How to Sell My House for Cash in Maplewood
- Published on
- 8 min read
-
Alexandra Lee Associate EditorClose
Alexandra Lee Associate EditorAlexandra is an associate editor of HomeLight.com. Previously, she served as a writer and social media manager at Santa Barbara Life & Style Magazine, in addition to interning at the nonprofit honors society Phi Beta Kappa. Alexandra holds a bachelor's degree in communication and global studies from UC Santa Barbara, and she has three years of experience reporting on topics including international travel, luxury properties, celebrity interviews, fine dining, and more.
If you’re looking to sell a house for cash in Maplewood, you’re likely aiming for a faster, more straightforward sale. Whether you recently inherited a home in Maplewood Heights or have a fixer-upper in Gladstone, a cash transaction can allow you to skip repairs, avoid showings, and close on a timeline that works for you.
The three big questions on your mind might be:
- How do I sell a house for cash in Maplewood?
- What does this convenience cost?
- How much more can I get for my Maplewood house if I make repairs?
In this post, we’ll break down the two most common ways to receive an all-cash offer in Maplewood and how the pricing might vary based on who you sell to and whether you choose to make repairs or sell as-is.
Options to sell my house for cash in Maplewood
Homeowners generally have two main options when selling for cash: working directly with a house-buying company or investor, or partnering with a real estate agent who can help attract a cash offer from a traditional buyer. Each path can lead to varying levels of proceeds.
Before diving into the details, use the calculator below to get a quick estimate of how a cash offer in Maplewood might compare based on your selling approach.
As shown above, cash offers tend to be higher when a Maplewood home is in good condition or market-ready. That said, not every homeowner has the time, budget, or interest to take on major repairs. For those dealing with a sudden move, job change, financial pressure, or an out-of-state inherited property, the simplicity of an all-cash sale can be hard to beat.
Let’s take a closer look at what you can expect from each option to sell a house for cash in Maplewood.
Option 1: Sell to a cash buyer company in Maplewood
House-buying companies and investor groups specialize in purchasing homes for cash, often accepting properties in “as-is” condition. This means you don’t have to clean, stage, or make repairs to your Maplewood home before selling it. These are commonly known as “We Buy Houses” companies.
Other house-buying companies that serve Maplewood, known as iBuyers, only purchase move-in-ready “turnkey properties” or well-maintained homes. The most well-known iBuyers are Opendoor and Offerpad, which pay higher cash offers but charge a fee of around 5% of the home’s price.
We Buy Houses companies in Maplewood typically follow a similar streamlined process:
- You submit information about your Maplewood property online or by phone.
- They assess the home’s value using local market data and an on-site visit.
- You receive a no-obligation cash offer, often within 24 to 48 hours.
- If you accept, they can close in as little as 7 to 14 days.
While some Maplewood cash buyers fix and flip homes, others rent them out or hold them as long-term investments. Their goal is usually to purchase below market value to allow more room for profit.
Most We Buy Houses investors in Maplewood follow the 70% rule, which means they’ll offer no more than 70% of a home’s after-repair value (ARV) minus the estimated cost of the repairs. Our calculator above applies a formula to demonstrate the 70% rule, as well as an 80% guideline used by many rental property investors.
However, these are only general guidelines, and some Maplewood cash-for-homes companies may offer more or less depending on the property’s location and condition.
»Learn more: 6 Top We Buy Houses for Cash Companies in Minnesota
Pros and cons of selling to a Maplewood cash buyer company
| Pros | Cons |
| Speed: Close and get paid in a matter of days, not months | Lower sale price: Cash offers are typically below market value |
| No repairs required: Sell your Maplewood home in its current condition | No negotiation: In most cases, cash offers are take-it-or-leave-it |
| Convenience: Skip the showings, open houses, or lengthy negotiations | Less competition: You’re not exposing the home to multiple buyers |
| No fees or commissions: Most companies cover closing costs | Not suitable for all situations: An agent-assisted sale has advantages |
| Certainty: Less risk of a deal falling through due to financing | Unscrupulous buyers and scams: Not every cash buyer is legitimate |
While many trustworthy investors operate in Maplewood, it’s still wise to remain wary of potential scams, such as companies that use pressure tactics or lack an established online presence. Instead, search for companies with verified reviews, local market knowledge, and direct, honest communication.
