale.

Let’s say your home in Shively, KY is currently worth about $190,000 and needs about $25,000 in repairs. Once the repairs are completed, the home might be worth around $215,000.

Sell to a We Buy Houses for Cash company in Shively Sell with a top Realtor in Shively
Estimated sale price ($215,000 x .70) – $25,000 = $125,500 $190,000
Market preparations 0 $1,900 (1% of sale price)
Agent commissions 0 $11,020 (5.8% of sale price)
Closing costs 0 $2,850 (1.5%)
Estimated take-home for seller $125,500 $174,230

As this example illustrates, financially, it’s usually in your best interest to partner with an experienced real estate agent.

However, net proceeds are not the only consideration when selling a home. What’s best in your situation will depend on the condition of your property, what level of repairs are needed, and your selling objectives. It could be that selling on the open market will be a challenge in your area, or the agent timeline might not fit your immediate needs.

Key takeaways

  • Partnering with a “We Buy Houses” company in Shively, KY allows you to close the sale within days or weeks, bypassing the need for repairs, open houses, or showings.
  • It’s crucial to research and understand the credibility of the house-buying company you’re considering. Knowing your home’s value is also essential before making a commitment.
  • “We Buy Houses” companies may offer less than what you might receive from selling through a top real estate agent or an iBuyer.
  • For those uncertain about where to start, HomeLight’s Simple Sale platform can be a valuable resource. It provides no-obligation, all-cash offers for homes in almost any condition, connecting sellers with a network of interested buyers.

If you’re thinking about selling your Shively home to a cash buyer, it’s a good idea to gather multiple offers and compare them carefully. This way, you can be sure you’re making a well-informed decision that aligns with your needs.

Speaking with a top Shively real estate agent can also be helpful. They can give you expert advice on your home’s market value and potential selling timeline. For professional guidance and a personalized approach to selling your home, consider turning to HomeLight for your real estate needs.

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