»Learn more: We Buy Houses Pros and Cons: Make an Informed Decision
A better way to find trusted cash buyers in Maplewood
HomeLight’s Simple Sale platform can connect you with the largest network of pre-vetted cash buyers in Maplewood and nationwide, helping you review offers without having to navigate the investor world on your own.
Here is the 4-step Simple Sale process:

To get started, you’ll enter a few details about your Maplewood home and receive a no-obligation offer within 24 hours. If you accept, you can close in as few as 7 days or choose your ideal closing date. You’ll also receive an expert estimate of what your home could sell for using a top-rated Maplewood real estate agent, so you can easily compare your options.
Option 2: Attract a cash buyer with a top Maplewood agent
Not all cash offers in Maplewood come from investors or companies. In fact, many individual buyers come prepared with cash, whether they’re downsizing, relocating after selling a home in Wisconsin, or looking for a second home just outside of downtown St. Paul. A top-rated Maplewood real estate agent can help position your home to attract these buyers.
»Learn more: Why Hire a Real Estate Agent When You’re Selling or Buying
Pros and cons of selling with a top Maplewood agent
| Pros | Cons |
| A higher sale price: Agents can boost your listing’s exposure to attract multiple offers | Longer timeline: A traditional listing in Minnesota can take weeks or months to close |
| Professional guidance: Pricing, marketing, and negotiations are handled for you | Prep work required: You may need to clean, stage, or make repairs before listing |
| Broad market access: Reach more cash buyers through the MLS and agent networks | Showings and disruptions: Selling this way typically involves multiple walkthroughs |
| Reduced stress: Agents take care of complex tasks, freeing your time and removing pitfalls | Commission fees: You’ll need to budget for agent fees (a percentage of the sale price) |
| Legal protection: You’ll get guidance on disclosures and federal fair housing laws | Uncertainty of sale: There is no guarantee of a speedy sale, and offers can still fall through |
»Learn more: Should I Sell to a Home Investor or List With an Agent?
The easy way to find top-rated Maplewood agents
If you’re leaning toward listing with an agent, HomeLight’s free Agent Match platform can connect you with Maplewood’s top-performing agents based on past transaction data. We analyze over 27 million home sales and thousands of client reviews to determine which agent is the right fit for your real estate needs.
Whether you’re trying to attract a cash offer or explore all your options, the right Maplewood agent can help you get the most from your sale. For a no-obligation consultation with a trusted agent, tell us a little about your selling goals and timeline.
What can affect your cash offer price in Maplewood?
Many factors can influence how much a cash buyer is willing to pay in Maplewood. Properties near major corridors like I-694 and I-94, or close to parks and retail hubs, often draw stronger interest from cash buyers. Home size and layout matter, too — mid-century ramblers and well-kept split-levels tend to be easier for buyers to price confidently than homes with highly customized updates. Seasonal timing can also play a role, with winter weather sometimes leading buyers to build in extra buffers for exterior work.
Condition is another key driver. Deferred maintenance, older mechanicals, or roofing concerns can lower a cash offer, while clean inspections and recent updates may narrow the gap between a quick cash sale and a listed cash buyer working with an agent.
Before you decide, it helps to have an understanding of your home’s potential market value. HomeLight’s Home Value Estimator can give you a quick, data-backed estimate so you can compare options with clearer expectations.
Which cash sale option is right for you?
If speed, convenience, and a no-fuss experience are your top priorities, selling to a vetted Maplewood cash buyer through HomeLight’s Simple Sale platform could be the better fit — especially if you want to move quickly without juggling repairs or showings during a Minnesota winter.
If you’re willing to take more time to potentially earn a higher price — and don’t mind preparing your home for listing — working with a top Maplewood agent may be the right choice. Homes near local parks, schools, and everyday amenities often benefit from broader exposure, which can attract competitive cash buyers when marketed strategically.
When you request a Simple Sale offer, you’ll also get an expert estimate of what your Maplewood home could sell for with a top agent, making it easy to compare both paths side-by-side.
Still unsure about selling a house for cash in Maplewood? Use our Home Cash Offer Comparison Calculator above to see how different selling options may stack up. From there, you can request a no-obligation offer or connect with a trusted Maplewood expert.
There’s no one-size-fits-all answer, but with the right tools and local insight, you can choose the option that best fits your timeline and goals.
Header Image Source: (iriana88w/ Depostiphotos)